Testcraft Studio frontend 43: tests/fixtures/Membership_Baseline.md

# Membership and collateral - system knowledge

## Member identifier
Every membership request must contain a member identifier.
Reject a request when the member identifier is missing.
Accept a request with an active member and a valid identifier.

## Collateral review
Apply the approved collateral eligibility rules before accepting collateral.
Record an audit reference for every accepted collateral submission.