DEV Community: chathuranga basnayaka

United Bank Limited Exchange Rate API: PKR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:40:58 +0000

United Bank Limited is one of Pakistan’s largest commercial banks, headquartered in Karachi. Its treasury issues a daily rate sheet in Excel with TT selling, TT clean buying and OD buying rates for about 20 currencies, plus currency-note and forward rates. This guide shows how to read that board as JSON: what the rates mean, how they compare with the State Bank of Pakistan official rate and with other banks in Pakistan, and the calls that return them.

What the UBL board shows

21 currencies against the Pakistani rupee: AED, AUD, BHD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, KWD, MYR, NOK, NZD, OMR, QAR, SAR, SEK, SGD and USD. Every value is PKR per 1 unit of the foreign currency.
The TT clean buy / TT & OD sell pair. The State Bank of Pakistan sets the official weighted-average interbank rate each business day, but customs valuation and company invoicing in Pakistan read National Bank of Pakistan’s daily rate sheet. Bank treasuries issue one rate sheet each morning; the pair shown is the ready telegraphic-transfer buying and selling rate, PKR per 1 unit, and currencies a sheet marks as not available to customers are left out.
USD on 13 November 2026: UBL bought at 275.95 and sold at 276.45 PKR, a spread of 0.18%. The State Bank of Pakistan official rate was 276.6, so the bank's mid sat -0.15% from it.
The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 08:58 PKT (rate sheet no. 1) on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were JPY (0.18%), AED (0.18%), AUD (0.18%) and the widest NOK (0.43%), USD (0.18%), SGD (0.18%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at UBL and other banks in Pakistan

USD on the 2 boards AllRatesToday reads in Pakistan, all captured on 13 November 2026 (the State Bank of Pakistan official rate was 276.6):

Bank	Buy	Sell	Spread	Mid vs official
National Bank of Pakistan	276.5	277	0.18%	+0.05%
United Bank Limited	275.95	276.45	0.18%	-0.15%

UBL had the 2nd narrowest USD spread of the 2. One call to /api/v1/bank-rates/pk returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "ubl",
  "name": "United Bank Limited",
  "country": "pk",
  "quote_ccy": "PKR",
  "bank_updated_at": "2026-11-13 08:58 PKT (rate sheet no. 1)",
  "basis": "TT clean buy / TT & OD sell",
  "captured_at": "2026-11-13T13:36:27.546Z",
  "rates": [
    {"ccy":"AED","buy":75.1294,"sell":75.2654,"mid":75.1974,"spread_pct":0.181,"official":75.3134,"vs_official_pct":-0.154},
    {"ccy":"AUD","buy":187.8944,"sell":188.2348,"mid":188.0646,"spread_pct":0.181,"official":187.966,"vs_official_pct":0.052},
    {"ccy":"BHD","buy":731.4778,"sell":732.8031,"mid":732.14045,"spread_pct":0.181,"official":733.4048,"vs_official_pct":-0.172},
    … 18 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "ubl",
  "name": "United Bank Limited",
  "country": "pk",
  "quote_ccy": "PKR",
  "bank_updated_at": "2026-11-13 08:58 PKT (rate sheet no. 1)",
  "basis": "TT clean buy / TT & OD sell",
  "captured_at": "2026-11-13T13:36:27.546Z",
  "ccy": "USD",
  "buy": 275.95,
  "sell": 276.45,
  "mid": 276.2,
  "spread_pct": 0.181,
  "official": 276.6036,
  "vs_official_pct": -0.146,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by United Bank Limited on its own website, collected by AllRatesToday",
    "bank_url": "https://www.ubldigital.com/Banking/Treasury-and-Capital-Market/TreasuryDownloads",
    "url": "https://allratestoday.com/bank-exchange-rate-api/pk/ubl/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// United Bank Limited's USD row
const r = await client.bankRates('pk', { bank: 'ubl', ccy: 'USD' });
console.log(`UBL buys USD at ${r.buy}, sells at ${r.sell} PKR`);

// The board as it stood on a past day
const past = await client.bankRates('pk', { bank: 'ubl', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/pk/ubl",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The State Bank of Pakistan rate is the one tax, accounting and customs rules in Pakistan name; nobody transacts at it. UBL's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the State Bank of Pakistan endpoint when a rule asks for the official rate.

FAQ

Where do the United Bank Limited rates come from?

From the bank's own public rates page (https://www.ubldigital.com/Banking/Treasury-and-Capital-Market/TreasuryDownloads), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price UBL shows, with the mid, the spread and the State Bank of Pakistan rate added.

Are these the official PKR exchange rates?

No. They are UBL's retail prices for customers. The official rate in Pakistan is the State Bank of Pakistan rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the UBL board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get UBL rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

Live board, refreshed hourly: United Bank Limited rates on AllRatesToday. Every bank in Pakistan side by side: Pakistan bank rates.

Punjab National Bank Exchange Rate API: INR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:39:12 +0000

Punjab National Bank is a state-owned Indian bank headquartered in New Delhi. Its treasury issues a card-rate PDF several times a day with TT, travellers’ cheque, bill and currency-note buying and selling rates for 12 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of India official rate and with other banks in India, and the calls that return them.

What the PNB board shows

12 currencies against the Indian rupee: AED, AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SEK, SGD and USD. Every value is INR per 1 unit of the foreign currency.
The telegraphic transfer pair. Indian banks publish a daily card rate with separate columns for telegraphic transfers, bills, forex travel cards and currency notes; the pair here is the TT rate, which an inbound remittance is converted at. The Reserve Bank’s reference rate is published once each afternoon and is a reference for accounting, not a price anyone transacts at, so a bank’s buying rate always sits below it.
USD on 13 November 2026: PNB bought at 93.95 and sold at 94.65 INR, a spread of 0.74%. The Reserve Bank of India official rate was 94.1997, so the bank's mid sat +0.11% from it.
The bank's own timestamp. The page prints a last-updated stamp (13.11.2026 04PM on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (0.74%), GBP (1.05%), EUR (1.23%) and the widest SGD (1.76%), AED (1.75%), NZD (1.65%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at PNB and other banks in India

USD on the 11 boards AllRatesToday reads in India, all captured on 13 November 2026 (the Reserve Bank of India official rate was 94.1997):

Bank	Buy	Sell	Spread	Mid vs official
State Bank of India	93.5	94.35	0.91%	-0.29%
Bank of Baroda	93.6	94.55	1.01%	-0.13%
Canara Bank	93.7675	94.5375	0.82%	-0.05%
Indian Overseas Bank	93.81	94.37	0.59%	-0.12%
Axis Bank	92.44	95.73	3.50%	-0.12%
Bank of Maharashtra	93.48	94.68	1.28%	-0.13%
Union Bank of India	93.37	94.16	0.84%	-0.46%
HDFC Bank	92.5	95.88	3.59%	-0.01%
ICICI Bank	92.66	95.58	3.10%	-0.09%
Kotak Mahindra Bank	92.61	95.88	3.47%	+0.05%
Punjab National Bank	93.95	94.65	0.74%	+0.11%

