Cara pakai API Claude & DeepSeek dari Indonesia — bayar Rupiah via QRIS (tanpa kartu kredit)

Nexotao — Thu, 25 Jun 2026 18:28:59 +0000

Disclosur: Ini dari tim Nexotao — saya bahas gateway kami sendiri di bawah. Saya jaga sebatas fakta yang bisa kamu cek sendiri: semua nama model, context window, dan harga ada di halaman pricing kami, dan saya kasih linknya.

Kalau kamu developer di Indonesia, kemungkinan besar pernah kejedot ini: API OpenAI dan Anthropic minta kartu kredit luar negeri. Nggak punya kartu, nggak bisa pakai API. Banyak dari kita mentok di situ.

Solusi yang jalan sekarang: gateway lokal yang nerima QRIS / Rupiah. Ini versi jujurnya — gimana cara kerjanya, berapa biayanya, dan apa yang belum bisa.

Dua model live, satu API yang kompatibel

Lewat Nexotao kamu pakai dua model teks:

Claude Opus 4.8 (claude-opus-4-8) — context window 350.000 token
DeepSeek-V4-Pro — context window 131.072 token

Itu angka context window yang dipublikasikan apa adanya — tanpa pemotongan diam-diam. Endpoint-nya kompatibel dengan OpenAI dan Anthropic, jadi biasanya cukup ganti base URL sama key-nya.

Format OpenAI:

from openai import OpenAI

client = OpenAI(base_url="https://api.nexotao.com/v1", api_key="sk-nexo-...")
resp = client.chat.completions.create(
    model="claude-opus-4-8",
    messages=[{"role": "user", "content": "Halo"}],
)
print(resp.choices[0].message.content)

Format Anthropic:

curl https://api.nexotao.com/v1/messages \
  -H "x-api-key: sk-nexo-..." \
  -H "anthropic-version: 2023-06-01" \
  -H "Content-Type: application/json" \
  -d '{"model":"claude-opus-4-8","max_tokens":256,
       "messages":[{"role":"user","content":"Halo"}]}'

Cara bayarnya

Top up saldo Rupiah via QRIS, mulai Rp10.000. Tanpa kartu luar negeri.
Bayar sesuai pakai — dipotong per token. Tanpa langganan, dan saldo nggak hangus.
Tiap response ada header X-Cost-Rp, jadi kamu lihat biaya rupiah persis tiap request.

Berapa biayanya

Saat tulisan ini dibuat, Claude Opus 4.8 lewat gateway sekitar 70% lebih murah dari harga retail resmi (input) — tapi jangan percaya saya gitu aja. Halaman perbandingan harga menampilkan tarif per-token secara live dan menghitung "vs resmi" otomatis. Kalau nemu yang lebih murah, kabari kami.

Yang belum bisa (biar nggak kaget)

Nggak ada kredit gratis. Akun baru mulai dari nol — top up dulu baru bisa pakai.
Cuma dua model teks di atas. Belum ada image/transcribe, belum ada model lain.
Gateway ini kompatibel dengan Anthropic/OpenAI, bukan infrastruktur resmi mereka.

Intinya: kalau yang ngehalangin kamu dari API Claude/DeepSeek cuma kartu kredit luar negeri, bayar Rupiah via QRIS menghilangkan halangan itu. Cek sendiri angkanya di halaman harga.

How to use the Claude & DeepSeek APIs from Indonesia — pay in Rupiah via QRIS (no credit card)

Nexotao — Thu, 25 Jun 2026 18:28:58 +0000

Disclosure: This is the Nexotao team — I'm describing our own gateway below. I've kept it to facts you can verify yourself: every model name, context window, and price here is on our live pricing page, and I link it.

If you're an Indonesian developer, you've probably hit this wall: the OpenAI and Anthropic APIs want a foreign credit card. No card, no API. A lot of us get stuck right there.

The fix that works today: a local gateway that takes QRIS / Rupiah. Here's the honest version of how it works, what it costs, and what it doesn't do.

Two live models, one compatible API

Through Nexotao you call two text models:

Claude Opus 4.8 (claude-opus-4-8) — context window 350,000 tokens
DeepSeek-V4-Pro — context window 131,072 tokens

Those are the real, published context windows — no silent truncation. The endpoint is OpenAI- and Anthropic-compatible, so you usually just change the base URL and key.

OpenAI format:

from openai import OpenAI

client = OpenAI(base_url="https://api.nexotao.com/v1", api_key="sk-nexo-...")
resp = client.chat.completions.create(
    model="claude-opus-4-8",
    messages=[{"role": "user", "content": "Hello"}],
)
print(resp.choices[0].message.content)

Anthropic format:

curl https://api.nexotao.com/v1/messages \
  -H "x-api-key: sk-nexo-..." \
  -H "anthropic-version: 2023-06-01" \
  -H "Content-Type: application/json" \
  -d '{"model":"claude-opus-4-8","max_tokens":256,
       "messages":[{"role":"user","content":"Hello"}]}'

How you pay

Top up your Rupiah balance via QRIS, from Rp10,000. No foreign card.
Pay-as-you-go — deducted per token. No subscription, and the balance never expires.
Every response carries an X-Cost-Rp header, so you see the exact rupiah cost of each request.

What it costs

At the time of writing, Claude Opus 4.8 runs roughly 70% below official retail input pricing through the gateway — but don't take my word for it. The comparison page shows live per-token rates and computes "vs official" automatically. Find a cheaper equivalent? Tell us.

What it is not (so you're not surprised)

No free credits. New accounts start at zero — you top up to use it.
Only the two text models above. No image/transcription, no other model families right now.
The gateway is Anthropic/OpenAI-compatible, not official Anthropic/OpenAI infrastructure.

That's the whole pitch: if a foreign credit card was the only thing between you and the Claude/DeepSeek APIs, paying in Rupiah via QRIS removes it. Compare the numbers yourself on the pricing page.

DEV Community: Nexotao