How to Find and Cancel Every Forgotten Subscription in 10 Minutes

#personalfinance #money #tutorial #productivity

The average person has 12 paid subscriptions and uses 7. That means 5 subscriptions are draining your bank account every month without delivering value.

At an average of $12/month each, that is $60/month or $720/year in pure waste.

The 10-minute audit

Step 1: Export transactions (2 min)
Open your banking app or website. Export the last 3 months of transactions as CSV.

Step 2: Filter recurring charges (2 min)
In Excel/Sheets, filter the Description column for: "recurring", "subscription", "monthly", "annual", "membership", "premium", "plus", "pro".

Step 3: Create your subscription inventory (3 min)
List every recurring charge with: name, amount, last used date.

Step 4: Cancel the dead weight (3 min)
For anything you have not used in 30 days: cancel it. Most services keep your data and you can resubscribe anytime.