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      <title>How I Built a Finance Tracker on iOS with Zero Backend</title>
      <dc:creator>Chuka</dc:creator>
      <pubDate>Thu, 09 Jul 2026 15:55:09 +0000</pubDate>
      <link>https://dev.to/chukaufo/how-i-built-a-finance-tracker-on-ios-with-zero-backend-3fgl</link>
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      <description>&lt;p&gt;I recently shipped &lt;a href="https://apps.apple.com/us/app/fint/id6775697441" rel="noopener noreferrer"&gt;Fint&lt;/a&gt;, a privacy-first finance tracker, to the App Store as a solo developer, with zero backend. No servers, no accounts, all data stays on the user's device. It's also &lt;a href="https://github.com/chukaufo/fint" rel="noopener noreferrer"&gt;open source&lt;/a&gt; if you want to see how any of this is implemented.&lt;/p&gt;

&lt;p&gt;I leveraged Apple's own frameworks to make that possible: Core Data for local storage, CloudKit for optional cross-device sync, and on-device Vision OCR for receipt scanning.&lt;/p&gt;

&lt;p&gt;I wrote up the full architecture, including a three-day CloudKit production bug and the tradeoffs of building local-first, here: &lt;a href="https://blog.chukaufo.xyz/zero-backend/" rel="noopener noreferrer"&gt;Article Link&lt;/a&gt;&lt;/p&gt;

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      <category>ios</category>
      <category>coredata</category>
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