DEV Community

Declone Labs
Declone Labs

Posted on

How to Build a Finance App in the U.S.? Features, Process, and Costs

Introduction: The Emergence of Increased Demand for Finance Apps

The US finance app economy is expanding leaps and bounds driven by digitalization and increasing user demand for ease of financial services. The fintech market globally, a Statista report discovered in 2024, will expand to $324 billion in 2026, with the US leading the way. Ranging from mobile banking to investment and personal finance management apps, fintech services are revolutionizing how individuals handle money.
With consumers becoming digital-first in financial experiences, businesses now have a great chance to create strong finance apps that meet a wide range of needs like budgeting, investing, lending, and payments. But what is the process to create a successful finance app in the US? Let us determine the main areas, i.e., features, development stages, expenses, and best practices.

Top Finance Apps Dominating the Market

Prior to developing a finance app, the success formula of the industry leaders must be understood. A few of the most popular finance apps in the United States are given below:

  • Mint (Personal Finance & Budgeting) – Offers automated expense tracking, bill reminders, and credit score monitoring.
  • Robinhood (Trading & Investing) – Offers commission-free stock trading and cryptocurrency investment.
  • Chime (Mobile Banking) – A digital bank that offers feeless banking and paycheck advance deposit.
  • PayPal (Digital Payments) – Ensures secure online payment and peer-to-peer transactions.
  • Acorns (Micro-Investing) – Invests spare change automatically and rounds up customers. By analyzing these apps, businesses can understand gaps and create new solutions to stand out in the saturated fintech space.

For a deeper dive into this topic, check out the full article here: Cost to Build an App Like Finance App in the U.S.

Top comments (0)

AWS Security LIVE!

Join us for AWS Security LIVE!

Discover the future of cloud security. Tune in live for trends, tips, and solutions from AWS and AWS Partners.

Learn More

👋 Kindness is contagious

Explore a trove of insights in this engaging article, celebrated within our welcoming DEV Community. Developers from every background are invited to join and enhance our shared wisdom.

A genuine "thank you" can truly uplift someone’s day. Feel free to express your gratitude in the comments below!

On DEV, our collective exchange of knowledge lightens the road ahead and strengthens our community bonds. Found something valuable here? A small thank you to the author can make a big difference.

Okay