Live Insurance Underwriting Score Cutoffs (Kiponos Java SDK)

Catastrophe season, regulatory bulletins, and portfolio mix targets all demand same-day underwriting rule changes. Java policy engines should read live cutoffs, not yesterday's YAML.

var uw = kiponos.path("underwriting", productLine);
if (riskScore > uw.getInt("auto_decline_above")) return Decline.INSTANCE;
if (riskScore > uw.getInt("refer_above")) return Refer.manual();

Underwriters and actuaries edit thresholds in Kiponos; quotes in flight pick up new rules on the next evaluation. WebSocket deltas — no pod restart.

kiponos.io · github.com/kiponos-io/kiponos-io