PNB had the 2nd narrowest USD spread of the 11. One call to /api/v1/bank-rates/in returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/in/pnb" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "pnb",
  "name": "Punjab National Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "13.11.2026 04PM",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:36:23.815Z",
  "rates": [
    {"ccy":"AED","buy":25.46,"sell":25.91,"mid":25.685,"spread_pct":1.752,"official":25.6477,"vs_official_pct":0.145},
    {"ccy":"AUD","buy":63.52,"sell":64.55,"mid":64.035,"spread_pct":1.608,"official":null,"vs_official_pct":null},
    {"ccy":"CAD","buy":65.63,"sell":66.61,"mid":66.12,"spread_pct":1.482,"official":null,"vs_official_pct":null},
    … 9 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/in/pnb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "pnb",
  "name": "Punjab National Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "13.11.2026 04PM",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:36:23.815Z",
  "ccy": "USD",
  "buy": 93.95,
  "sell": 94.65,
  "mid": 94.3,
  "spread_pct": 0.742,
  "official": 94.1997,
  "vs_official_pct": 0.106,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Punjab National Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://pnb.bank.in/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/in/pnb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/in/pnb?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/in/pnb/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Punjab National Bank's USD row
const r = await client.bankRates('in', { bank: 'pnb', ccy: 'USD' });
console.log(`PNB buys USD at ${r.buy}, sells at ${r.sell} INR`);

// The board as it stood on a past day
const past = await client.bankRates('in', { bank: 'pnb', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/pnb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Reserve Bank of India rate is the one tax, accounting and customs rules in India name; nobody transacts at it. PNB's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Reserve Bank of India endpoint when a rule asks for the official rate.

FAQ

Where do the Punjab National Bank rates come from?

From the bank's own public rates page (https://pnb.bank.in/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price PNB shows, with the mid, the spread and the Reserve Bank of India rate added.

Are these the official INR exchange rates?

No. They are PNB's retail prices for customers. The official rate in India is the Reserve Bank of India rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the PNB board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get PNB rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Punjab National Bank rates on AllRatesToday. Every bank in India side by side: India bank rates.

National Bank of Pakistan Exchange Rate API: PKR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:37:24 +0000

National Bank of Pakistan is the country’s largest state-owned bank and acts as an agent of the State Bank of Pakistan. Its Treasury publishes one FX rate sheet per business day as a PDF, with ready TT selling and buying rates for about 20 currencies, forward rates, and a cash-notes table. This guide shows how to read that board as JSON: what the rates mean, how they compare with the State Bank of Pakistan official rate and with other banks in Pakistan, and the calls that return them.

What the NBP board shows

16 currencies against the Pakistani rupee: AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, KRW, NOK, SAR, SEK, SGD and USD. Every value is PKR per 1 unit of the foreign currency.
The ready TT buy / sell pair. The State Bank of Pakistan sets the official weighted-average interbank rate each business day, but customs valuation and company invoicing in Pakistan read National Bank of Pakistan’s daily rate sheet. Bank treasuries issue one rate sheet each morning; the pair shown is the ready telegraphic-transfer buying and selling rate, PKR per 1 unit, and currencies a sheet marks as not available to customers are left out.
USD on 13 November 2026: NBP bought at 276.5 and sold at 277 PKR, a spread of 0.18%. The State Bank of Pakistan official rate was 276.6, so the bank's mid sat +0.05% from it.
The bank's own timestamp. The page prints a last-updated stamp (Friday, 13 November 2026 on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 5 May 2015. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were KRW (0.14%), CNY (0.17%), HKD (0.17%) and the widest AED (0.19%), CAD (0.18%), EUR (0.18%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at NBP and other banks in Pakistan

USD on the 2 boards AllRatesToday reads in Pakistan, all captured on 13 November 2026 (the State Bank of Pakistan official rate was 276.6):

Bank	Buy	Sell	Spread	Mid vs official
National Bank of Pakistan	276.5	277	0.18%	+0.05%
United Bank Limited	275.95	276.45	0.18%	-0.15%

NBP had the narrowest USD spread of the 2. One call to /api/v1/bank-rates/pk returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/pk/nbppk" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "nbppk",
  "name": "National Bank of Pakistan",
  "country": "pk",
  "quote_ccy": "PKR",
  "bank_updated_at": "Friday, 13 November 2026",
  "basis": "Ready TT buy / sell",
  "captured_at": "2026-11-13T13:36:20.562Z",
  "rates": [
    {"ccy":"AED","buy":75.29,"sell":75.43,"mid":75.36,"spread_pct":0.186,"official":75.3134,"vs_official_pct":0.062},
    {"ccy":"AUD","buy":188.21,"sell":188.55,"mid":188.38,"spread_pct":0.18,"official":187.966,"vs_official_pct":0.22},
    {"ccy":"CAD","buy":193.95,"sell":194.31,"mid":194.13,"spread_pct":0.185,"official":194.0397,"vs_official_pct":0.047},
    … 13 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/pk/nbppk?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "nbppk",
  "name": "National Bank of Pakistan",
  "country": "pk",
  "quote_ccy": "PKR",
  "bank_updated_at": "Friday, 13 November 2026",
  "basis": "Ready TT buy / sell",
  "captured_at": "2026-11-13T13:36:20.562Z",
  "ccy": "USD",
  "buy": 276.5,
  "sell": 277,
  "mid": 276.75,
  "spread_pct": 0.181,
  "official": 276.6036,
  "vs_official_pct": 0.053,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by National Bank of Pakistan on its own website, collected by AllRatesToday",
    "bank_url": "https://www.nbp.com.pk/RateSheet/index.aspx",
    "url": "https://allratestoday.com/bank-exchange-rate-api/pk/nbppk/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/pk/nbppk?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/pk/nbppk/history?ccy=USD&from=2015-05-05&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// National Bank of Pakistan's USD row
const r = await client.bankRates('pk', { bank: 'nbppk', ccy: 'USD' });
console.log(`NBP buys USD at ${r.buy}, sells at ${r.sell} PKR`);

// The board as it stood on a past day
const past = await client.bankRates('pk', { bank: 'nbppk', date: '2026-11-06' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/pk/nbppk",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The State Bank of Pakistan rate is the one tax, accounting and customs rules in Pakistan name; nobody transacts at it. NBP's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the State Bank of Pakistan endpoint when a rule asks for the official rate.

