I agree. Those that neglect to set up a payment pointer are losing out on an opportunity. A more fair implementation would be for the platform to accrue the funds into an account that the author could claim once they set up their payment pointer.
There could be some type of notification when users log in to say "Hey, if you set up a payment pointer you will get $X dollars". It would be a great marketing/promo opportunity for monetization providers (i.e. coil).
It is a lot more involved than the simple method of defaulting to the platform so I can understand why DEV has not done it. The amounts are too small at this point to worry about it.
Downside of that is, that if the author left the platform forever, the money I've donated is wasted/frozen forever. If there is a notification informing me, that a donation towards this article goes to dev.to because to author did not set up funding, it is fine for me. This website also has costs incurring simply by hosting.
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