DEV Community: GetPaidAtlas

Stripe alternatives in Africa (2026): what works in each country

GetPaidAtlas — Sun, 25 Oct 2026 04:54:22 +0000

Originally published on GetPaidAtlas.

By Ala'a, GetPaidAtlas · Published 25 October 2026 · Data checked 2026-10-20

Short answer: Stripe lists 5 of the 58 African countries and territories we cover: Nigeria, Ghana, Côte d'Ivoire, Kenya and South Africa (stripe.com/global, checked 2026-10-20, African entries re-checked 2026-10-25). In 47 of the other 53, at least one merchant of record we track accepts sellers. The widest coverage: Paddle (50 of 58), Dodo Payments (35 of 58), Gumroad (23 of 58). 6 have no option on our list: Libya, Sudan, Democratic Republic of the Congo, the Central African Republic, Somalia and South Sudan.

Who we are: GetPaidAtlas is an independent guide, not a payment provider. We never receive, hold or move anyone's money, and we don't process payments. We link to each platform's own official page, so you apply with them directly.

If you build software, sell digital products or run a creator business from Lagos, Nairobi, Accra, Kigali, Dakar or Kampala, the first question is simple: which payment platforms will accept you as a seller? This guide answers it for each of the 58 African countries and territories in our dataset, grouped by region. Every status comes from the platform's own official country or payout page, with the date we checked it. Where an official page doesn't confirm something, we say Unclear rather than guess.

Country by country: who accepts African sellers

Yes means the platform's official page lists the country for sellers or payouts. It doesn't guarantee approval. Click a country for notes and sources, or open its full guide.

Country	Stripe	Paddle	Lemon Squeezy	Polar	Dodo Payments	Creem	Gumroad	Whop
North Africa
Egypt · full guide	No	Yes	Yes	Yes	No	Yes	Yes	Yes
Libya	No	No	No	No	No	No	No	No
Tunisia · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Algeria · full guide	No	Yes	Yes	Yes	No	No	Yes	Yes
Morocco · full guide	No	Yes	Yes	Yes	No	Yes	Yes	Yes
Sudan	No	No	No	No	No	No	No	No
Western Sahara	No	Yes	No	No	No	No	No	Yes
West Africa
Nigeria	Yes	Yes	Yes	Yes	No	Yes	Yes	No
Ghana	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes
Côte d'Ivoire	Yes	Yes	Yes	Yes	No	No	Yes	Yes
Senegal · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Benin · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Burkina Faso	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Cabo Verde	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Gambia	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Guinea	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Guinea-Bissau	No	Yes	No	No	Yes	No	Unclear	Yes
Liberia	No	Yes	No	No	Yes	No	No	No
Mali	No	No	No	No	Yes	No	Unclear	Yes
Mauritania	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Niger	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Sierra Leone	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Togo	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Saint Helena	No	Yes	Unclear	No	No	No	Unclear	Yes
Central Africa
Cameroon · full guide	No	Yes	Unclear	No	No	No	Unclear	Yes
Angola · full guide	No	Yes	Yes	Yes	No	No	Yes	Yes
Democratic Republic of the Congo	No	No	No	No	No	No	Unclear	No
Republic of the Congo	No	Yes	Unclear	No	No	No	Unclear	Yes
Gabon	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Equatorial Guinea	No	Yes	No	No	No	No	No	Yes
Chad	No	Yes	Unclear	No	No	No	Unclear	Yes
Central African Republic	No	No	No	No	No	No	No	No
Sao Tome and Principe	No	Yes	Unclear	No	Yes	No	Unclear	Yes
East Africa
Kenya	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes
Ethiopia · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Tanzania · full guide	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Uganda · full guide	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Rwanda · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Burundi	No	Yes	Unclear	No	No	No	Unclear	No
Somalia	No	No	No	No	No	No	Unclear	No
South Sudan	No	No	No	No	No	No	No	No
Djibouti	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Eritrea	No	Yes	No	No	No	No	Unclear	No
Madagascar	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Mauritius · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Seychelles	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Comoros	No	Yes	Unclear	No	Yes	No	Unclear	No
Mayotte	No	Yes	Unclear	No	No	No	Unclear	Yes
Réunion	No	Yes	Unclear	No	No	No	Unclear	Yes
Mozambique · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Malawi	No	Yes	Unclear	No	Yes	No	Unclear	Yes
Zambia · full guide	No	Yes	Unclear	No	Yes	Yes	No	Yes
Zimbabwe · full guide	No	No	Unclear	No	Yes	No	Unclear	Yes
Southern Africa
South Africa	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Botswana · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Namibia · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Lesotho	No	Yes	Unclear	No	Yes	No	Unclear	No
Eswatini	No	Yes	Unclear	No	Yes	No	Unclear	Yes