FAQ

Where do the National Bank of Pakistan rates come from?

From the bank's own public rates page (https://www.nbp.com.pk/RateSheet/index.aspx), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price NBP shows, with the mid, the spread and the State Bank of Pakistan rate added.

Are these the official PKR exchange rates?

No. They are NBP's retail prices for customers. The official rate in Pakistan is the State Bank of Pakistan rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the NBP board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get NBP rates for a past date?

Yes, from 5 May 2015 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Live board, refreshed hourly: National Bank of Pakistan rates on AllRatesToday. Every bank in Pakistan side by side: Pakistan bank rates.

Kotak Mahindra Bank Exchange Rate API: INR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:35:37 +0000

Kotak Mahindra Bank is a private-sector bank headquartered in Mumbai. Its forex-rates page lists cash, forex-card, bill and telegraphic-transfer buying and selling rates for about 20 currencies, set at 9am each working day, for amounts up to USD 10,000 equivalent. The yen is quoted per hundred units on that page and is converted to a per-unit rate here. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of India official rate and with other banks in India, and the calls that return them.

What the Kotak board shows

18 currencies against the Indian rupee: AED, AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, JPY, KWD, NZD, SAR, SEK, SGD, THB, USD and ZAR. Every value is INR per 1 unit of the foreign currency.
The telegraphic transfer pair. Indian banks publish a daily card rate with separate columns for telegraphic transfers, bills, forex travel cards and currency notes; the pair here is the TT rate, which an inbound remittance is converted at. The Reserve Bank’s reference rate is published once each afternoon and is a reference for accounting, not a price anyone transacts at, so a bank’s buying rate always sits below it.
USD on 13 November 2026: Kotak bought at 92.61 and sold at 95.88 INR, a spread of 3.47%. The Reserve Bank of India official rate was 94.1997, so the bank's mid sat +0.05% from it.
No timestamp on the bank's page. Kotak does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (3.47%), SGD (4.28%), GBP (4.39%) and the widest AED (7.72%), DKK (7.68%), THB (7.19%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Kotak and other banks in India

USD on the 11 boards AllRatesToday reads in India, all captured on 13 November 2026 (the Reserve Bank of India official rate was 94.1997):

Bank	Buy	Sell	Spread	Mid vs official
State Bank of India	93.5	94.35	0.91%	-0.29%
Bank of Baroda	93.6	94.55	1.01%	-0.13%
Canara Bank	93.7675	94.5375	0.82%	-0.05%
Indian Overseas Bank	93.81	94.37	0.59%	-0.12%
Axis Bank	92.44	95.73	3.50%	-0.12%
Bank of Maharashtra	93.48	94.68	1.28%	-0.13%
Union Bank of India	93.37	94.16	0.84%	-0.46%
HDFC Bank	92.5	95.88	3.59%	-0.01%
ICICI Bank	92.66	95.58	3.10%	-0.09%
Kotak Mahindra Bank	92.61	95.88	3.47%	+0.05%
Punjab National Bank	93.95	94.65	0.74%	+0.11%

Kotak had the 9th narrowest USD spread of the 11. One call to /api/v1/bank-rates/in returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "kotak",
  "name": "Kotak Mahindra Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:35:07.979Z",
  "rates": [
    {"ccy":"AED","buy":24.67,"sell":26.65,"mid":25.66,"spread_pct":7.716,"official":25.6477,"vs_official_pct":0.048},
    {"ccy":"AUD","buy":62.16,"sell":65.81,"mid":63.985,"spread_pct":5.704,"official":null,"vs_official_pct":null},
    {"ccy":"CAD","buy":64.4,"sell":67.73,"mid":66.065,"spread_pct":5.04,"official":null,"vs_official_pct":null},
    … 15 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "kotak",
  "name": "Kotak Mahindra Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:35:07.979Z",
  "ccy": "USD",
  "buy": 92.61,
  "sell": 95.88,
  "mid": 94.245,
  "spread_pct": 3.47,
  "official": 94.1997,
  "vs_official_pct": 0.048,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kotak Mahindra Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kotak.bank.in/en/rates/forex-rates.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/in/kotak/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Kotak Mahindra Bank's USD row
const r = await client.bankRates('in', { bank: 'kotak', ccy: 'USD' });
console.log(`Kotak buys USD at ${r.buy}, sells at ${r.sell} INR`);

// The board as it stood on a past day
const past = await client.bankRates('in', { bank: 'kotak', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/kotak",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Reserve Bank of India rate is the one tax, accounting and customs rules in India name; nobody transacts at it. Kotak's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Reserve Bank of India endpoint when a rule asks for the official rate.

FAQ

Where do the Kotak Mahindra Bank rates come from?

From the bank's own public rates page (https://www.kotak.bank.in/en/rates/forex-rates.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Kotak shows, with the mid, the spread and the Reserve Bank of India rate added.

Are these the official INR exchange rates?

No. They are Kotak's retail prices for customers. The official rate in India is the Reserve Bank of India rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Kotak board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Kotak rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Kotak Mahindra Bank rates on AllRatesToday. Every bank in India side by side: India bank rates.

Industrial and Commercial Bank of China Exchange Rate API: CNY Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:33:51 +0000

ICBC is China’s largest commercial bank by assets and one of the four large state-owned banks. Its RMB spot FX page lists spot-exchange and cash buying and selling rates per 100 units for about 21 currencies, updated through the trading day. This guide shows how to read that board as JSON: what the rates mean, how they compare with the People’s Bank of China official rate and with other banks in China, and the calls that return them.

What the ICBC board shows

21 currencies against the Chinese yuan: AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, KRW, KZT, MOP, MYR, NOK, NZD, PKR, RUB, SEK, SGD, THB, USD and ZAR. Every value is CNY per 1 unit of the foreign currency.
The spot exchange (transfer) buy / sell pair. The People’s Bank of China sets a daily central parity for the yuan, but the rate a customer gets is a bank’s board, and Bank of China’s is the one most quoted. Chinese banks publish spot-exchange (transfer) and cash columns, quoted per 100 units of foreign currency; the pair here is spot exchange, shown per 1 unit.
USD on 13 November 2026: ICBC bought at 6.6531 and sold at 6.6878 CNY, a spread of 0.52%. The People’s Bank of China official rate was 6.7152, so the bank's mid sat -0.67% from it.
The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 21:36:00 (Beijing) on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were HKD (0.51%), USD (0.52%), MOP (0.67%) and the widest RUB (8.16%), KZT (7.83%), KRW (1.96%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at ICBC and other banks in China

USD on the 3 boards AllRatesToday reads in China, all captured on 13 November 2026 (the People’s Bank of China official rate was 6.7152):

