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Discussion on: Remote workers: Are there any methods for saving on car insurance based on how little you drive?

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Ryan Smith • Edited

They ask for mileage per year when they quote you, but I'm not sure how much that impacts the cost. I think your best bet is to shop around with different companies. You can get easily a quote online and register right away for that price. To get a lower rate as your car gets older, you might have switch companies again, they won't willingly lower it. If you do end up switching and are still in NYS, you will have to get a photo inspection done for your car within a certain time of switching insurance companies (but it is free of charge).