Merchants of record: Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem, Gumroad. Whop is shown too, but our data classifies it as a marketplace. PayPal, Wise and Payoneer are payout routes, covered on each country page. Not shown: the British Indian Ocean Territory and the French Southern Territories, which have no permanent resident population.

If Stripe lists your country

Founders based in Nigeria, Ghana, Côte d'Ivoire, Kenya and South Africa can apply to Stripe directly. Stripe tags all 5 with an Extended network label on its global page; check Stripe's own page for what that covers for your business. With Stripe you are the seller of record, so sales tax and VAT on international sales are your job. Some founders there still choose a merchant of record so it handles that for them; in our data, every one of these 5 countries also has at least 4 merchants of record listed as Yes. Note that Whop does not list Nigeria for payouts.

Which platform covers the most African countries?

Platform	Type	Yes (of 58)	Yes where Stripe isn't available (of 53)	Headline fee
Paddle	Merchant of record	50	45	5% + 50¢ per checkout transaction source, checked 2026-10-20
Whop	Marketplace / payments platform	46	42	2.7% + $0.30 per successful domestic card transaction source, checked 2026-10-20
Dodo Payments	Merchant of record	35	33	4% + 40¢ per transaction (Standard plan) source, checked 2026-10-20
Gumroad	Merchant of record	23	18	10% + $0.50 per sale on your own Gumroad page; 30% flat for sales through Gumroad's Discover marketplace source, checked 2026-10-20
Lemon Squeezy	Merchant of record	23	18	5% + 50¢ per transaction source, checked 2026-10-20
Polar	Merchant of record	23	18	Starter (free): 5% + 50¢ per transaction source, checked 2026-10-20
Creem	Merchant of record	7	4	3.9% + 40¢ per successful transaction source, checked 2026-10-20

A merchant of record (MoR) is the legal seller of your product: it takes the customer's payment, handles sales tax and VAT, and pays you out. That is why an MoR can work where Stripe doesn't. What matters is whether it pays out to your country (what is a merchant of record?). Headline fees are the standard published rates; international cards, currency conversion and payouts can add to them.

By region

North Africa

Stripe: none of these countries. Paddle and Whop: every country here except Libya and Sudan. Lemon Squeezy, Polar and Gumroad: every country here except Libya, Sudan and Western Sahara. Creem: only Egypt and Morocco. Dodo Payments: only Tunisia. No platform on our list: Libya and Sudan.

West Africa

Stripe: Nigeria, Ghana and Côte d'Ivoire. Paddle: every country here except Mali. Whop: every country here except Nigeria and Liberia. Dodo Payments: every country here except Nigeria, Côte d'Ivoire and Saint Helena. Lemon Squeezy, Polar and Gumroad: only Nigeria, Ghana, Côte d'Ivoire, Senegal, Benin, Gambia and Niger. Creem: only Nigeria.

Central Africa

Stripe: none of these countries. Paddle and Whop: every country here except Democratic Republic of the Congo and the Central African Republic. Lemon Squeezy, Polar and Gumroad: only Angola and Gabon. Dodo Payments: only Gabon and Sao Tome and Principe. No platform on our list: Democratic Republic of the Congo and Central African Republic.

