Household Budget Excel Template 2026 — $9 One-Time (Better Than Apps)

Budget apps want $12/month forever. I built an Excel template instead.

$9 one-time → https://ackermann08.gumroad.com/l/budget-en

11 categories · 12 months · auto-sums · Excel & Google Sheets · CHF/EUR/USD friendly.

Freelancer bundle (budget + invoice + receipt scanner) $29 → https://ackermann08.gumroad.com/l/bundle-en

What category do you always forget in your budget?