Bank	Buy	Sell	Spread	Mid vs official
Bank of China	6.6612	6.6892	0.42%	-0.60%
Industrial and Commercial Bank of China	6.6531	6.6878	0.52%	-0.67%
China Construction Bank	6.6558	6.6905	0.52%	-0.63%

ICBC had the 2nd narrowest USD spread of the 3. One call to /api/v1/bank-rates/cn returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/cn/icbc" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "icbc",
  "name": "Industrial and Commercial Bank of China",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-13 21:36:00 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-13T13:37:02.444Z",
  "rates": [
    {"ccy":"AUD","buy":4.5133,"sell":4.5551,"mid":4.5342,"spread_pct":0.922,"official":4.5575,"vs_official_pct":-0.511},
    {"ccy":"CAD","buy":4.6602,"sell":4.7033,"mid":4.68175,"spread_pct":0.921,"official":4.6947,"vs_official_pct":-0.276},
    {"ccy":"CHF","buy":7.9297,"sell":8.003,"mid":7.96635,"spread_pct":0.92,"official":8.0195,"vs_official_pct":-0.663},
    … 18 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/cn/icbc?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "icbc",
  "name": "Industrial and Commercial Bank of China",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-13 21:36:00 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-13T13:37:02.444Z",
  "ccy": "USD",
  "buy": 6.6531,
  "sell": 6.6878,
  "mid": 6.67045,
  "spread_pct": 0.52,
  "official": 6.7152,
  "vs_official_pct": -0.666,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Industrial and Commercial Bank of China on its own website, collected by AllRatesToday",
    "bank_url": "https://www.icbc.com.cn/column/1438058341489590354.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/cn/icbc/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/cn/icbc?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/cn/icbc/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Industrial and Commercial Bank of China's USD row
const r = await client.bankRates('cn', { bank: 'icbc', ccy: 'USD' });
console.log(`ICBC buys USD at ${r.buy}, sells at ${r.sell} CNY`);

// The board as it stood on a past day
const past = await client.bankRates('cn', { bank: 'icbc', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cn/icbc",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The People’s Bank of China rate is the one tax, accounting and customs rules in China name; nobody transacts at it. ICBC's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the People’s Bank of China endpoint when a rule asks for the official rate.

FAQ

Where do the Industrial and Commercial Bank of China rates come from?

From the bank's own public rates page (https://www.icbc.com.cn/column/1438058341489590354.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price ICBC shows, with the mid, the spread and the People’s Bank of China rate added.

Are these the official CNY exchange rates?

No. They are ICBC's retail prices for customers. The official rate in China is the People’s Bank of China rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the ICBC board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get ICBC rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Industrial and Commercial Bank of China rates on AllRatesToday. Every bank in China side by side: China bank rates.

Hatton National Bank Exchange Rate API: LKR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:32:05 +0000

Hatton National Bank is one of Sri Lanka’s largest private-sector banks, listed on the Colombo Stock Exchange. Its exchange-rates page lists daily telegraphic-transfer buying and selling rates for about 17 currencies, with a last-updated date. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Sri Lanka official rate and with other banks in Sri Lanka, and the calls that return them.

What the HNB board shows

17 currencies against the Sri Lankan rupee: AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, INR, JPY, NOK, NZD, SEK, SGD, THB and USD. Every value is LKR per 1 unit of the foreign currency.
The telegraphic transfer pair. Sri Lankan banks publish three or four boards for the same currency: currency notes over the counter, demand drafts, telegraphic transfers and import bills. The rates here are the telegraphic-transfer pair, which is what an inbound remittance is actually converted at and the number worth comparing between banks. The Central Bank of Sri Lanka’s indicative rate sits between the banks’ buying and selling.
USD on 13 November 2026: HNB bought at 328.75 and sold at 336 LKR, a spread of 2.18%. The Central Bank of Sri Lanka official rate was 332.5, so the bank's mid sat -0.04% from it.
The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (2.18%), GBP (2.69%), JPY (2.75%) and the widest THB (12.46%), INR (10.22%), SEK (9.06%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at HNB and other banks in Sri Lanka

USD on the 8 boards AllRatesToday reads in Sri Lanka, all captured on 13 November 2026 (the Central Bank of Sri Lanka official rate was 332.5):

Bank	Buy	Sell	Spread	Mid vs official
National Development Bank	328	337	2.71%	0.00%
Nations Trust Bank	327.03	338.07	3.32%	+0.01%
Seylan Bank	329	336	2.10%	0.00%
Bank of Ceylon	328	337	2.71%	0.00%
Commercial Bank of Ceylon	328.5	336.5	2.41%	0.00%
Sampath Bank	328.5	336.5	2.41%	0.00%
Hatton National Bank	328.75	336	2.18%	-0.04%
People’s Bank	328.78	336.47	2.31%	+0.04%

HNB had the 2nd narrowest USD spread of the 8. One call to /api/v1/bank-rates/lk returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/lk/hnb" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "hnb",
  "name": "Hatton National Bank",
  "country": "lk",
  "quote_ccy": "LKR",
  "bank_updated_at": "2026-11-13",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:36:36.604Z",
  "rates": [
    {"ccy":"AED","buy":88.8623,"sell":92.2027,"mid":90.5325,"spread_pct":3.69,"official":90.5259,"vs_official_pct":0.007},
    {"ccy":"AUD","buy":222.229,"sell":230.4658,"mid":226.3474,"spread_pct":3.639,"official":226.467,"vs_official_pct":-0.053},
    {"ccy":"CAD","buy":229.4944,"sell":236.7188,"mid":233.1066,"spread_pct":3.099,"official":233.2037,"vs_official_pct":-0.042},
    … 14 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/lk/hnb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "hnb",
  "name": "Hatton National Bank",
  "country": "lk",
  "quote_ccy": "LKR",
  "bank_updated_at": "2026-11-13",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:36:36.604Z",
  "ccy": "USD",
  "buy": 328.75,
  "sell": 336,
  "mid": 332.375,
  "spread_pct": 2.181,
  "official": 332.5018,
  "vs_official_pct": -0.038,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Hatton National Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.hnb.lk/exchange-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/lk/hnb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/lk/hnb?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/lk/hnb/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Hatton National Bank's USD row
const r = await client.bankRates('lk', { bank: 'hnb', ccy: 'USD' });
console.log(`HNB buys USD at ${r.buy}, sells at ${r.sell} LKR`);

// The board as it stood on a past day
const past = await client.bankRates('lk', { bank: 'hnb', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/lk/hnb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Central Bank of Sri Lanka rate is the one tax, accounting and customs rules in Sri Lanka name; nobody transacts at it. HNB's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Central Bank of Sri Lanka endpoint when a rule asks for the official rate.

