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    <title>DEV Community: Viral Videos</title>
    <description>The latest articles on DEV Community by Viral Videos (@viral_videos_4518f16a2899).</description>
    <link>https://dev.to/viral_videos_4518f16a2899</link>
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      <title>DEV Community: Viral Videos</title>
      <link>https://dev.to/viral_videos_4518f16a2899</link>
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    <language>en</language>
    <item>
      <title>SaaS KPI Tracker: The Ultimate Guide to Measuring Business Performance</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Fri, 10 Jul 2026 00:08:02 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/saas-kpi-tracker-the-ultimate-guide-to-measuring-business-performance-1pbc</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/saas-kpi-tracker-the-ultimate-guide-to-measuring-business-performance-1pbc</guid>
      <description>&lt;p&gt;Introduction to SaaS KPI tracking... &lt;/p&gt;

</description>
      <category>saas</category>
      <category>kpitracker</category>
      <category>googlesheets</category>
    </item>
    <item>
      <title>How to Track Your SaaS Business's Cash Flow with Google Sheets</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Fri, 10 Jul 2026 00:04:23 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-to-track-your-saas-businesss-cash-flow-with-google-sheets-1n65</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-to-track-your-saas-businesss-cash-flow-with-google-sheets-1n65</guid>
      <description>&lt;h2&gt;
  
  
  Introduction
&lt;/h2&gt;

&lt;p&gt;Tracking your SaaS business's cash flow is crucial for making informed financial decisions. In this article, we'll show you how to use Google Sheets to create a simple and effective cash flow model.&lt;/p&gt;

&lt;h2&gt;
  
  
  The SaaS Cash Flow Model
&lt;/h2&gt;

&lt;p&gt;Our pre-built Google Sheets template includes: revenue forecasting sheet, expense tracking sheet, cash flow projection sheet, and a dashboard for easy visualization.&lt;/p&gt;

&lt;h2&gt;
  
  
  Get Instant Access
&lt;/h2&gt;

&lt;p&gt;Grab the SaaS Cash Flow Model — Google Sheets template now and start optimizing your SaaS business's financial performance!&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>excel</category>
      <category>finance</category>
      <category>saas</category>
    </item>
    <item>
      <title>Etsy Fee Calculator — Free Google Sheets Template with Formulas</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 07:13:16 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/etsy-fee-calculator-free-google-sheets-template-with-formulas-5fnj</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/etsy-fee-calculator-free-google-sheets-template-with-formulas-5fnj</guid>
      <description>&lt;h1&gt;
  
  
  How to Calculate Your True Etsy Profit (Free Calculator)
&lt;/h1&gt;

&lt;p&gt;If you sell on Etsy, you know the struggle: Etsy takes a cut from every sale — listing fees, transaction fees, payment processing, and maybe offsite ads too. Before you know it, your $25 item only nets you $15.&lt;/p&gt;

&lt;p&gt;Here's the exact formula Etsy uses:&lt;/p&gt;

&lt;h2&gt;
  
  
  Etsy Fee Breakdown (2025 rates)
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Listing fee: $0.20 per item (renews every 4 months)&lt;/li&gt;
&lt;li&gt;Transaction fee: 6.5% of the total sale&lt;/li&gt;
&lt;li&gt;Payment processing: 3% + $0.25 per transaction
&lt;/li&gt;
&lt;li&gt;Offsite ads: 12% or 15% depending on your plan&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Example Calculation
&lt;/h2&gt;

&lt;p&gt;For a $32 handmade tote bag with $8 in materials:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Listing: $0.20&lt;/li&gt;
&lt;li&gt;Transaction fee: $32 × 6.5% = $2.08&lt;/li&gt;
&lt;li&gt;Payment processing: $32 × 3% + $0.25 = $1.21&lt;/li&gt;
&lt;li&gt;Offsite ads (if applicable): $32 × 12% = $3.84&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;strong&gt;Total fees: $7.33&lt;/strong&gt; (or $3.49 without offsite ads)&lt;br&gt;
&lt;strong&gt;Net profit: $32 - $8 - $7.33 = $16.67&lt;/strong&gt; (52% margin)&lt;/p&gt;

