If you’re looking for a side income or a flexible job you can do from home, becoming an insurance POS agent might be the right choice for you. It’s easy to get started, and you don’t need a high qualification or a big investment. The best part? You can register for it completely online.
In this blog, we’ll explain step-by-step how to become an insurance agent, specifically a POS agent, from the comfort of your home. We’ll also cover what it means to be a POS insurance agent, what documents you need, and how the whole process works.
Let’s get started.
What is an Insurance POS Agent?
First, let’s understand what the term POS insurance or insurance POS actually means.
POS stands for Point of Sale. A POS insurance agent is someone authorized to sell simple and pre-approved insurance products such as:
Health insurance
Car or bike insurance (motor insurance)
Personal accident insurance
Travel insurance
Life insurance (in some cases, select term life products)
Yes, even as a POS agent, you can offer certain life insurance agent services by helping customers choose basic term plans provided under POS guidelines.
As an insurance POS agent, your job is to guide customers through plan selection, explain benefits, fill out forms, and complete the process digitally. It’s a simple and flexible job that anyone can take up with basic training.
Who Can Become a POS Insurance Agent?
If you're wondering how to become an insurance agent, the POS route is one of the easiest ways. Almost anyone can apply, as long as they meet these basic requirements:
You must be at least 18 years old
You should have passed Class 10 (matriculation)
You must have valid ID and address proof
You must complete a short online training and certification exam
You don’t need prior experience in insurance or sales. This makes it ideal for students, homemakers, retired individuals, and small business owners.
Why Register as an Insurance POS Agent?
Here’s why many people choose to register as a POS or life insurance agent:
You can work from home
Flexible hours — no fixed schedule
No upfront investment or office required
Get training and certification online
Earn commission on every policy sold
Work part-time or full-time
Help others protect their health, vehicles, and lives
So, whether you’re looking for a side hustle or a new career, this guide on how to become an insurance agent will help you get started smoothly.
Step-by-Step Guide to Register as an Insurance POS Agent Online
Step 1: Choose the Right Insurance Company or Online Platform
Begin by selecting a trusted insurance company or digital platform that offers insurance POS registration. Some companies let you register directly, while others operate through digital portals that partner with multiple insurers.
Look for features like:
Free registration
Online training and support
User-friendly mobile or web app
Quick certification process
Timely commission payouts
Popular platforms include Policybazaar, InsuranceDekho, RenewBuy, and others. Many of these also guide you on how to become a life insurance agent or sell term plans under POS.
Step 2: Sign Up Online
Visit the platform or insurer’s website and locate the “Become a POS agent” or “Join as an Insurance POS” section.
Fill out the sign-up form with your:
Full name
Mobile number
Email ID
Date of birth
Educational qualification
You’ll get an OTP for verification. Once verified, you can access your dashboard and continue.
Step 3: Upload Documents
You’ll need to upload the following documents to proceed:
Aadhaar card (ID & address proof)
PAN card (for income tax purposes)
Passport-size photograph
Class 10 certificate
Bank details (for commission transfers)
Ensure that your documents are clearly scanned and not blurred.
Step 4: Complete the Free Training
Once documents are verified, you’ll gain access to online training. This covers:
Basics of general and life insurance
Types of insurance products you can sell
Customer onboarding and policy sales
Rules and ethics of being an insurance POS agent
Using your sales dashboard or mobile app
The training is easy to follow and can be completed in a few hours from your phone or laptop.
Step 5: Pass the Online Exam
After training, take a short online exam. It usually contains 20–25 multiple-choice questions. Scoring 60% or above qualifies you to become a certified POS insurance agent.
Some platforms may also allow you to start selling select life insurance products after passing this exam.
Step 6: Start Selling Insurance
Once certified, you can log in to your platform’s dashboard or app and start selling right away.
You’ll be able to:
Compare policies from different insurers
Send quotes and links to customers
Fill in application details
Track your commissions and renewals
Get customer support when needed
Whether you're offering motor insurance or acting as a life insurance agent, your earning potential grows with every policy you sell.
Tips to Succeed as an Insurance POS Agent
Want to boost your income and become a top-selling POS or life insurance agent? Follow these tips:
Stay proactive — Talk to friends, relatives, and your local community
Build trust — Always offer the most suitable plan, not just the most profitable
Leverage social media — Share valuable content and attract new leads
Follow up — Remind customers about renewals and cross-sell new products
Stay informed — Keep learning about new insurance plans and updates
Common Questions About POS Insurance Agents
Q1: Do I need to pay anything to become a POS agent?
Most platforms offer free training and certification. Avoid platforms that charge high fees.
Q2: How much can I earn?
Your earnings depend on how many policies you sell. Many active agents earn between ₹10,000 to ₹50,000 per month in commissions.
Q3: Can I work part-time?
Yes, that’s one of the biggest advantages. You control your time and workload.
Q4: Can I sell life insurance as a POS agent?
Yes, some platforms and insurers offer basic life insurance products that are POS-compliant. For more advanced products, you may need a full agent license, but POS is a great place to start.
Q5: Is this a legal and safe job?
Absolutely. Once certified, you are legally authorized to sell insurance through your registered platform.
Final Thoughts
Becoming an insurance POS agent is one of the simplest ways to become an insurance agent in India. With no upfront cost, free training, and the ability to work from home, it's an ideal option for anyone seeking part-time income or a new career path.
Whether you're starting out or exploring how to become a life insurance agent, the POS route gives you an excellent head start.
Now that you know how to become an insurance agent through the POS channel, don’t wait. Choose a trusted platform, complete your registration, and start earning today.
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