Are you in a coffin? No, right, so it isn't late. You aren't going to find the answer here, the answer is inside you. Take time and truly feel yourself. Ask yourself things like these: Do you feel miserable in your job? or do you feel that you are losing something, that life can bring you a lot more? do you feel that programming is that you want to achieve?
moreover, you can minimize the risk quitting your actual job when you get a real programming offer or taking a side job after your main job, or something like that.
I hope the best for you!
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