FAQ

Where do the Hatton National Bank rates come from?

From the bank's own public rates page (https://www.hnb.lk/exchange-rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price HNB shows, with the mid, the spread and the Central Bank of Sri Lanka rate added.

Are these the official LKR exchange rates?

No. They are HNB's retail prices for customers. The official rate in Sri Lanka is the Central Bank of Sri Lanka rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the HNB board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get HNB rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Hatton National Bank rates on AllRatesToday. Every bank in Sri Lanka side by side: Sri Lanka bank rates.

China Construction Bank Exchange Rate API: CNY Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:30:19 +0000

China Construction Bank is one of China’s four large state-owned commercial banks. Its forex channel lists retail spot-exchange and cash buying and selling rates for about 29 currencies, refreshed through the day. This guide shows how to read that board as JSON: what the rates mean, how they compare with the People’s Bank of China official rate and with other banks in China, and the calls that return them.

What the CCB board shows

27 currencies against the Chinese yuan: AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, KRW, KZT, MNT, MOP, MXN, NOK, NZD, PLN, RUB, SAR, SEK, SGD, THB, TRY and USD. Every value is CNY per 1 unit of the foreign currency.
The spot exchange (transfer) buy / sell pair. The People’s Bank of China sets a daily central parity for the yuan, but the rate a customer gets is a bank’s board, and Bank of China’s is the one most quoted. Chinese banks publish spot-exchange (transfer) and cash columns, quoted per 100 units of foreign currency; the pair here is spot exchange, shown per 1 unit.
USD on 13 November 2026: CCB bought at 6.6558 and sold at 6.6905 CNY, a spread of 0.52%. The People’s Bank of China official rate was 6.7152, so the bank's mid sat -0.63% from it.
The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 21:34:06 (Beijing) on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were HKD (0.40%), MOP (0.41%), USD (0.52%) and the widest RUB (4.06%), MNT (4.00%), HUF (2.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at CCB and other banks in China

USD on the 3 boards AllRatesToday reads in China, all captured on 13 November 2026 (the People’s Bank of China official rate was 6.7152):

Bank	Buy	Sell	Spread	Mid vs official
Bank of China	6.6612	6.6892	0.42%	-0.60%
Industrial and Commercial Bank of China	6.6531	6.6878	0.52%	-0.67%
China Construction Bank	6.6558	6.6905	0.52%	-0.63%

CCB had the 3rd narrowest USD spread of the 3. One call to /api/v1/bank-rates/cn returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/cn/ccb" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "ccb",
  "name": "China Construction Bank",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-13 21:34:06 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-13T13:37:04.373Z",
  "rates": [
    {"ccy":"AED","buy":1.80799132,"sell":1.82648402,"mid":1.8172377,"spread_pct":1.018,"official":1.8227220531141208,"vs_official_pct":-0.301},
    {"ccy":"AUD","buy":4.5238,"sell":4.5556,"mid":4.5397,"spread_pct":0.7,"official":4.5575,"vs_official_pct":-0.391},
    {"ccy":"CAD","buy":4.6688,"sell":4.7039,"mid":4.68635,"spread_pct":0.749,"official":4.6947,"vs_official_pct":-0.178},
    … 24 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/cn/ccb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "ccb",
  "name": "China Construction Bank",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-13 21:34:06 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-13T13:37:04.373Z",
  "ccy": "USD",
  "buy": 6.6558,
  "sell": 6.6905,
  "mid": 6.67315,
  "spread_pct": 0.52,
  "official": 6.7152,
  "vs_official_pct": -0.626,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by China Construction Bank on its own website, collected by AllRatesToday",
    "bank_url": "http://forex.ccb.com/cn/forex/exchange-quotations.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/cn/ccb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/cn/ccb?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/cn/ccb/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// China Construction Bank's USD row
const r = await client.bankRates('cn', { bank: 'ccb', ccy: 'USD' });
console.log(`CCB buys USD at ${r.buy}, sells at ${r.sell} CNY`);

// The board as it stood on a past day
const past = await client.bankRates('cn', { bank: 'ccb', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cn/ccb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The People’s Bank of China rate is the one tax, accounting and customs rules in China name; nobody transacts at it. CCB's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the People’s Bank of China endpoint when a rule asks for the official rate.

FAQ

Where do the China Construction Bank rates come from?

From the bank's own public rates page (http://forex.ccb.com/cn/forex/exchange-quotations.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price CCB shows, with the mid, the spread and the People’s Bank of China rate added.

Are these the official CNY exchange rates?

No. They are CCB's retail prices for customers. The official rate in China is the People’s Bank of China rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the CCB board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get CCB rates for a past date?

Do I need an API key?

Live board, refreshed hourly: China Construction Bank rates on AllRatesToday. Every bank in China side by side: China bank rates.

Bank Mandiri Exchange Rate API: IDR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:28:32 +0000

Bank Mandiri is a state-owned Indonesian bank and one of the country’s largest by assets. Its kurs page lists three boards, Special Rate, TT Counter and Bank Notes, for about 19 currencies, each with its own update time; the TT counter board is shown here, the same board as BCA’s. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank Indonesia official rate and with other banks in Indonesia, and the calls that return them.

What the Mandiri board shows

19 currencies against the Indonesian rupiah: AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, KRW, MYR, NOK, NZD, SAR, SEK, SGD, THB and USD. Every value is IDR per 1 unit of the foreign currency.
The TT counter pair. Indonesian banks quote three boards at once: an e-Rate for online transactions, a TT counter rate for branch telegraphic transfers, and bank notes for cash. The pair here is the TT counter rate. Bank Indonesia’s JISDOR is a reference calculated from interbank transactions rather than a counter price, so it sits inside every bank’s spread.
USD on 13 November 2026: Mandiri bought at 17995 and sold at 18295 IDR, a spread of 1.65%. The Bank Indonesia official rate was 18332.21, so the bank's mid sat -1.02% from it.
The bank's own timestamp. The page prints a last-updated stamp (13/11/26 09:12 WIB on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (1.65%), GBP (2.41%), EUR (2.58%) and the widest THB (9.33%), SAR (8.63%), AED (8.63%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Mandiri and other banks in Indonesia

USD on the 2 boards AllRatesToday reads in Indonesia, all captured on 13 November 2026 (the Bank Indonesia official rate was 18332.21):

Bank	Buy	Sell	Spread	Mid vs official
Bank Central Asia	18010	18290	1.54%	-0.99%
Bank Mandiri	17995	18295	1.65%	-1.02%