&lt;h2&gt;
  
  
  The Solution
&lt;/h2&gt;

&lt;p&gt;I created a free Google Sheets calculator that does all this automatically. Plug in your price and cost, and it shows you exact profit per item plus monthly projections.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Download it free:&lt;/strong&gt; &lt;a href="https://microtoolsb2b.gumroad.com/l/vsmaB6xhwQcx0zqhRBYPzg" rel="noopener noreferrer"&gt;Etsy Fee &amp;amp; Profit Calculator&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;No signup required, just make a copy to your Google Drive. It includes 5 pre-filled examples so you can start using it immediately.&lt;/p&gt;

&lt;p&gt;What's your current profit margin on Etsy? Drop a comment below.&lt;/p&gt;

</description>
      <category>etsy</category>
      <category>googlesheets</category>
      <category>smallbusiness</category>
      <category>entrepreneurship</category>
    </item>
    <item>
      <title>How I Built a Startup Runway Calculator in Google Sheets (Free Template)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 07:02:04 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-i-built-a-startup-runway-calculator-in-google-sheets-free-template-4pgc</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-i-built-a-startup-runway-calculator-in-google-sheets-free-template-4pgc</guid>
      <description>&lt;h2&gt;
  
  
  Why Every Startup Needs a Runway Calculator
&lt;/h2&gt;

&lt;p&gt;As a founder, your cash runway is the single most important metric. Knowing exactly how many months you have before hitting zero determines everything: when to raise, when to cut costs, when to accelerate hiring.&lt;/p&gt;

&lt;h3&gt;
  
  
  The Problem with Most Runway Trackers
&lt;/h3&gt;

&lt;p&gt;Either they're overcomplicated (full P&amp;amp;L models) or too simplistic (just cash / burn). Founders need a middle ground: 5 minutes of input = 5 months of clarity.&lt;/p&gt;

&lt;h3&gt;
  
  
  What This Spreadsheet Does
&lt;/h3&gt;

&lt;p&gt;My free Google Sheets template handles:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Monthly burn tracking with conditional formatting&lt;/li&gt;
&lt;li&gt;3 built-in scenarios (base/worst/best case)&lt;/li&gt;
&lt;li&gt;Automatic funding alerts (6/3/1 month thresholds)&lt;/li&gt;
&lt;li&gt;Break-even date projection&lt;/li&gt;
&lt;/ul&gt;

&lt;h3&gt;
  
  
  Try It Yourself
&lt;/h3&gt;

&lt;p&gt;I've published the full template on Gumroad (free): [link to Gumroad product after publishing]&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Pro tip:&lt;/strong&gt; Use the 'Worst Case' scenario first. If your runway stays above 12 months, you have margin. Below 6 months? Start fundraising conversations now.&lt;/p&gt;

&lt;p&gt;What's your current runway? Drop your numbers in the comments and I'll tell you if you're in the danger zone.&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>startup</category>
      <category>finance</category>
      <category>founders</category>
    </item>
    <item>
      <title>Stop Guessing Your Etsy Fees: Free Profit Calculator Template</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 06:58:06 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/stop-guessing-your-etsy-fees-free-profit-calculator-template-272a</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/stop-guessing-your-etsy-fees-free-profit-calculator-template-272a</guid>
      <description>&lt;p&gt;I've helped dozens of Etsy sellers and the #1 mistake I see is pricing without accounting for all the hidden fees.&lt;/p&gt;

&lt;p&gt;Here's the math most sellers do:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Item price: $24&lt;/li&gt;
&lt;li&gt;Shipping: $5&lt;/li&gt;
&lt;li&gt;Total: $29 → "I'll make $25.50 after Etsy takes their cut"&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;strong&gt;Wrong.&lt;/strong&gt; Here's the actual breakdown:&lt;/p&gt;

