Tip for parents: you never need to enter your UPI PIN or scan a QR code to RECEIVE money.

If a "buyer", a "refund desk" or a "cashback offer" asks them to scan a code or approve a request to get paid, it's a trap. The PIN only ever sends money out.

Sit with them today and say it once out loud: "PIN means paying." Then show them how to decline a collect request in their UPI app.

Has someone tried this on your family?