Mandiri had the 2nd narrowest USD spread of the 2. One call to /api/v1/bank-rates/id returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/id/mandiri" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "mandiri",
  "name": "Bank Mandiri",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "13/11/26 09:12 WIB",
  "basis": "TT counter",
  "captured_at": "2026-11-13T13:36:44.001Z",
  "rates": [
    {"ccy":"AED","buy":4732,"sell":5159,"mid":4945.5,"spread_pct":8.634,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":12149,"sell":12581,"mid":12365,"spread_pct":3.494,"official":12511.73,"vs_official_pct":-1.173},
    {"ccy":"CAD","buy":12567,"sell":12895,"mid":12731,"spread_pct":2.576,"official":12860.2,"vs_official_pct":-1.005},
    … 16 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/id/mandiri?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "mandiri",
  "name": "Bank Mandiri",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "13/11/26 09:12 WIB",
  "basis": "TT counter",
  "captured_at": "2026-11-13T13:36:44.001Z",
  "ccy": "USD",
  "buy": 17995,
  "sell": 18295,
  "mid": 18145,
  "spread_pct": 1.653,
  "official": 18332.21,
  "vs_official_pct": -1.021,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank Mandiri on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bankmandiri.co.id/kurs",
    "url": "https://allratestoday.com/bank-exchange-rate-api/id/mandiri/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/id/mandiri?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/id/mandiri/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Bank Mandiri's USD row
const r = await client.bankRates('id', { bank: 'mandiri', ccy: 'USD' });
console.log(`Mandiri buys USD at ${r.buy}, sells at ${r.sell} IDR`);

// The board as it stood on a past day
const past = await client.bankRates('id', { bank: 'mandiri', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/id/mandiri",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank Indonesia rate is the one tax, accounting and customs rules in Indonesia name; nobody transacts at it. Mandiri's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Bank Indonesia endpoint when a rule asks for the official rate.

FAQ

Where do the Bank Mandiri rates come from?

From the bank's own public rates page (https://www.bankmandiri.co.id/kurs), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Mandiri shows, with the mid, the spread and the Bank Indonesia rate added.

Are these the official IDR exchange rates?

No. They are Mandiri's retail prices for customers. The official rate in Indonesia is the Bank Indonesia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Mandiri board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Mandiri rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Bank Mandiri rates on AllRatesToday. Every bank in Indonesia side by side: Indonesia bank rates.

Union Bank of India Exchange Rate API: INR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:26:46 +0000

Union Bank of India is a public-sector bank headquartered in Mumbai and, since absorbing Andhra Bank and Corporation Bank in 2020, one of the largest in the country. Its treasury branch publishes a card-rate PDF at a fixed address, stamped to the second, with spot, telegraphic-transfer, bill, travellers-cheque and currency-note rates for 13 currencies for transactions up to USD 5,000; the yen is quoted per hundred units on that card and is converted to a per-unit rate here. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of India official rate and with other banks in India, and the calls that return them.

What the Union Bank board shows

13 currencies against the Indian rupee: AED, AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SAR, SEK, SGD and USD. Every value is INR per 1 unit of the foreign currency.
The telegraphic transfer pair. Indian banks publish a daily card rate with separate columns for telegraphic transfers, bills, forex travel cards and currency notes; the pair here is the TT rate, which an inbound remittance is converted at. The Reserve Bank’s reference rate is published once each afternoon and is a reference for accounting, not a price anyone transacts at, so a bank’s buying rate always sits below it.
USD on 13 November 2026: Union Bank bought at 93.37 and sold at 94.16 INR, a spread of 0.84%. The Reserve Bank of India official rate was 94.1997, so the bank's mid sat -0.46% from it.
The bank's own timestamp. The page prints a last-updated stamp (12-11-2026 09:17:56 on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 19 October 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (0.84%), AED (0.98%), HKD (1.00%) and the widest SAR (6.15%), NZD (2.09%), AUD (1.79%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Union Bank and other banks in India

USD on the 11 boards AllRatesToday reads in India, all captured on 13 November 2026 (the Reserve Bank of India official rate was 94.1997):

Bank	Buy	Sell	Spread	Mid vs official
State Bank of India	93.5	94.35	0.91%	-0.29%
Bank of Baroda	93.6	94.55	1.01%	-0.13%
Canara Bank	93.7675	94.5375	0.82%	-0.05%
Indian Overseas Bank	93.81	94.37	0.59%	-0.12%
Axis Bank	92.44	95.73	3.50%	-0.12%
Bank of Maharashtra	93.48	94.68	1.28%	-0.13%
Union Bank of India	93.37	94.16	0.84%	-0.46%
HDFC Bank	92.5	95.88	3.59%	-0.01%
ICICI Bank	92.66	95.58	3.10%	-0.09%
Kotak Mahindra Bank	92.61	95.88	3.47%	+0.05%
Punjab National Bank	93.95	94.65	0.74%	+0.11%

Union Bank had the 4th narrowest USD spread of the 11. One call to /api/v1/bank-rates/in returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/in/union" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "union",
  "name": "Union Bank of India",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "12-11-2026 09:17:56",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:35:04.034Z",
  "rates": [
    {"ccy":"AED","buy":25.4,"sell":25.65,"mid":25.525,"spread_pct":0.979,"official":25.6477,"vs_official_pct":-0.478},
    {"ccy":"AUD","buy":63.6,"sell":64.75,"mid":64.175,"spread_pct":1.792,"official":null,"vs_official_pct":null},
    {"ccy":"CAD","buy":65.27,"sell":66.19,"mid":65.73,"spread_pct":1.4,"official":null,"vs_official_pct":null},
    … 10 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/in/union?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "union",
  "name": "Union Bank of India",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "12-11-2026 09:17:56",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:35:04.034Z",
  "ccy": "USD",
  "buy": 93.37,
  "sell": 94.16,
  "mid": 93.765,
  "spread_pct": 0.843,
  "official": 94.1997,
  "vs_official_pct": -0.461,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Union Bank of India on its own website, collected by AllRatesToday",
    "bank_url": "https://www.unionbankofindia.bank.in/pdf/Foreign-Exchange-card-rates-applicable-to-various-forex-transactions.pdf",
    "url": "https://allratestoday.com/bank-exchange-rate-api/in/union/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/in/union?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/in/union/history?ccy=USD&from=2026-10-19&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Union Bank of India's USD row
const r = await client.bankRates('in', { bank: 'union', ccy: 'USD' });
console.log(`Union Bank buys USD at ${r.buy}, sells at ${r.sell} INR`);

// The board as it stood on a past day
const past = await client.bankRates('in', { bank: 'union', date: '2026-11-06' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/union",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Reserve Bank of India rate is the one tax, accounting and customs rules in India name; nobody transacts at it. Union Bank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Reserve Bank of India endpoint when a rule asks for the official rate.

FAQ

Where do the Union Bank of India rates come from?

