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Posted on • Originally published at apivai.com

How to Use Cursor with a Cheap AI API (Save 90%)

Cursor + Cheap AI API = Best Developer Experience

Cursor is one of the most popular AI-powered IDEs. It supports custom API endpoints, which means you can route requests through a cheaper provider.

Why Use a Custom API?

Option Cost Limitation
Cursor Pro $20/month Rate limited
Cursor + Official API $3-5/M tokens Expensive at scale
Cursor + APIVAI $0.77/M tokens No limits, 90% cheaper

Setup in 2 Minutes

Step 1: Get Your API Key

  1. Sign up at apivai.com
  2. Top up your balance ($10 minimum)
  3. Copy your API key from the dashboard

Step 2: Configure Cursor

  1. Open Cursor Settings (Cmd+, or Ctrl+,)
  2. Go to Models section
  3. Set Override OpenAI Base URL to:
https://api.apivai.com/v1
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  1. Set your API Key to your APIVAI key

Step 3: Select Your Model

Choose from:

  • claude-sonnet-4-6-20250514 — Best balance (recommended)
  • claude-opus-4-7-20250416 — Most powerful
  • claude-haiku-4-5-20251001 — Fastest, cheapest
  • gpt-5.4 — OpenAI alternative

Cost Savings Example

A typical Cursor power user might make 50-100 AI requests per day:

Requests/day Cursor Pro APIVAI API Monthly Savings
50 $20/mo (limited) ~$4/mo $16
100 $20/mo (heavily limited) ~$8/mo $12 + no limits
200+ Not possible ~$16/mo Unlimited

With APIVAI, you get unlimited requests — no rate limiting, no throttling.

Also Works With

  • VS Code + Continue extension
  • Neovim + avante.nvim
  • JetBrains + AI Assistant
  • Any tool that supports OpenAI-compatible APIs

Get Started

Sign up at apivai.com — takes 30 seconds, no credit card required.

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