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How Much Does It Cost to Build an AI Financial Assistant App Like Cleo?

Riding the Wave of AI-Driven Fintech

With customers today insisting on intelligent, easy, and intuitive money solutions, AI-driven financial assistant apps like Cleo are dominating the market. AI-driven fintech globally will be more than $50 billion in 2025 with over 23% CAGR—powered by AI assistants, budget robots, and personal money managers.

Consumers—especially Gen Z and Millennials—are turning to digital wallets and financial coaching bots to manage their finances, cut spending, and improve credit behavior. If you’re considering building a smart financial assistant app like Cleo, this guide offers a complete breakdown of features, development costs, and winning strategies.

Who’s Leading the Pack in AI Financial Assistant Apps?

Cleo is among the top AI-driven finance guide nicknames on the market today. It's a UK firm that leverages conversational AI to apply budgeting, investing, and even snarky remarks based on money-derived ideas all within the context of a chatbot interface. Digit, Plum, and Charlie substitutes don't even come close as much as Cleo's gamified interface, UX-less movement, and in-depth AI analysis.

For a deeper dive into this topic, check out the full article here: Cost to Build an App Like Cleo

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