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Discussion on: Those of you who've worked as a contractor and as a full-time employee, which did you prefer?

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Richard Guay

The freedom of picking projects as a freelancer is great. But, if you have no savings you should stick with an employee role. The basic rule of thumb is to have a year of salary saved before starting freelance work (or, start doing freelance work while having a job if your job allows that). If you don’t get job easily, you have money to keep you going.

Working for a good employer with good benefits makes life easier and promotes leaving the job with the job. Freelance work has a tendency to control your life because you don’t easily leave the job at the end of the work day.