East Africa

Stripe: Kenya. Paddle: every country here except Somalia, South Sudan and Zimbabwe. Whop: every country here except Burundi, Somalia, South Sudan, Eritrea and Comoros. Dodo Payments: every country here except Kenya, Burundi, Somalia, South Sudan, Eritrea, Mayotte and Réunion. Lemon Squeezy, Polar and Gumroad: only Kenya, Ethiopia, Tanzania, Rwanda, Madagascar, Mauritius and Mozambique. Creem: only Kenya, Tanzania and Zambia. No platform on our list: Somalia and South Sudan.

Southern Africa

Stripe: South Africa. Paddle and Dodo Payments: every country in this group. Whop: every country here except Lesotho. Lemon Squeezy, Polar and Gumroad: every country here except Lesotho and Eswatini. Creem: only South Africa.

North Africa is also covered with the Arab Middle East in Stripe alternatives in the Middle East and North Africa.

What the country lists don't tell you

Paddle is software-only. Paddle works with software businesses anywhere except the countries it lists as unsupported, and it reviews every seller. In Burundi and Eritrea it is the only platform we track that lists the country, so it is the main option there if you sell software.
Dodo Payments goes by your ID, not where you live. Eligibility is based on the country that issued your government ID (and every director's or owner's ID for companies). It has restricted Egypt, Morocco, Nigeria, Equatorial Guinea and Eritrea for new merchants; merchants onboarded before the restriction are grandfathered.
Creem's list is short here. In Africa it lists Egypt, Morocco, Nigeria, Kenya, Tanzania, Zambia and South Africa.
Bank payout vs PayPal payout. Lemon Squeezy and Gumroad pay to local bank accounts only in listed countries; elsewhere they pay through PayPal, which only works if your PayPal account can receive money. That is why Lemon Squeezy shows Unclear in 23 of the 58. PayPal's receiving status is Unclear in 50 countries here, because its official country list doesn't say whether accounts there can receive, and PayPal isn't on its own country list for 8.
Local payment methods. We track whether a platform accepts you as a seller, not which local payment methods (for example mobile money) your customers can use at checkout. If most of your customers pay that way, check the platform's checkout documentation before you commit.

If no platform lists your country

For founders based in Libya, Sudan, Democratic Republic of the Congo, Central African Republic, Somalia and South Sudan, none of the seller platforms we track list the country, and Mercury doesn't accept founders residing in any of them. That rules out the usual US LLC route with a Mercury account there too. We'd rather say so plainly than suggest a workaround that breaks a provider's terms. Payoneer doesn't publish a full country list, so it shows as Unclear: check during sign-up.

Elsewhere on the continent, the US LLC route (form a US company remotely, open Mercury, then Stripe US) is open in principle: Mercury is Yes for founders residing in 39 of the 58. It adds US filing costs and your home-country tax obligations, so compare it with a merchant of record first.

How to choose, step by step

Open your country's page (table above) and note which platforms are Yes.
Match what you sell: software (Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem), digital products and memberships (Lemon Squeezy, Gumroad, Whop). Paddle and Lemon Squeezy don't accept services like coaching.
Check how the money reaches you: a local bank payout is simpler than PayPal-only.
Compare the headline fees above, then read each platform's pricing page for international-card and payout extras.
Apply to two platforms, not one. Approval is a separate review, and having a backup saves weeks.

Side-by-side: Paddle vs Lemon Squeezy · Lemon Squeezy vs Polar · Paddle vs Dodo Payments · all comparisons · every country and platform in one table: payment platform availability by country

FAQ: Stripe alternatives in Africa

Is Stripe available in Africa?

In 5 of the 58 African countries and territories covered here: Nigeria, Ghana, Côte d'Ivoire, Kenya and South Africa (stripe.com/global, checked 2026-10-20). The other 53 are not on Stripe's supported-country list, so a business based there can't open a Stripe account directly.

What is the best Stripe alternative in Africa?

