SEBI’s recent proposal to allow mutual fund houses to offer two schemes in one category—like Value and Contra—has sparked industry-wide debate. The key condition? These schemes must maintain less than 50% portfolio overlap and follow clear, standardized naming conventions based on strategy or duration.
The objective is transparency. By eliminating confusing fund labels and overlapping portfolios, SEBI wants to ensure investors know exactly where their money is going. Funds will be named for what they actually do—like “Short-Term Debt Fund” or “Large Cap Equity”—with stricter definitions.
But while the intent is commendable, the challenge lies in execution. For retail investors—already overwhelmed with jargon and choice—will this new categorization clarify or complicate things further?
At Arthashastra Gurukul, we see this as a wake-up call for financial literacy. Policies can guide, but wisdom protects. That’s why we train investors to read between the lines—to understand not just what a fund is called, but how it performs and where it fits in their strategy.
True investing isn’t about chasing names or trends—it’s about aligning your capital with knowledge. SEBI is building the framework; it’s up to you to build the insight.
At Gurukul, we teach one core principle:
First learn, then earn.
Because no rule can replace the power of financial clarity.
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