&lt;div class="table-wrapper-paragraph"&gt;&lt;table&gt;
&lt;thead&gt;
&lt;tr&gt;
&lt;th&gt;Fee Type&lt;/th&gt;
&lt;th&gt;Amount&lt;/th&gt;
&lt;/tr&gt;
&lt;/thead&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td&gt;Listing fee&lt;/td&gt;
&lt;td&gt;$0.20&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;Transaction (6.5%)&lt;/td&gt;
&lt;td&gt;$1.56&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;Payment processing (3% + $0.25)&lt;/td&gt;
&lt;td&gt;$0.87&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;Offsite ads (12% if enrolled)&lt;/td&gt;
&lt;td&gt;$3.48&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;Shipping cost (actual)&lt;/td&gt;
&lt;td&gt;$3.50&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;&lt;strong&gt;Total fees&lt;/strong&gt;&lt;/td&gt;
&lt;td&gt;&lt;strong&gt;$9.61&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;&lt;/div&gt;

&lt;p&gt;Your actual profit: &lt;strong&gt;$19.39&lt;/strong&gt; — not $25.50.&lt;/p&gt;

&lt;p&gt;That's a 20% difference. Over 100 sales, you're losing $600+ without knowing it.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;The solution:&lt;/strong&gt; A simple Google Sheets template that calculates all fees automatically. Just enter your price and shipping, and it shows your true net profit, margin percentage, and even suggests minimum prices.&lt;/p&gt;

&lt;p&gt;I built a free version (single product) and a full version (batch calculator + monthly dashboard) — both on Gumroad. The template is already formatted with all formulas, so you don't need to build anything.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Link:&lt;/strong&gt; &lt;a href="https://microtoolsb2b.gumroad.com/l/vsmaB6xhwQcx0zqhRBYPzg==" rel="noopener noreferrer"&gt;Etsy Fee &amp;amp; Profit Calculator&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;em&gt;Note: I'm not affiliated with Etsy — just a spreadsheet nerd who wants sellers to keep more of what they earn.&lt;/em&gt;&lt;/p&gt;

</description>
      <category>etsy</category>
      <category>spreadsheets</category>
      <category>smallbusiness</category>
      <category>finance</category>
    </item>
    <item>
      <title>How to Calculate SaaS Unit Economics in Google Sheets (Free Template Inside)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 06:13:53 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-to-calculate-saas-unit-economics-in-google-sheets-free-template-inside-345h</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-to-calculate-saas-unit-economics-in-google-sheets-free-template-inside-345h</guid>
      <description>&lt;h2&gt;
  
  
  Why Unit Economics Matters More Than MRR
&lt;/h2&gt;

&lt;p&gt;Most SaaS founders obsess over MRR growth while ignoring &lt;strong&gt;unit economics&lt;/strong&gt; — the per-customer math that determines if your business is actually sustainable.&lt;/p&gt;

&lt;p&gt;I recently built a Google Sheets template to track LTV:CAC, churn, and payback periods. Here's the formula walkthrough.&lt;/p&gt;

&lt;h3&gt;
  
  
  The Key Metrics
&lt;/h3&gt;

&lt;ol&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;LTV:CAC Ratio&lt;/strong&gt; — you want &amp;gt;3:1&lt;br&gt;
LTV = ARPU / Monthly Churn × Gross Margin %&lt;br&gt;
CAC = Cost to acquire one customer&lt;/p&gt;&lt;/li&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;CAC Payback&lt;/strong&gt; — &amp;lt;12 months is healthy&lt;br&gt;
Payback months = CAC / (ARPU × Gross Margin %)&lt;/p&gt;&lt;/li&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;Monthly Churn&lt;/strong&gt; — target &amp;lt;5% for B2B, &amp;lt;8% for B2C&lt;/p&gt;&lt;/li&gt;
&lt;/ol&gt;