There isn't one best option for the whole continent; it depends on your country and what you sell. By coverage in our data, Paddle lists 50 of the 58, Dodo Payments lists 35 of the 58, Gumroad lists 23 of the 58. Paddle accepts software only. Being listed doesn't guarantee approval: each platform reviews your business.

Which African countries have no payment platform option?

Libya, Sudan, Democratic Republic of the Congo, the Central African Republic, Somalia and South Sudan. None of the seller platforms we track list them for sellers or payouts (checked 2026-10-20). Mercury, which the US LLC route depends on, also doesn't accept founders residing in any of them.

Can I use Dodo Payments in Nigeria?

No. Not accepting new merchants. Only merchants onboarded before this country was restricted are grandfathered (policy dated 23 Mar 2026). Dodo decides eligibility by the country that issued your government ID, not where you live.

Is GetPaidAtlas a payment provider?

GetPaidAtlas is an independent guide, not a payment provider. We never receive, hold or move anyone's money, and we don't process payments. We link to each platform's own official page, so you apply with them directly.

Sources and check dates

Each status is copied from the platform's official page below. Per-country notes and the exact source for every cell are on the country pages. Stripe is not available in 199 countries and territories worldwide; see Stripe alternatives by country.

Stripe: https://stripe.com/global (checked 2026-10-20; African entries re-checked 2026-10-25)
Paddle: https://www.paddle.com/help/start/intro-to-paddle/which-countries-are-supported-by-paddle (checked 2026-10-20)
Lemon Squeezy: https://docs.lemonsqueezy.com/help/getting-started/supported-countries (checked 2026-10-20)
Polar: https://polar.sh/docs/merchant-of-record/supported-countries (checked 2026-10-20)
Dodo Payments: https://docs.dodopayments.com/miscellaneous/accepted-countries-and-territories (checked 2026-10-20)
Creem: https://docs.creem.io/merchant-of-record/supported-countries (checked 2026-10-20)
Gumroad: https://gumroad.com/help/article/13-getting-paid (checked 2026-10-20)
Whop: https://docs.whop.com/manage-your-business/manage-payouts/set-up-payouts (checked 2026-10-20)
PayPal (receiving): https://www.paypal.com/us/webapps/mpp/country-worldwide (checked 2026-10-20)
Mercury (via US LLC): https://support.mercury.com/hc/en-us/articles/28771710754580-Prohibited-countries (checked 2026-10-20)

More guides: all guides · Stripe alternatives in the Middle East and North Africa · What is a merchant of record? · Stripe alternatives in every country · the full dataset (CSV)

Not legal, tax or financial advice. Provider rules change often and depend on your business type, what you sell, and the documents you hold. Always verify with the provider before you build or sign up. 'Unclear' means we could not confirm it from an official source. Spotted something wrong? It will be fixed and noted in the change log.

Based somewhere else? Check which payment platforms accept sellers in your own country on GetPaidAtlas.

Stripe alternatives in the Middle East and North Africa (2026)

GetPaidAtlas — Sat, 24 Oct 2026 15:07:39 +0000

Originally published on GetPaidAtlas.

By Ala'a, GetPaidAtlas · Published 24 October 2026 · Data checked 2026-10-20

Short answer: Stripe lists only the United Arab Emirates out of the 17 Arab countries of the Middle East and North Africa (stripe.com/global, checked 2026-10-20). In 12 of the other 16, at least one merchant of record we track accepts sellers. The widest coverage: Paddle (13 of 17), Gumroad (11 of 17), Lemon Squeezy (11 of 17). 4 countries have no option on our list: Yemen, Syria, Iraq and Libya.

If you build software, sell digital products or run a creator business from Amman, Riyadh, Cairo or Casablanca, you have probably hit the same wall: Stripe's sign-up page doesn't list your country. This guide answers, for each of the 17 Arab countries of the Middle East and North Africa, which payment platforms will accept you as a seller today. Every status comes from the platform's own official country or payout page, with the date we checked it. Where an official page doesn't confirm something, we say Unclear rather than guess.

Country by country: who accepts MENA sellers

Yes means the platform's official page lists the country for sellers or payouts. It doesn't guarantee approval. Click a country for notes and sources, or open its full guide.