From the bank's own public rates page (https://www.unionbankofindia.bank.in/pdf/Foreign-Exchange-card-rates-applicable-to-various-forex-transactions.pdf), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Union Bank shows, with the mid, the spread and the Reserve Bank of India rate added.

Are these the official INR exchange rates?

No. They are Union Bank's retail prices for customers. The official rate in India is the Reserve Bank of India rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Union Bank board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Union Bank rates for a past date?

Yes, from 19 October 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Live board, refreshed hourly: Union Bank of India rates on AllRatesToday. Every bank in India side by side: India bank rates.

Nations Trust Bank Exchange Rate API: LKR Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:24:59 +0000

Nations Trust Bank is a Colombo commercial bank best known in Sri Lanka for issuing American Express cards. Its exchange-rates page publishes bank-note, demand-draft, telegraphic-transfer and import-bill rates for about 24 currencies; the page carries no timestamp, so the capture time is the only date available. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Sri Lanka official rate and with other banks in Sri Lanka, and the calls that return them.

What the Nations Trust board shows

24 currencies against the Sri Lankan rupee: AED, AUD, BHD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, INR, JOD, JPY, KWD, MYR, NOK, NZD, OMR, QAR, SAR, SEK, SGD, THB and USD. Every value is LKR per 1 unit of the foreign currency.
The telegraphic transfer pair. Sri Lankan banks publish three or four boards for the same currency: currency notes over the counter, demand drafts, telegraphic transfers and import bills. The rates here are the telegraphic-transfer pair, which is what an inbound remittance is actually converted at and the number worth comparing between banks. The Central Bank of Sri Lanka’s indicative rate sits between the banks’ buying and selling.
USD on 13 November 2026: Nations Trust bought at 327.03 and sold at 338.07 LKR, a spread of 3.32%. The Central Bank of Sri Lanka official rate was 332.5, so the bank's mid sat +0.01% from it.
No timestamp on the bank's page. Nations Trust does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
Every day's board is kept permanently, from 24 September 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (3.32%), CAD (3.87%), GBP (3.96%) and the widest JOD (8.00%), QAR (7.99%), OMR (7.92%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Nations Trust and other banks in Sri Lanka

USD on the 8 boards AllRatesToday reads in Sri Lanka, all captured on 13 November 2026 (the Central Bank of Sri Lanka official rate was 332.5):

Bank	Buy	Sell	Spread	Mid vs official
National Development Bank	328	337	2.71%	0.00%
Nations Trust Bank	327.03	338.07	3.32%	+0.01%
Seylan Bank	329	336	2.10%	0.00%
Bank of Ceylon	328	337	2.71%	0.00%
Commercial Bank of Ceylon	328.5	336.5	2.41%	0.00%
Sampath Bank	328.5	336.5	2.41%	0.00%
Hatton National Bank	328.75	336	2.18%	-0.04%
People’s Bank	328.78	336.47	2.31%	+0.04%

Nations Trust had the 8th narrowest USD spread of the 8. One call to /api/v1/bank-rates/lk returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/lk/ntb" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "ntb",
  "name": "Nations Trust Bank",
  "country": "lk",
  "quote_ccy": "LKR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:34:32.937Z",
  "rates": [
    {"ccy":"AED","buy":87.52,"sell":93.58,"mid":90.55,"spread_pct":6.692,"official":90.5259,"vs_official_pct":0.027},
    {"ccy":"AUD","buy":220.09,"sell":232.84,"mid":226.465,"spread_pct":5.63,"official":226.467,"vs_official_pct":-0.001},
    {"ccy":"BHD","buy":847.34,"sell":915.68,"mid":881.51,"spread_pct":7.753,"official":881.6169,"vs_official_pct":-0.012},
    … 21 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/lk/ntb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "ntb",
  "name": "Nations Trust Bank",
  "country": "lk",
  "quote_ccy": "LKR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T13:34:32.937Z",
  "ccy": "USD",
  "buy": 327.03,
  "sell": 338.07,
  "mid": 332.55,
  "spread_pct": 3.32,
  "official": 332.5018,
  "vs_official_pct": 0.014,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Nations Trust Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.nationstrust.com/exchange-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/lk/ntb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/lk/ntb?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/lk/ntb/history?ccy=USD&from=2026-09-24&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Nations Trust Bank's USD row
const r = await client.bankRates('lk', { bank: 'ntb', ccy: 'USD' });
console.log(`Nations Trust buys USD at ${r.buy}, sells at ${r.sell} LKR`);

// The board as it stood on a past day
const past = await client.bankRates('lk', { bank: 'ntb', date: '2026-11-06' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/lk/ntb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Central Bank of Sri Lanka rate is the one tax, accounting and customs rules in Sri Lanka name; nobody transacts at it. Nations Trust's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Central Bank of Sri Lanka endpoint when a rule asks for the official rate.

FAQ

Where do the Nations Trust Bank rates come from?

From the bank's own public rates page (https://www.nationstrust.com/exchange-rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Nations Trust shows, with the mid, the spread and the Central Bank of Sri Lanka rate added.

Are these the official LKR exchange rates?

No. They are Nations Trust's retail prices for customers. The official rate in Sri Lanka is the Central Bank of Sri Lanka rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Nations Trust board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Nations Trust rates for a past date?

Yes, from 24 September 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Live board, refreshed hourly: Nations Trust Bank rates on AllRatesToday. Every bank in Sri Lanka side by side: Sri Lanka bank rates.

Komerční banka Exchange Rate API: CZK Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:23:13 +0000

Komerční banka is one of the three largest banks in Czechia and part of the Société Générale group. Its exchange-rate list gives cash and non-cash buy and sell rates for about 16 currencies, with the Czech National Bank’s rate alongside and the time the list became valid. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Czech National Bank official rate, and the calls that return them.