&lt;h3&gt;
  
  
  The Problem With DCF Models
&lt;/h3&gt;

&lt;p&gt;Static valuation models break for subscription businesses. A cohort tracker (month-by-month retention) reveals the real story.&lt;/p&gt;

&lt;h3&gt;
  
  
  Free Template
&lt;/h3&gt;

&lt;p&gt;I've pre-filled a Google Sheets calculator with sample data for a $29/mo SaaS product at 5% churn. Grab it here: &lt;a href="https://microtoolsb2b.gumroad.com/l/vsmaB6xhwQcx0zqhRBYPzg" rel="noopener noreferrer"&gt;SaaS Unit Economics Calculator&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Paste your data, see your unit economics live in 5 minutes.&lt;/p&gt;

</description>
      <category>saas</category>
      <category>googlesheets</category>
      <category>startup</category>
      <category>finance</category>
    </item>
    <item>
      <title>How to Visualize Option P&amp;L Before You Trade (Free Google Sheets Template)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 05:12:39 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-to-visualize-option-pl-before-you-trade-free-google-sheets-template-1f8c</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-to-visualize-option-pl-before-you-trade-free-google-sheets-template-1f8c</guid>
      <description>&lt;p&gt;Options trading can feel like a black box. You buy a call, hope it goes up, but how much will you actually make at each price level?&lt;/p&gt;

&lt;p&gt;Most retail traders walk into trades without a clear P&amp;amp;L picture. They rely on broker screens that show only current value — not the full range of outcomes.&lt;/p&gt;

&lt;h2&gt;
  
  
  The Fix: A Simple P&amp;amp;L Calculator
&lt;/h2&gt;

&lt;p&gt;I built a Google Sheets calculator that does one thing well: show you exact profit or loss at any underlying price, for calls, puts, covered calls, and vertical spreads.&lt;/p&gt;

&lt;h3&gt;
  
  
  What it does:
&lt;/h3&gt;

&lt;ul&gt;
&lt;li&gt;Takes your option parameters (strike, premium, contract size)&lt;/li&gt;
&lt;li&gt;Builds a price range table from $100 to $200 (or any range)&lt;/li&gt;
&lt;li&gt;Applies the correct P&amp;amp;L formula for your strategy&lt;/li&gt;
&lt;li&gt;Color-codes cells green (profit) and red (loss)&lt;/li&gt;
&lt;li&gt;Shows breakeven, max profit, and max loss immediately&lt;/li&gt;
&lt;/ul&gt;

&lt;h3&gt;
  
  
  Example:
&lt;/h3&gt;

&lt;p&gt;Say you're considering a call on AAPL at $150 strike, $3.50 premium. The calculator shows: breakeven at $153.50, max loss of $350, and exactly how much you'd profit if AAPL hits $160, $170, or $200.&lt;/p&gt;

&lt;h3&gt;
  
  
  Why Google Sheets?
&lt;/h3&gt;

&lt;ul&gt;
&lt;li&gt;Free to use (no Excel license required)&lt;/li&gt;
&lt;li&gt;Works on any device&lt;/li&gt;
&lt;li&gt;Easy to modify and experiment with different scenarios&lt;/li&gt;
&lt;li&gt;No manual math — formulas are pre-built&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Get the Template
&lt;/h2&gt;

&lt;p&gt;I've published the Option P&amp;amp;L Calculator on Gumroad. It includes 4 pre-loaded example trades, conditional formatting, and all formulas ready to go. Perfect for any retail options trader who wants to understand risk/reward clearly.&lt;/p&gt;

&lt;p&gt;Grab it here: &lt;a href="https://microtoolsb2b.gumroad.com/l/calculator-option-pl" rel="noopener noreferrer"&gt;MicroTools Studio — Option P&amp;amp;L Calculator&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Happy trading — and know your P&amp;amp;L before you enter.&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>excel</category>
      <category>finance</category>
      <category>investing</category>
    </item>
    <item>
      <title>Investment Research Checklist in Google Sheets — 5 Tabs to Save Hours</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 04:59:16 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/investment-research-checklist-in-google-sheets-5-tabs-to-save-hours-3797</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/investment-research-checklist-in-google-sheets-5-tabs-to-save-hours-3797</guid>
      <description>&lt;h1&gt;
  
