Fintech Lessons from Kenya, Nigeria & South Africa

Africa’s fintech story shows one truth: infrastructure > exposure.

🔹 Kenya – M-Pesa proved scale, but fragmentation remains.
🔹 Nigeria – Rapid growth, but regulatory & fraud-prevention gaps.
🔹 South Africa – Methodical growth with strong API & compliance focus (Peach Payments, Yoco, Stitch).
🔹 Alumna Capital & Numeral Group – building resilient back-end credit & onboarding systems.
🔹 Mauritius – rising as a back-office fintech hub for compliance & cross-border scalability.

[Full article](https://mauritiusciviclens.com/2025/07/20/infrastructure-african-fintech/

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Fintech #AfricaTech #DigitalInfrastructure #Kenya #Nigeria #SouthAfrica #Mauritius #FinancialInclusion #Innovation