The latest articles on DEV Community by Henrique Peralta (@sugarhashira). https://dev.to/sugarhashira https://media2.dev.to/dynamic/image/width=90,height=90,fit=cover,gravity=auto,format=auto/https:%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Fuser%2Fprofile_image%2F2671360%2F8322452a-35af-46dc-a98a-43261af2add7.PNG https://dev.to/sugarhashira en Henrique Peralta Tue, 02 Jun 2026 21:39:53 +0000 https://dev.to/sugarhashira/escudo-232b https://dev.to/sugarhashira/escudo-232b <h1> Privacy-First Personal Finance for iOS </h1> <p><strong>Your finances. On your phone. Nowhere else.</strong></p> <p>A privacy-first personal finance app that connects your banks, brokerage, and investment accounts into one unified dashboard — entirely on-device, no backend, no account required, no subscription.</p> <p><a href="https://github.com/SugarHashira/Escudo" rel="noopener noreferrer">View on GitHub</a></p> <h2> At a Glance </h2> <div class="table-wrapper-paragraph"><table> <thead> <tr> <th>🏦 Multi-source</th> <th>🔒 100% On-device</th> <th>📊 Full picture</th> </tr> </thead> <tbody> <tr> <td>Banks, Revolut, Trading 212 and more</td> <td>No server. No account. Your data stays in your Keychain.</td> <td>Net worth, spending, investments — all in one place</td> </tr> </tbody> </table></div> <h2> Screenshots </h2> <div class="table-wrapper-paragraph"><table> <tr> <td> <img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fraw.githubusercontent.com%2FSugarHashira%2FEscudo%2Fmaster%2Fdocs%2Fscreen-log.png" width="800" alt="Log" height="1731"><br><b>Log</b> </td> <td> <img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fraw.githubusercontent.com%2FSugarHashira%2FEscudo%2Fmaster%2Fdocs%2Fscreen-insights.jpeg" width="800" alt="Insights" height="400"><br><b>Insights</b> </td> <td> <img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fraw.githubusercontent.com%2FSugarHashira%2FEscudo%2Fmaster%2Fdocs%2Fscreen-budget.jpeg" width="800" alt="Budget" height="1734"><br><b>Budget</b> </td> </tr> <tr> <td> <img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fraw.githubusercontent.com%2FSugarHashira%2FEscudo%2Fmaster%2Fdocs%2Fscreen-transaction.jpeg" width="800" alt="Transaction" height="1746"><br><b>Transaction Entry</b> </td> <td> <img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fraw.githubusercontent.com%2FSugarHashira%2FEscudo%2Fmaster%2Fdocs%2Fscreen-settings.png" width="800" alt="Settings" height="1733"><br><b>Settings</b> </td> <td></td> </tr> </table></div> <h2> About Escudo </h2> <p>Built out of two frustrations: every decent finance app costs a monthly subscription, and none of them support Trading 212.</p> <p>Escudo connects your banks, brokerage, and investment accounts and gives you a single view of your net worth, spending, and investments — without your data ever leaving your phone.</p> <h3> Key Features </h3> <ul> <li> <strong>Net worth dashboard</strong> — aggregated balance across all accounts and investment portfolio P&amp;L</li> <li> <strong>Unified transaction log</strong> — every account in one feed, auto-categorised</li> <li> <strong>Spending insights</strong> — breakdown by category and trends over time</li> <li> <strong>Budget tracking</strong> — per-category budgets with visual progress dials</li> <li> <strong>Multi-currency</strong> — EUR, GBP, USD with stored exchange rates</li> <li> <strong>Recurring transactions</strong> — template-based recurring transaction engine</li> <li> <strong>Shortcuts support</strong> — deep linking via <code>escudo://</code> URL scheme</li> </ul> <h2> Integrations </h2> <div class="table-wrapper-paragraph"><table> <thead> <tr> <th>Source</th> <th>Method</th> </tr> </thead> <tbody> <tr> <td><strong>Trading 212</strong></td> <td>REST API — portfolio, orders, dividends</td> </tr> <tr> <td><strong>Revolut</strong></td> <td>Enable Banking OAuth 2.0</td> </tr> <tr> <td><strong>Bankinter PT</strong></td> <td>Enable Banking OAuth 2.0</td> </tr> <tr> <td><strong>SIBS</strong></td> <td>SIBS Open Banking (PT market)</td> </tr> <tr> <td><strong>CSV import</strong></td> <td>Revolut &amp; Bankinter statements</td> </tr> </tbody> </table></div> <p>All credentials live in the iOS Keychain — never in UserDefaults, never in iCloud, never on a server.</p> <h2> Known Limitations </h2> <ul> <li> <strong>Enable Banking does not expose credit card accounts</strong> — only bank accounts and transactions are available through the PSD2 API; credit card balances and transactions are not accessible</li> <li>No token auto-refresh for Enable Banking — manual re-auth when tokens expire</li> <li>Categorisation rules are hardcoded (no custom rule UI yet)</li> </ul> <h2> Tech Stack </h2> <p>iOS 17+ · SwiftUI · Core Data · Swift async/await · XcodeGen</p> <h2> Acknowledgements </h2> <p><a href="https://github.com/rafsoh/dimeApp" rel="noopener noreferrer">Dime</a> — a beautifully designed open-source iOS finance tracker that was a direct inspiration for Escudo.</p> <p><a href="https://github.com/SugarHashira/Escudo" rel="noopener noreferrer">View source on GitHub →</a></p> ios showdev opensource productivity