Country	Stripe	Paddle	Lemon Squeezy	Polar	Dodo Payments	Creem	Gumroad	Whop
The Gulf and Yemen
United Arab Emirates	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Saudi Arabia · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Qatar · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Kuwait · full guide	No	Yes	Yes	Yes	No	No	Yes	Yes
Bahrain · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Oman · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Yemen	No	No	No	No	No	No	Unclear	No
The Levant and Iraq
Jordan · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Lebanon · full guide	No	Yes	No	No	No	No	No	No
Palestine · full guide	No	Yes	No	No	No	No	No	No
Syria	No	No	No	No	No	No	No	No
Iraq	No	No	No	No	No	No	No	No
North Africa
Egypt · full guide	No	Yes	Yes	Yes	No	Yes	Yes	Yes
Morocco · full guide	No	Yes	Yes	Yes	No	Yes	Yes	Yes
Tunisia · full guide	No	Yes	Yes	Yes	Yes	No	Yes	Yes
Algeria · full guide	No	Yes	Yes	Yes	No	No	Yes	Yes
Libya	No	No	No	No	No	No	No	No

Which platform covers the most MENA countries?

Platform	Type	Yes (of 17)	Yes where Stripe isn't available (of 16)	Headline fee
Paddle	Merchant of record	13	12	5% + 50¢ per checkout transaction source, checked 2026-10-20
Gumroad	Merchant of record	11	10	10% + $0.50 per sale on your own Gumroad page; 30% flat for sales through Gumroad's Discover marketplace source, checked 2026-10-20
Lemon Squeezy	Merchant of record	11	10	5% + 50¢ per transaction source, checked 2026-10-20
Polar	Merchant of record	11	10	Starter (free): 5% + 50¢ per transaction source, checked 2026-10-20
Whop	Marketplace / payments platform	11	10	2.7% + $0.30 per successful domestic card transaction source, checked 2026-10-20
Dodo Payments	Merchant of record	7	6	4% + 40¢ per transaction (Standard plan) source, checked 2026-10-20
Creem	Merchant of record	3	2	3.9% + 40¢ per successful transaction source, checked 2026-10-20

By region

The Gulf and Yemen

Stripe: only the United Arab Emirates. Paddle, Lemon Squeezy, Polar, Gumroad and Whop: every country here except Yemen. Dodo Payments: every country here except Kuwait and Yemen. Creem: only the United Arab Emirates. No platform on our list: Yemen.

The Levant and Iraq

Stripe: none of these countries. Paddle: every country here except Syria and Iraq. Lemon Squeezy, Polar, Dodo Payments, Gumroad and Whop: only Jordan. No platform on our list: Syria and Iraq.

North Africa

Stripe: none of these countries. Paddle, Lemon Squeezy, Polar, Gumroad and Whop: every country here except Libya. Creem: only Egypt and Morocco. Dodo Payments: only Tunisia. No platform on our list: Libya.

What the country lists don't tell you

Paddle is software-only. Paddle works with software businesses anywhere except the countries it lists as unsupported, and it reviews every seller. In Lebanon and Palestine it is the only platform we track that lists the country, so it is the main option there if you sell software.
Dodo Payments goes by your ID, not where you live. Eligibility is based on the country that issued your government ID (and every director's or owner's ID for companies). It has restricted Egypt and Morocco for new merchants.
Creem's list is short here. In this region it lists the United Arab Emirates, Egypt and Morocco.
Bank payout vs PayPal payout. Lemon Squeezy and Gumroad pay to local bank accounts only in listed countries; elsewhere they pay through PayPal, which only works if your PayPal account can receive money. PayPal's receiving status is Unclear in 12 of the 17 countries, because its official country list doesn't say whether accounts there can receive.
Local card schemes. We track whether a platform accepts you as a seller, not which local payment methods (for example mada, KNET or Meeza) your customers can use at checkout. If most of your customers pay with a local scheme, check the platform's checkout documentation before you commit.

