I'm not a fan of new years resolutions. You set yourself a target which starts in January, January is cold and dark, you have little money after Ch...
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Very interesting take... will be following your posts to keep up with all the ups and downs of the challenge. I suck at saving mostly because I have a problem with watching money just sitting there in an account (mostly likely with a very meagre return interest rate anyway) so this might be exactly the thing I need to get my money to start working for and bbecoming self regenerating