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PhilipJameson
PhilipJameson

Posted on Originally published at mortgagetips.cloud

Mortgage Rates: The Beginner's Secret

First-time buyers often blame credit scores for high mortgage rates. In reality, hidden fees and paperwork slip-ups cost more. A data-driven audit of the loan file can uncover unnecessary charges. By negotiating or removing these fees, borrowers can shave up to 0.75% off the quoted rate, keeping more capital for down-payment or future investments.

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