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    <title>DEV Community: Stephen Epstein</title>
    <description>The latest articles on DEV Community by Stephen Epstein (@stephen_epstein_1afc00e83).</description>
    <link>https://dev.to/stephen_epstein_1afc00e83</link>
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      <title>DEV Community: Stephen Epstein</title>
      <link>https://dev.to/stephen_epstein_1afc00e83</link>
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    <item>
      <title>How I Negotiated My Internet Bill from $89 to $49 Using This Free Tool</title>
      <dc:creator>Stephen Epstein</dc:creator>
      <pubDate>Fri, 24 Jul 2026 22:28:38 +0000</pubDate>
      <link>https://dev.to/stephen_epstein_1afc00e83/how-i-negotiated-my-internet-bill-from-89-to-49-using-this-free-tool-17k5</link>
      <guid>https://dev.to/stephen_epstein_1afc00e83/how-i-negotiated-my-internet-bill-from-89-to-49-using-this-free-tool-17k5</guid>
      <description>&lt;p&gt;I was paying $89/month for internet. I called my provider, used a simple negotiation script, and got it down to $49.&lt;/p&gt;

&lt;p&gt;Here is exactly what I said:&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;Hi, I have been a customer for X years and I am reviewing my monthly expenses. I noticed competitors are offering similar speeds for $40-50/month. I would love to stay with you, but I need the rate to be competitive. What can you do?&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;That is it. Took 5 minutes. Saved $480/year.&lt;/p&gt;

&lt;h2&gt;
  
  
  Why This Works
&lt;/h2&gt;

&lt;p&gt;Internet and phone companies count on you never calling. They quietly raise rates every year. But they also have retention budgets — they would rather lower your bill than lose a customer.&lt;/p&gt;

&lt;h2&gt;
  
  
  Free Tool
&lt;/h2&gt;

&lt;p&gt;I built a free bill negotiation script generator. Pick your provider, answer 2 questions, and it gives you the exact script to use:&lt;/p&gt;

&lt;p&gt;&lt;a href="https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/tools/bill-negotiator" rel="noopener noreferrer"&gt;https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/tools/bill-negotiator&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Automate It
&lt;/h2&gt;

&lt;p&gt;Bento can negotiate ALL your bills automatically. It also finds forgotten subscriptions, files refunds, and tracks warranties.&lt;/p&gt;

&lt;p&gt;Lifetime access: $29 (normally $228/year).&lt;/p&gt;

&lt;p&gt;&lt;a href="https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08" rel="noopener noreferrer"&gt;https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Double your money back if it does not save you $500.&lt;/p&gt;

</description>
      <category>personalfinance</category>
      <category>saas</category>
      <category>tutorial</category>
      <category>ai</category>
    </item>
    <item>
      <title>5 Money Leaks You Probably Have Right Now (And How to Fix Them)</title>
      <dc:creator>Stephen Epstein</dc:creator>
      <pubDate>Fri, 24 Jul 2026 22:06:03 +0000</pubDate>
      <link>https://dev.to/stephen_epstein_1afc00e83/5-money-leaks-you-probably-have-right-now-and-how-to-fix-them-bcj</link>
      <guid>https://dev.to/stephen_epstein_1afc00e83/5-money-leaks-you-probably-have-right-now-and-how-to-fix-them-bcj</guid>
      <description>&lt;p&gt;Most people are losing $500-$2000/year without knowing it. Here are the 5 most common money leaks and how to plug them.&lt;/p&gt;

&lt;h2&gt;
  
  
  1. Forgotten Subscriptions
&lt;/h2&gt;

&lt;p&gt;The average person has 3-5 subscriptions they forgot about. Streaming services, apps, memberships — they add up fast. Check your last 3 months of bank statements.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Estimated waste: $30-80/month&lt;/strong&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  2. Bill Creep
&lt;/h2&gt;

&lt;p&gt;Your internet, phone, and insurance bills quietly increase every year. Companies count on you not noticing. A 5-minute call can often save $15-40/month.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Estimated waste: $20-50/month&lt;/strong&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  3. Missed Refunds
&lt;/h2&gt;

&lt;p&gt;Price drops after purchase, late deliveries, service outages — many companies will refund you if you ask. Most people never ask.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Estimated waste: $100-300/year&lt;/strong&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  4. Expired Warranties
&lt;/h2&gt;

&lt;p&gt;Extended warranties on electronics and appliances often go unused because people forget about them. Track your purchases and claim before they expire.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Estimated waste: $100-500/year&lt;/strong&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  5. Free Trial Conversions
&lt;/h2&gt;

&lt;p&gt;That free trial you forgot to cancel? It is now a paid subscription. Check for recurring charges from services you tried once.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Estimated waste: $10-30/month&lt;/strong&gt;&lt;/p&gt;




&lt;p&gt;&lt;strong&gt;Total potential savings: $500-2,000/year&lt;/strong&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  The Fix
&lt;/h2&gt;

&lt;p&gt;I built Bento — an AI that finds ALL of these automatically and fixes them for you.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Free scan: &lt;a href="https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/calculator" rel="noopener noreferrer"&gt;https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/calculator&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;$29 lifetime deal: &lt;a href="https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08" rel="noopener noreferrer"&gt;https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Normally $228/year. Double your money back if it does not save you $500.&lt;/p&gt;

</description>
      <category>personalfinance</category>
      <category>saas</category>
      <category>productivity</category>
      <category>ai</category>
    </item>
    <item>
      <title>I Found $847 in Wasted Money Using This Free AI Tool</title>
      <dc:creator>Stephen Epstein</dc:creator>
      <pubDate>Fri, 24 Jul 2026 22:05:49 +0000</pubDate>
      <link>https://dev.to/stephen_epstein_1afc00e83/i-found-847-in-wasted-money-using-this-free-ai-tool-4a9g</link>
      <guid>https://dev.to/stephen_epstein_1afc00e83/i-found-847-in-wasted-money-using-this-free-ai-tool-4a9g</guid>
      <description>&lt;h2&gt;
  
  
  The Discovery
&lt;/h2&gt;

&lt;p&gt;Last month I ran a free Money Leak Report and found $847/year I was wasting.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;4 forgotten subscriptions: $47/month&lt;/li&gt;
&lt;li&gt;Internet bill crept up $20/month&lt;/li&gt;
&lt;li&gt;A $200 warranty claim I missed&lt;/li&gt;
&lt;li&gt;A free trial that converted to paid: $15/month&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  The Tool
&lt;/h2&gt;

&lt;p&gt;I built Bento — a free AI scan that finds your forgotten subscriptions, overpriced bills, and missed refunds in 2 minutes. No account needed.&lt;/p&gt;

&lt;p&gt;Try it: &lt;a href="https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/calculator" rel="noopener noreferrer"&gt;https://5d3bdd37f115ebfeaef09173b6dff7f4.ctonew.app/calculator&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  The Deal
&lt;/h2&gt;

&lt;p&gt;Lifetime access for $29 (normally $228/year).&lt;/p&gt;

&lt;p&gt;Get it: &lt;a href="https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08" rel="noopener noreferrer"&gt;https://buy.stripe.com/28E4gyfXEexc4cm4qC1ZS08&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Double your money back if it does not save you $500.&lt;/p&gt;

</description>
      <category>personalfinance</category>
      <category>saas</category>
      <category>productivity</category>
      <category>ai</category>
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