To receive zXMR, you need an Ethereum wallet set to the correct network. You also need the right receiving address and enough ETH for later transaction fees.
zXMR is a token on an Ethereum network
zXMR is a digital token designed to represent Monero on an Ethereum-compatible network. That lets you use it in some apps built for that network, but it is not the same coin as XMR in a Monero wallet.
ERC-20 is a common set of rules for tokens on Ethereum. An ERC-20 wallet address usually starts with “0x”; a Monero address looks different and cannot receive zXMR. Sending zXMR to a Monero address will not move it into your Monero wallet.
ZeroFi’s current bridge page lists Sepolia, an Ethereum test network, as its destination. A test network is for trying software, and its tokens are not ordinary Ethereum funds. Check the page’s network and source details before sending anything, and do not assume that a test destination means your XMR is also test money.
Prepare an Ethereum wallet and choose its network
Use a wallet that supports Ethereum-compatible networks and lets you view custom tokens. A wallet is software that controls your blockchain account; your public address is where others can send tokens. Your recovery phrase gives control of that account, so keep it private.
For a Sepolia destination, switch the wallet to Sepolia before copying its address. If your wallet only shows Ethereum Mainnet, it may hide tokens held on Sepolia, even when the address itself is correct. Never choose a network just because its name sounds familiar; it must match the bridge’s destination.
Before choosing a bridge, make sure it fits your goal: how ZeroFi bridges or swaps XMR. That article explains the choice itself; this guide focuses on getting the receiving wallet ready. Then return to the bridge and check that the wallet shows the same destination network.
Check the token and receiving address before sending
Connect the wallet you will use to receive zXMR. Copy its address from the wallet, then compare the first and last few characters with the address shown by the bridge. A single wrong character can send funds somewhere you cannot control.
Confirm that the bridge names zXMR as the asset you will receive. A token symbol is a short label, not proof that a token is genuine. If you need to add zXMR manually, use the token contract address published by the bridge’s official interface or documentation. Do not copy an address from a chat message or an unrelated search result.
Read the bridge’s minimum amount and confirmation requirements before starting. The current ZeroFi page shows a minimum deposit of 0.01 XMR and says deposits wait for 10 source-chain confirmations. A confirmation is a block added after your transaction; more confirmations usually mean the network has had longer to record it. These settings can change, so follow the live page.
Follow the transfer and verify zXMR arrived
For a first transfer, use an amount you can afford to risk, and check the final amount and destination before confirming. For example, if the page accepts a deposit of 0.02 XMR, confirm that the wallet address is yours and that the receive side says zXMR on the intended network. The displayed minimum is not a promise of how much you will receive after fees.
After sending, save the transaction ID shown by your Monero wallet. A transaction ID is a receipt that helps you find the payment later. Wait for the bridge’s stated confirmations and payout process; the XMR transaction and the Ethereum-side token transfer are separate steps, so they may not appear at the same time.
When the bridge says the payout is complete, check the receiving wallet on the same network. If zXMR is missing, look up the payout transaction on that network’s block explorer, a public transaction viewer. If it appears there but not in your wallet, add the verified token contract so the wallet can display it.
Once zXMR is visible, you can decide whether to hold it or use it in an app that supports that token and network. Keep some ETH on the destination network if you plan to make transactions; Ethereum apps charge these fees in ETH. The key checks are the network, the receiving address, and the exact token before you send.
Top comments (0)