What the KB board shows

16 currencies against the Czech koruna: AUD, CAD, CHF, CNY, DKK, EUR, GBP, HUF, JPY, NOK, PLN, RON, RUB, SEK, TRY and USD. Every value is CZK per 1 unit of the foreign currency.
The non-cash (transfer) buy / sell pair. Czech banks publish two boards: valuty (cash, over the counter) and devizy (non-cash, used for transfers and card or account conversions). The pair here is the non-cash board. The Czech National Bank sets one official rate each business day, which accounting and tax rules refer to.
USD on 13 November 2026: KB bought at 21.1728 and sold at 22.8912 CZK, a spread of 7.80%. The Czech National Bank official rate was 22.014, so the bank's mid sat +0.08% from it.
The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 07:00:00 (Prague) on the board above), returned as bank_updated_at next to our captured_at.
Every day's board is kept permanently, from 13 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were DKK (7.80%), HUF (7.80%), AUD (7.80%) and the widest TRY (19.50%), RUB (15.30%), CNY (12.40%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "komercni",
  "name": "Komerční banka",
  "country": "cz",
  "quote_ccy": "CZK",
  "bank_updated_at": "2026-11-13 07:00:00 (Prague)",
  "basis": "Non-cash (transfer) buy / sell",
  "captured_at": "2026-11-13T13:36:04.804Z",
  "rates": [
    {"ccy":"AUD","buy":14.4169,"sell":15.5871,"mid":15.002,"spread_pct":7.8,"official":15.011,"vs_official_pct":-0.06},
    {"ccy":"CAD","buy":14.842,"sell":16.0466,"mid":15.4443,"spread_pct":7.8,"official":15.451,"vs_official_pct":-0.043},
    {"ccy":"CHF","buy":25.3779,"sell":27.4377,"mid":26.4078,"spread_pct":7.8,"official":26.423,"vs_official_pct":-0.058},
    … 13 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "komercni",
  "name": "Komerční banka",
  "country": "cz",
  "quote_ccy": "CZK",
  "bank_updated_at": "2026-11-13 07:00:00 (Prague)",
  "basis": "Non-cash (transfer) buy / sell",
  "captured_at": "2026-11-13T13:36:04.804Z",
  "ccy": "USD",
  "buy": 21.1728,
  "sell": 22.8912,
  "mid": 22.032,
  "spread_pct": 7.8,
  "official": 22.014,
  "vs_official_pct": 0.082,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Komerční banka on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kb.cz/en/exchange-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/cz/komercni/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Komerční banka's USD row
const r = await client.bankRates('cz', { bank: 'komercni', ccy: 'USD' });
console.log(`KB buys USD at ${r.buy}, sells at ${r.sell} CZK`);

// The board as it stood on a past day
const past = await client.bankRates('cz', { bank: 'komercni', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cz/komercni",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Czech National Bank rate is the one tax, accounting and customs rules in Czechia name; nobody transacts at it. KB's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Czech National Bank endpoint when a rule asks for the official rate.

FAQ

Where do the Komerční banka rates come from?

From the bank's own public rates page (https://www.kb.cz/en/exchange-rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price KB shows, with the mid, the spread and the Czech National Bank rate added.

Are these the official CZK exchange rates?

No. They are KB's retail prices for customers. The official rate in Czechia is the Czech National Bank rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the KB board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get KB rates for a past date?

Do I need an API key?

Live board, refreshed hourly: Komerční banka rates on AllRatesToday. Every bank in Czechia side by side: Czechia bank rates.

IDBank Exchange Rate API: AMD Buy and Sell Rates as JSON

chathuranga basnayaka — Fri, 13 Nov 2026 15:21:27 +0000

IDBank is a Yerevan-based commercial bank, known locally for the Idram payment system it is affiliated with. Its rates page shows cash, non-cash, card-system and mobile boards; the cash board is the one compared here. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Armenia official rate and with other banks in Armenia, and the calls that return them.

What the IDBank board shows

4 currencies against the Armenian dram: EUR, GBP, GEL and USD. Every value is AMD per 1 unit of the foreign currency.
The cash pair. Armenian banks quote separate cash and non-cash boards and move them through the day; the pair here is the cash board, the rate quoted in branches and at exchange points. The Central Bank of Armenia publishes one averaged rate per day, which is what tax and accounting use.
USD on 13 November 2026: IDBank bought at 358 and sold at 362.5 AMD, a spread of 1.25%. The Central Bank of Armenia official rate was 360.54, so the bank's mid sat -0.08% from it.
No timestamp on the bank's page. IDBank does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
Every day's board is kept permanently, from 24 September 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (1.25%), EUR (2.76%), GBP (4.40%) and the widest GEL (5.75%), GBP (4.40%), EUR (2.76%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at IDBank and other banks in Armenia

USD on the 5 boards AllRatesToday reads in Armenia, all captured on 13 November 2026 (the Central Bank of Armenia official rate was 360.54):

Bank	Buy	Sell	Spread	Mid vs official
Ameriabank	357.5	362.5	1.39%	-0.15%
ACBA Bank	358	362.5	1.25%	-0.08%
Unibank	357.5	361.5	1.11%	-0.29%
IDBank	358	362.5	1.25%	-0.08%
ArmSwissBank	358	362	1.11%	-0.15%

IDBank had the 4th narrowest USD spread of the 5. One call to /api/v1/bank-rates/am returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/am/idbank" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "idbank",
  "name": "IDBank",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": null,
  "basis": "Cash",
  "captured_at": "2026-11-13T13:35:29.142Z",
  "rates": [
    {"ccy":"EUR","buy":393,"sell":404,"mid":398.5,"spread_pct":2.76,"official":398.4,"vs_official_pct":0.025},
    {"ccy":"GBP","buy":467,"sell":488,"mid":477.5,"spread_pct":4.398,"official":476.81,"vs_official_pct":0.145},
    {"ccy":"GEL","buy":135,"sell":143,"mid":139,"spread_pct":5.755,"official":138.94,"vs_official_pct":0.043},
    … 1 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/am/idbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "idbank",
  "name": "IDBank",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": null,
  "basis": "Cash",
  "captured_at": "2026-11-13T13:35:29.142Z",
  "ccy": "USD",
  "buy": 358,
  "sell": 362.5,
  "mid": 360.25,
  "spread_pct": 1.249,
  "official": 360.54,
  "vs_official_pct": -0.08,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by IDBank on its own website, collected by AllRatesToday",
    "bank_url": "https://idbank.am/en/rates/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/am/idbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/am/idbank?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/am/idbank/history?ccy=USD&from=2026-09-24&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// IDBank's USD row
const r = await client.bankRates('am', { bank: 'idbank', ccy: 'USD' });
console.log(`IDBank buys USD at ${r.buy}, sells at ${r.sell} AMD`);

// The board as it stood on a past day
const past = await client.bankRates('am', { bank: 'idbank', date: '2026-11-06' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/am/idbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Central Bank of Armenia rate is the one tax, accounting and customs rules in Armenia name; nobody transacts at it. IDBank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Central Bank of Armenia endpoint when a rule asks for the official rate.

FAQ

Where do the IDBank rates come from?

From the bank's own public rates page (https://idbank.am/en/rates/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price IDBank shows, with the mid, the spread and the Central Bank of Armenia rate added.

Are these the official AMD exchange rates?

No. They are IDBank's retail prices for customers. The official rate in Armenia is the Central Bank of Armenia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the IDBank board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get IDBank rates for a past date?

Do I need an API key?

Live board, refreshed hourly: IDBank rates on AllRatesToday. Every bank in Armenia side by side: Armenia bank rates.