  
  How to Build an Investment Research Checklist in Google Sheets
&lt;/h1&gt;

&lt;p&gt;Every serious retail investor needs a structured process. I used to have 10 different spreadsheets for: valuation ratios, DCF models, comparable analysis, qualitative checks — it was chaos.&lt;/p&gt;

&lt;p&gt;So I built one integrated &lt;strong&gt;Investment Research Checklist in Google Sheets&lt;/strong&gt; that combines everything in a single file.&lt;/p&gt;

&lt;h2&gt;
  
  
  The 5 Essential Tabs
&lt;/h2&gt;

&lt;h3&gt;
  
  
  1. Company Overview
&lt;/h3&gt;

&lt;p&gt;Track ticker, sector, market cap, 52-week range. Start with a watchlist of 10-20 stocks.&lt;/p&gt;

&lt;h3&gt;
  
  
  2. Quantitative Screen
&lt;/h3&gt;

&lt;p&gt;Pre-load 13 key ratios: P/E, Forward P/E, PEG, Debt-to-Equity, ROE, ROA, Profit Margin, Revenue Growth, EPS Growth, Dividend Yield. &lt;/p&gt;

&lt;p&gt;Add an auto-scoring column that flags BUY ZONE, WATCH, or AVOID based on your thresholds.&lt;/p&gt;

&lt;h3&gt;
  
  
  3. DCF Valuation Model
&lt;/h3&gt;

&lt;p&gt;Build a 6-year projected cash flow model with terminal value and discount rate. Calculate intrinsic value per share and margin of safety. This alone saves 45 minutes per stock.&lt;/p&gt;

&lt;h3&gt;
  
  
  4. Comparable Company Analysis (Comps)
&lt;/h3&gt;

&lt;p&gt;Auto-calculate average and median P/E, EV/EBITDA, and growth rates for your peer group. Flag outliers with z-scores.&lt;/p&gt;

&lt;h3&gt;
  
  
  5. Qualitative Checklist
&lt;/h3&gt;

&lt;p&gt;10 Yes/No questions covering moat, management, capital allocation, and insider holdings. Auto-score converts to a percentage.&lt;/p&gt;

&lt;h2&gt;
  
  
  Final Ranking
&lt;/h2&gt;

&lt;p&gt;Weight each component (40% quant, 30% DCF, 20% comps, 10% qual) and get an instant Buy/Hold/Sell rating.&lt;/p&gt;

&lt;p&gt;I've made the complete template available as an immediately-usable Google Sheets file. Grab it here if you want to skip the build: &lt;a href="https://microtoolsb2b.gumroad.com/l/investment-research-checklist" rel="noopener noreferrer"&gt;MicroTools Studio on Gumroad&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Happy analyzing!&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Tags:&lt;/strong&gt; googlesheets, excel, finance, investing, valuation&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>excel</category>
      <category>finance</category>
      <category>investing</category>
    </item>
    <item>
      <title>How to Track Freelance Finances Without QuickBooks (Free Google Sheets Template)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 04:47:20 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-to-track-freelance-finances-without-quickbooks-free-google-sheets-template-2g4i</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-to-track-freelance-finances-without-quickbooks-free-google-sheets-template-2g4i</guid>
      <description>&lt;h1&gt;
  
  
  How to Track Freelance Finances Without QuickBooks (Free Google Sheets Template)
&lt;/h1&gt;

