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    <title>DEV Community: alanwang100</title>
    <description>The latest articles on DEV Community by alanwang100 (@alanwang100).</description>
    <link>https://dev.to/alanwang100</link>
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      <title>DEV Community: alanwang100</title>
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      <title>JiZhiMCP: An Agent-First MCP Gateway with a Cross-Agent Settlement Ledger (Hands-On)</title>
      <dc:creator>alanwang100</dc:creator>
      <pubDate>Mon, 09 Nov 2026 10:06:39 +0000</pubDate>
      <link>https://dev.to/alanwang100/jizhimcp-an-agent-first-mcp-gateway-with-a-cross-agent-settlement-ledger-hands-on-14b2</link>
      <guid>https://dev.to/alanwang100/jizhimcp-an-agent-first-mcp-gateway-with-a-cross-agent-settlement-ledger-hands-on-14b2</guid>
      <description>&lt;p&gt;I've been testing JiZhiMCP (&lt;a href="https://xn--5kvtwv52d.com" rel="noopener noreferrer"&gt;https://xn--5kvtwv52d.com&lt;/a&gt;) for a few days — a remote MCP gateway that bundles 21 everyday tools and, more interestingly, ships a cross-agent settlement ledger for the machine economy. Here's my hands-on.&lt;/p&gt;

&lt;h2&gt;
  
  
  What it is
&lt;/h2&gt;

&lt;p&gt;JiZhiMCP is a hosted MCP server you reach over Streamable HTTP. One endpoint, 21 tools:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;weather_query, exchange_rate, unit_convert — everyday utilities&lt;/li&gt;
&lt;li&gt;github_search, stackoverflow_search, hacker_news_search — developer research&lt;/li&gt;
&lt;li&gt;dns_lookup, ip_info, world_time, holiday_cn — infra and time helpers&lt;/li&gt;
&lt;li&gt;web_fetch, todo_manage — workflow tools&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Quick setup
&lt;/h2&gt;

&lt;p&gt;The public tools need no API key. Add this to your MCP client config:&lt;/p&gt;


&lt;div class="highlight js-code-highlight"&gt;
&lt;pre class="highlight plaintext"&gt;&lt;code&gt;"jizhineng": {&lt;br&gt;
  "url": "&lt;a href="https://mcp.xn--5kvtwv52d.com/mcp" rel="noopener noreferrer"&gt;https://mcp.xn--5kvtwv52d.com/mcp&lt;/a&gt;"&lt;br&gt;
}&lt;br&gt;
&lt;/code&gt;&lt;/pre&gt;

&lt;/div&gt;
&lt;h2&gt;
&lt;br&gt;
  &lt;br&gt;
  &lt;br&gt;
  The interesting part: the settlement ledger&lt;br&gt;
&lt;/h2&gt;

&lt;p&gt;Most MCP gateways stop at tools. JiZhiMCP goes further with a settlement.* tool family — a hash-chained, tamper-evident ledger where autonomous agents hold balances and settle between each other with atomic credit/debit and idempotency keys. That's the machine-economy piece: agents paying agents with an auditable trail, no human in the loop.&lt;/p&gt;

&lt;h2&gt;
  
  
  What I liked
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Zero-friction onboarding — public tools work with no API key&lt;/li&gt;
&lt;li&gt;Clean tool naming — each tool does one clear thing&lt;/li&gt;
&lt;li&gt;The settlement ledger is genuinely differentiated&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  What could be better
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;The punycode domain is awkward to type; a clean ASCII domain would help&lt;/li&gt;
&lt;li&gt;Docs could use more English-first examples&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Bottom line
&lt;/h2&gt;

&lt;p&gt;If you're wiring up agents that need everyday tools AND a way to settle between each other, JiZhiMCP is worth a look. Live at &lt;a href="https://xn--5kvtwv52d.com" rel="noopener noreferrer"&gt;https://xn--5kvtwv52d.com&lt;/a&gt;, source on GitHub: &lt;a href="https://github.com/alanwang100/jizhineng-mcp" rel="noopener noreferrer"&gt;https://github.com/alanwang100/jizhineng-mcp&lt;/a&gt;&lt;/p&gt;

</description>
      <category>agents</category>
      <category>ai</category>
      <category>mcp</category>
      <category>tools</category>
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