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Discussion on: How to Refactor Your Finances - An Interview With a Programmer Who Retired at 34

acho_arnold profile image
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Again one can argue that what ever number you chose isn't high enough becaue many things can go wrong. What if the US economy crashes and the currency get's devalued? What if youre target was $5 million and you constantly have emergencies that burn away the capital?

It's really a game of probability and hope. How you can chose how safe you want to be but you can never be safe enough in my opinion.