Spot on, it's just data transmission - a different implementation of the "physical layer" in the OSI model. In an ideal world this would have nothing to do with a payment method (well in fact the author says as much), it would just be a matter of swapping the "transport layer" by loading a different 'driver' so to speak.
It sounds like a nice new gimmick, but yeah that's about it.
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Spot on, it's just data transmission - a different implementation of the "physical layer" in the OSI model. In an ideal world this would have nothing to do with a payment method (well in fact the author says as much), it would just be a matter of swapping the "transport layer" by loading a different 'driver' so to speak.
It sounds like a nice new gimmick, but yeah that's about it.