&lt;p&gt;As a freelancer, tracking income and expenses is the difference between profit and confusion. But you don't need expensive software. Here's a simple system using Google Sheets — and a free template to get started.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Why spreadsheets?&lt;/strong&gt; They're flexible, free, and you can customize them in minutes. No monthly fees, no learning curve.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Step 1: Set up income tracking&lt;/strong&gt;&lt;br&gt;
Log every invoice: date, client, amount, status (paid/pending/overdue). Use SUM formulas to see totals.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Step 2: Track expenses by category&lt;/strong&gt;&lt;br&gt;
Break down costs: software, office, travel, meals. Use SUMIF to subtotal each category.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Step 3: Build a monthly P&amp;amp;L&lt;/strong&gt;&lt;br&gt;
Subtract expenses from income. Apply 30% for tax reserve. Watch your net profit grow.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Step 4: Review year-to-date&lt;/strong&gt;&lt;br&gt;
One row shows everything: total income, expenses, net profit, tax reserve.&lt;/p&gt;

&lt;p&gt;I've built a ready-to-use &lt;strong&gt;Freelance Financial Dashboard&lt;/strong&gt; in Google Sheets with all formulas pre-installed — just paste your numbers. Includes sample data to learn from. &lt;/p&gt;

&lt;p&gt;&lt;a href="https://gumroad.com/microtoolsb2b" rel="noopener noreferrer"&gt;Grab the full template here — $27 one-time, no subscription&lt;/a&gt;&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>freelancing</category>
      <category>finance</category>
      <category>productivity</category>
    </item>
    <item>
      <title>Why 90% of Retail Investors Miss Red Flags (Free Checklist Inside)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 02:27:30 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/why-90-of-retail-investors-miss-red-flags-free-checklist-inside-541h</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/why-90-of-retail-investors-miss-red-flags-free-checklist-inside-541h</guid>
      <description>&lt;h2&gt;
  
  
  The Hidden Cost of Skipping Research
&lt;/h2&gt;

&lt;p&gt;I spent 3 years as a retail investor making the same mistakes over and over:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Buying stocks based on a single growth number&lt;/li&gt;
&lt;li&gt;Missing crucial red flags in financial statements&lt;/li&gt;
&lt;li&gt;Letting emotions override systematic analysis&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;The solution wasn't buying expensive Bloomberg terminals or subscribing to $100/month research services. It was building a &lt;strong&gt;repeatable checklist process&lt;/strong&gt;.&lt;/p&gt;

&lt;h3&gt;
  
  
  The 15-Point Investment Research Framework
&lt;/h3&gt;

&lt;p&gt;After analyzing 200+ stock picks (both winners and losers), I distilled the process into this checklist:&lt;/p&gt;

&lt;ol&gt;
&lt;li&gt;
&lt;strong&gt;Pre-Analysis&lt;/strong&gt; — Know your thesis before opening a position&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Liquidity Check&lt;/strong&gt; — Current ratio, quick ratio, debt structure&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Cash Flow Health&lt;/strong&gt; — Operating cash flow, free cash flow yield&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Growth Metrics&lt;/strong&gt; — Revenue CAGR, EPS trajectory, margin trends&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Valuation Bands&lt;/strong&gt; — P/E history, PEG ratio, discounted cash flow zone&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Red Flag Scan&lt;/strong&gt; — Insider trading, auditor opinions, legal risks&lt;/li&gt;
&lt;/ol&gt;

&lt;h3&gt;
  
  
  Why Checklists Work
&lt;/h3&gt;

&lt;p&gt;Studies show checklists reduce errors by 30-50% in complex decision-making. Investing is no different. When you have 15 concrete boxes to check, you're less likely to ignore that one number that would have saved you.&lt;/p&gt;

&lt;h3&gt;
  
  
  Try It Yourself
&lt;/h3&gt;

&lt;p&gt;I've created a free starter checklist (PDF/markdown format) you can use with your current research process.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://microtoolsb2b.gumroad.com/l/vsmaB6xhwQcx0zqhRBYPzg==" rel="noopener noreferrer"&gt;Download the Free Investment Research Checklist →&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;em&gt;Want the automated version? The full Google Sheets template at $29 includes dropdown menus, auto-calculations, portfolio tracking, and a red flag scoring system.&lt;/em&gt;&lt;/p&gt;

