How to use Claude Code without paying $20/month for Claude Pro
Claude Code is genuinely one of the best AI coding tools available right now. But the pricing has a problem.
To use Claude Code at full capacity, you need Claude Pro: $20/month. If you're already paying for GitHub Copilot ($10/month) or Cursor ($20/month), adding another $20 starts to feel like death by a thousand subscriptions.
Here's what most developers don't know: Claude Code supports custom API endpoints.
This means you can point Claude Code at any compatible API — including significantly cheaper ones — and get the same Claude models at a fraction of the price.
The setup (2 minutes)
Claude Code reads from environment variables. Add this to your shell profile (.bashrc, .zshrc, etc.):
# Claude Code custom endpoint
export ANTHROPIC_BASE_URL="https://api.simplylouie.com"
export ANTHROPIC_API_KEY="your-api-key-here"
Then reload your shell:
source ~/.zshrc
That's it. Claude Code will now route through the custom endpoint. Same models, same quality, different price.
What this actually costs
| Option | Monthly Cost |
|---|---|
| Claude Pro (official) | $20/month |
| SimplyLouie API | $2/month |
| Savings | $18/month |
$18/month saved is $216/year. For a solo developer or someone in a market where $20/month is a significant expense, that's real money.
Which Claude model does it use?
The API proxies to Claude claude-3-5-sonnet-20241022 by default — the same model Claude Code uses when you have a Pro subscription. There's no degraded experience.
You can also specify the model explicitly in your Claude Code settings:
// .claude/settings.json
{
"model": "claude-3-5-sonnet-20241022",
"apiBaseUrl": "https://api.simplylouie.com"
}
The rate limits question
Fair question. Here's the reality:
- Claude Pro: Anthropic enforces soft rate limits based on usage. Heavy users hit them.
- SimplyLouie: $2/month tier has reasonable limits for daily coding work. If you're doing intensive agentic tasks across 8+ hours, you'll want to monitor usage.
For most developers doing code reviews, debugging sessions, and feature implementation — the $2/month tier is more than enough.
Who this is actually for
This setup makes sense if:
- You're in a country where $20/month is expensive — India, Nigeria, Philippines, Indonesia, Brazil, Kenya. The $2/month pricing is designed for global access.
- You're a solo dev or student — no budget for multiple $20/month subscriptions
- You want to try Claude Code before committing to a full Pro subscription
- You're running Claude Code in CI/scripts — automated usage where cost-per-run matters
The 7-day free trial
Before you pay anything: there's a 7-day free trial at simplylouie.com. Card required to start (standard SaaS), not charged for 7 days.
Set ANTHROPIC_BASE_URL to the endpoint, test it with your actual workflow, and see if it works for you.
# Test it immediately
curl https://api.simplylouie.com/v1/messages \
-H "x-api-key: YOUR_KEY" \
-H "anthropic-version: 2023-06-01" \
-H "content-type: application/json" \
-d '{
"model": "claude-3-5-sonnet-20241022",
"max_tokens": 100,
"messages": [{"role": "user", "content": "hello"}]
}'
If you get a response back, the API is working and Claude Code will work with it.
One more thing
50% of revenue goes to animal rescue. Not a gimmick — it's in the terms of service. The $2/month pricing isn't a loss leader that gets jacked up later; it's the actual sustainable price for a lean API proxy.
The developer API is at simplylouie.com/developers. Country-specific pricing (₦3,200/month for Nigeria, ₹165/month for India, etc.) is at simplylouie.com/ng, simplylouie.com/in.
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