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How to Build a Finance App in Europe? Features, Process, and Costs

Introduction: Growth of FinTech Market in Europe

The European FinTech market is flourishing with heightened digitalization, supportive regulatory regimes, and shifting consumer demands. As per Statista's report, the European digital payment market will grow to $3.5 trillion by 2026, and mobile banking and personal finance apps are at the forefront.
Consumers today crave simple digital experiences, ranging from investment tracking to AI-driven budgeting software. As a result, businesses are interested in taking advantage of this lucrative space by developing visionary finance apps. So, how does one build a top-notch finance app in the saturated European FinTech landscape? Let's dive into it step by step.

Industry Leaders: Who Dominates the European FinTech Space?

Some of Europe's leading finance apps include:

  • Revolut – A digital banking platform that supports cryptocurrency trading across multiple currencies
  • N26 – A simple banking experience German neobank
  • Monzo – A UK digital bank offering spending insights and budgeting services
  • Klarna – An online payment facilitator for Buy Now, Pay Later (BNPL) transactions
  • Wise (transferwise) – A low-cost international money transfer innovator These organizations have rigorous security, user experience, and compliance requirements. If you are building a finance app, it is imperative that you determine what works for them.

For a deeper dive into this topic, check out the full article here: Cost to Build an App Like Finance App in the Europe

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