</description>
      <category>investing</category>
      <category>googlesheets</category>
      <category>financialanalysis</category>
      <category>productivity</category>
    </item>
    <item>
      <title>My Angel Investing Template: How I Evaluate 50+ Pre-Seed Deals with One Google Sheet</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 01:46:28 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/my-angel-investing-template-how-i-evaluate-50-pre-seed-deals-with-one-google-sheet-2ga0</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/my-angel-investing-template-how-i-evaluate-50-pre-seed-deals-with-one-google-sheet-2ga0</guid>
      <description>&lt;p&gt;As a solo angel investor evaluating 50+ startups per year, I needed a system. Memorizing deal terms, comparing across verticals, tracking follow-ups — it became chaos.&lt;/p&gt;

&lt;p&gt;So I built a &lt;strong&gt;Google Sheets Investment Memo Template&lt;/strong&gt; that forces discipline:&lt;/p&gt;

&lt;h2&gt;
  
  
  What the sheet contains
&lt;/h2&gt;

&lt;ol&gt;
&lt;li&gt;
&lt;strong&gt;Executive Summary&lt;/strong&gt; — key terms, ask amount, valuation cap, stage&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Problem/Solution Fit&lt;/strong&gt; — score how urgent the problem is and how defensible the solution&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Market Sizing&lt;/strong&gt; — TAM/SAM/SOM with revenue multiple implied valuation (formula included)&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Unit Economics&lt;/strong&gt; — CAC, LTV:LTV ratio, payback period, gross margin, churn analysis&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Deal Scoring Dashboard&lt;/strong&gt; — weighted scoring (team 25%, market 20%, product 15%, traction 15%, economics 10%, moat 10%, terms 5%)&lt;/li&gt;
&lt;/ol&gt;

&lt;p&gt;The magic is in the &lt;strong&gt;LTV:CAC formula&lt;/strong&gt;: = (ARPU * Lifetime Months * Gross Margin) / CAC&lt;br&gt;
If LTV:CAC &amp;lt; 3, I flag it red. Payback &amp;gt; 18 months? Red. Churn &amp;gt; 7% monthly? Red.&lt;/p&gt;

&lt;h2&gt;
  
  
  Example deal evaluation
&lt;/h2&gt;

&lt;p&gt;Last month I evaluated a SaaS tool for freelancers:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;strong&gt;CAC&lt;/strong&gt;: $450 (direct sales)&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;ARPU&lt;/strong&gt;: $39/mo&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Churn&lt;/strong&gt;: 4.5% monthly&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;LTV&lt;/strong&gt;: $39*(1/0.045)*0.78 = $676&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;LTV:CAC&lt;/strong&gt;: 1.5 — too low, flagged red&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Decision&lt;/strong&gt;: Passed&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Without the template, I might have been swayed by the founder's charisma. With the template, the numbers spoke clearly.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Grab the template here if you want to apply the same rigor&lt;/strong&gt;: &lt;a href="https://microtoolsb2b.gumroad.com/l/I7pSlt1U_3Mc-loJzFw2PA" rel="noopener noreferrer"&gt;https://microtoolsb2b.gumroad.com/l/I7pSlt1U_3Mc-loJzFw2PA&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;em&gt;Tags: angel investing, google sheets template, startup evaluation, pre-seed investing, financial model&lt;/em&gt;&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>angelinvesting</category>
      <category>startup</category>
      <category>financialmodel</category>
    </item>
    <item>
      <title>How I Built a Free Deal Flow Tracker in Google Sheets (As an Angel Investor)</title>
      <dc:creator>Viral Videos</dc:creator>
      <pubDate>Thu, 09 Jul 2026 01:44:10 +0000</pubDate>
      <link>https://dev.to/viral_videos_4518f16a2899/how-i-built-a-free-deal-flow-tracker-in-google-sheets-as-an-angel-investor-3nk1</link>
      <guid>https://dev.to/viral_videos_4518f16a2899/how-i-built-a-free-deal-flow-tracker-in-google-sheets-as-an-angel-investor-3nk1</guid>
      <description>&lt;p&gt;I review about 15-20 startup pitches per month. After losing track of three promising deal leads in one quarter, I built a simple Google Sheets tracker that changed everything.&lt;/p&gt;

