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    <title>DEV Community: Mamun Hossen</title>
    <description>The latest articles on DEV Community by Mamun Hossen (@md_mamunhossen_756ffcd2).</description>
    <link>https://dev.to/md_mamunhossen_756ffcd2</link>
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      <title>DEV Community: Mamun Hossen</title>
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      <title>Building JomaKhoros: A Personal Finance Platform for Bangladesh</title>
      <dc:creator>Mamun Hossen</dc:creator>
      <pubDate>Fri, 06 Nov 2026 10:53:58 +0000</pubDate>
      <link>https://dev.to/md_mamunhossen_756ffcd2/building-jomakhoros-a-personal-finance-platform-for-bangladesh-3ofj</link>
      <guid>https://dev.to/md_mamunhossen_756ffcd2/building-jomakhoros-a-personal-finance-platform-for-bangladesh-3ofj</guid>
      <description>&lt;p&gt;Managing personal finances shouldn't be complicated. Yet, keeping track of daily income, expenses, savings, and debts can be challenging, especially when existing tools don't fully understand local financial habits.&lt;/p&gt;

&lt;p&gt;That's why I started building &lt;strong&gt;JomaKhoros&lt;/strong&gt;.&lt;/p&gt;

&lt;h2&gt;
  
  
  The Problem
&lt;/h2&gt;

&lt;p&gt;In Bangladesh, people manage money through different channels:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Cash transactions&lt;/li&gt;
&lt;li&gt;bKash and Nagad&lt;/li&gt;
&lt;li&gt;Rocket and bank accounts&lt;/li&gt;
&lt;li&gt;Personal loans and informal debts&lt;/li&gt;
&lt;li&gt;Monthly household expenses&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Keeping everything organized across different sources is not always easy. I wanted to build something simple that brings everything together.&lt;/p&gt;

&lt;h2&gt;
  
  
  What I'm Building
&lt;/h2&gt;

&lt;p&gt;JomaKhoros is a Bangla-first personal finance management platform designed for everyday financial tracking.&lt;/p&gt;

&lt;p&gt;Some of its key features include:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Income and expense tracking&lt;/li&gt;
&lt;li&gt;Multiple wallets and account management&lt;/li&gt;
&lt;li&gt;Monthly budgeting&lt;/li&gt;
&lt;li&gt;Savings goals&lt;/li&gt;
&lt;li&gt;Debt and loan tracking&lt;/li&gt;
&lt;li&gt;Recurring transactions&lt;/li&gt;
&lt;li&gt;Financial calculators and useful tools&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Why I Chose to Build It
&lt;/h2&gt;

&lt;p&gt;I'm a civil engineer and BIM professional with a strong interest in technology, automation, and building practical software solutions.&lt;/p&gt;

&lt;p&gt;I believe the best products come from understanding real-world problems and using technology to solve them.&lt;/p&gt;

&lt;p&gt;JomaKhoros is my attempt to make personal finance management more accessible to people in Bangladesh.&lt;/p&gt;

&lt;h2&gt;
  
  
  What's Next?
&lt;/h2&gt;

&lt;p&gt;I'm continuously working to improve the platform, user experience, and features based on real user needs.&lt;/p&gt;

&lt;p&gt;I'd love to hear from the developer community:&lt;/p&gt;

&lt;ol&gt;
&lt;li&gt;What features do you think a personal finance app should never miss?&lt;/li&gt;
&lt;li&gt;How would you approach building a finance platform for a local market?&lt;/li&gt;
&lt;li&gt;What would make you trust and regularly use a personal finance tool?&lt;/li&gt;
&lt;/ol&gt;

&lt;p&gt;Try JomaKhoros: &lt;a href="https://www.jomakhoros.com" rel="noopener noreferrer"&gt;Jomakhoros.com&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;I'd genuinely appreciate your feedback and suggestions!&lt;/p&gt;

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      <category>personalfinance</category>
      <category>expensetracker</category>
      <category>budgetmanagement</category>
      <category>fintech</category>
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