If no platform lists your country

For founders based in Yemen, Syria, Iraq and Libya, none of the seller platforms we track list the country, and Mercury doesn't accept founders residing there. That rules out the usual US LLC route with a Mercury account too. We'd rather say so plainly than suggest a workaround that breaks a provider's terms. Payoneer doesn't publish a full country list, so it shows as Unclear: check during sign-up.

Elsewhere in the region, the US LLC route (form a US company remotely, open Mercury, then Stripe US) is open in principle: Mercury is Yes for founders residing in 11 of the 17 countries. It adds US filing costs and your home-country tax obligations, so compare it with a merchant of record first.

How to choose, step by step

Open your country's page (table above) and note which platforms are Yes.
Match what you sell: software (Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem), digital products and memberships (Lemon Squeezy, Gumroad, Whop). Paddle and Lemon Squeezy don't accept services like coaching.
Check how the money reaches you: a local bank payout is simpler than PayPal-only.
Compare the headline fees above, then read each platform's pricing page for international-card and payout extras.
Apply to two platforms, not one. Approval is a separate review, and having a backup saves weeks.

Side-by-side: Paddle vs Lemon Squeezy · Lemon Squeezy vs Polar · Paddle vs Dodo Payments · all comparisons

FAQ: Stripe alternatives in the Middle East and North Africa

Is Stripe available in the Middle East?

Of the 17 Arab countries in the Middle East and North Africa covered here, Stripe lists only the United Arab Emirates (stripe.com/global, checked 2026-10-20). The other 16 are not on Stripe's supported-country list, so a business based there can't open a Stripe account directly.

What is the best Stripe alternative in the Middle East and North Africa?

There isn't one best option for the whole region; it depends on your country and what you sell. By coverage in our data, Paddle lists 13 of the 17, Gumroad lists 11 of the 17, Lemon Squeezy lists 11 of the 17. Paddle accepts software only. Being listed doesn't guarantee approval: each platform reviews your business.

Which MENA countries have no payment platform option?

Yemen, Syria, Iraq and Libya. None of the seller platforms we track list them for sellers or payouts (checked 2026-10-20). Mercury, which the US LLC route depends on, also doesn't accept founders residing there.

Why can't I use Dodo Payments in Egypt or Morocco?

Dodo Payments has restricted Egypt and Morocco and isn't accepting new merchants there; merchants onboarded before the restriction are grandfathered (policy dated 23 Mar 2026). Kuwait, Yemen, Lebanon, Palestine, Syria, Iraq, Algeria and Libya are not on Dodo's accepted list. Dodo decides eligibility by the country that issued your government ID, not where you live.

Is GetPaidAtlas a payment provider?

Sources and check dates

Stripe: https://stripe.com/global (checked 2026-10-20)
Paddle: https://www.paddle.com/help/start/intro-to-paddle/which-countries-are-supported-by-paddle (checked 2026-10-20)
Lemon Squeezy: https://docs.lemonsqueezy.com/help/getting-started/supported-countries (checked 2026-10-20)
Polar: https://polar.sh/docs/merchant-of-record/supported-countries (checked 2026-10-20)
Dodo Payments: https://docs.dodopayments.com/miscellaneous/accepted-countries-and-territories (checked 2026-10-20)
Creem: https://docs.creem.io/merchant-of-record/supported-countries (checked 2026-10-20)
Gumroad: https://gumroad.com/help/article/13-getting-paid (checked 2026-10-20)
Whop: https://docs.whop.com/manage-your-business/manage-payouts/set-up-payouts (checked 2026-10-20)
PayPal (receiving): https://www.paypal.com/us/webapps/mpp/country-worldwide (checked 2026-10-20)
Mercury (via US LLC): https://support.mercury.com/hc/en-us/articles/28771710754580-Prohibited-countries (checked 2026-10-20)

More guides: all guides · What is a merchant of record? · Stripe alternatives in every country · Stripe Atlas alternatives

Based somewhere else? Check which payment platforms accept sellers in your own country on GetPaidAtlas.