Tip for parents: a UPI notification says someone "sent money by mistake" and asks you to Approve so they can get it back.

That Approve is often a collect request — it sends money from your account, not to them. Don't tap it. Open your own UPI or bank app and check the balance yourself. If money really arrived, call the number on your debit card; never reverse it through a stranger's link or chat.

Has anyone in your family been asked to "return a wrong transfer"?