&lt;h2&gt;
  
  
  What Most Angel Investors Get Wrong
&lt;/h2&gt;

&lt;p&gt;We keep deal flow in our inbox, or worse, in our heads. Then a founder follows up and we scramble to remember who they are, what they do, and where we left things.&lt;/p&gt;

&lt;p&gt;When you're reviewing 10+ deals monthly, you need a system. A CRM is overkill for most individual angels. A spreadsheet is perfect.&lt;/p&gt;

&lt;h2&gt;
  
  
  The 5-Tab System I Use
&lt;/h2&gt;

&lt;h3&gt;
  
  
  1. Deal Log (Master List)
&lt;/h3&gt;

&lt;p&gt;Every pitch goes here. I track sector, stage, source, ask amount, and a subjective score. The key columns:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;strong&gt;Days Since Last Contact&lt;/strong&gt; — auto-calculates daily so I never ghost a founder&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Weighted Score&lt;/strong&gt; — pulled from my scoring matrix tab&lt;/li&gt;
&lt;/ul&gt;

&lt;h3&gt;
  
  
  2. Scoring Matrix
&lt;/h3&gt;

&lt;p&gt;I rate each company on 5 factors: team (25%), market size (25%), traction (20%), unit economics (15%), and fit with my thesis (15%). Each gets a 1-5 rating, then it auto-computes to a 1-100 score.&lt;/p&gt;

&lt;h3&gt;
  
  
  3. Follow-Up Queue
&lt;/h3&gt;

&lt;p&gt;This tab auto-filters deals where I haven't contacted the founder in 7+ days. Sorted by urgency. I check it every Monday.&lt;/p&gt;

&lt;h3&gt;
  
  
  4. Portfolio Snapshot
&lt;/h3&gt;

&lt;p&gt;Captures invested companies with ownership %, valuation cap, and projected returns at 3x/5x/10x multiples. Helps me see concentration risk.&lt;/p&gt;

&lt;h3&gt;
  
  
  5. Contact Directory
&lt;/h3&gt;

&lt;p&gt;Simple CRM for founders and co-investors — email, phone, notes.&lt;/p&gt;

&lt;h2&gt;
  
  
  Why This Works for Me
&lt;/h2&gt;

&lt;p&gt;The discipline matters more than the tool. Having a single source of truth means:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;I never "lose" a deal in my inbox&lt;/li&gt;
&lt;li&gt;I can share my pipeline with co-investors&lt;/li&gt;
&lt;li&gt;I have data for my annual tax filings (dates, amounts)&lt;/li&gt;
&lt;li&gt;I can track my batting average: deals reviewed vs. deals invested&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;I packaged this into a template you can use immediately: &lt;a href="https://microtoolsb2b.gumroad.com/l/investment-deal-flow-tracker" rel="noopener noreferrer"&gt;Investment Deal Flow Tracker — Google Sheets&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Pro tip&lt;/strong&gt;: Start with just the Deal Log tab. Add the other tabs once you have 10+ deals. Don't over-engineer before you have deal flow to manage.&lt;/p&gt;

&lt;p&gt;&lt;em&gt;Do you use a system for tracking pitches? Drop your workflow in the comments — I'm always looking for ways to improve.&lt;/em&gt;&lt;/p&gt;

</description>
      <category>googlesheets</category>
      <category>angelinvesting</category>
      <category>startup</category>
      <category>vc</category>
    </item>
  </channel>
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