If you’re a developer maintaining an e-commerce platform or a payment system in Vietnam, building direct API integrations with multiple banks is slow, resource-draining, and a endless maintenance burden. PionPay has already built and maintained that integration layer with various banks across Vietnam. All you need to do is attach PionPay’s webhook to your existing payment flow and start receiving real-time transfer confirmations — no need to connect to each bank's API individually.
Pricing: 99,000 VND/month per linked bank account.
Website: pionpay.vn · Fanpage: facebook.com/pionpay · Hotline: 0981.690.369
We are currently opening early access for developers to integrate, stress-test, and share feedback before our broader rollout.
Contact our fanpage to claim a free trial package!
1. The Problem: Direct Bank API Integration is an "Engineering Tax" for Every Dev Team
If you’ve ever tried connecting a sales system directly to a Vietnamese bank’s API, you know it’s not a weekend project. Every bank comes with its own authentication flows, quirks, and incomplete documentation. Multiply that by the number of banks your customers actually use, and you’ll end up wasting:
- Real engineering hours on integrations — work that has nothing to do with your core product.
- Continuous maintenance every time a bank changes something on their end.
- Extra infrastructure just to poll or listen for balance f luctuations reliably.
2. What PionPay Actually Does
PionPay takes care of the integration work across multiple Vietnamese banks for you. Instead of connecting to each bank individually, you only need to connect to a single webhook.
Here’s how the workflow looks:
- You link a bank account with PionPay (via the PionPay dashboard).
- PionPay monitors balance fluctuations for that account via direct bank API connections — no screen scraping involved.
- When money arrives, PionPay instantly detects and verifies the transaction.
- PionPay sends a confirmation payload to your system via webhook in rea l-time.
On your side, integration is as simple as: receiving the webhook payload, matching it with the order, and marking it as paid. That’s it. No dealing with bank authentication flows, no polling logic, and zero maintenance per bank.
3. Where This Webhook Fits in Your Tech Stack
PionPay is designed to sit alongside your existing tools without replacing your current stack:
- Website / POS
- Telegram
- Zalo (Bots & Zalo OA)
- Lark
- Google Sheets
For most dev teams, the primary integration point is simply: Webhook -> Your Order/Payment System. Other channels (Telegram, Zalo, Sheets) are optional add-ons if you want notifications dispatched elsewhere.
**Pricing: Per Linked Account, Not Per Transaction
This is an important detail when scoping your integration:
99,000 VND/month per linked bank account.**
This means your cost scales with the number of bank accounts you need PionPay to monitor — not with transaction volume. If your business collects payments into a single account, that’s one fixed line item. If you collect through multiple accounts (e.g., by branch or business unit), each linked account is billed separately.
Full pricing details: pionpay.vn
4. How to Start Testing
- Visit pionpay.vn to register and get your API/webhook access keys.
- Link a test bank account (or a real account with low risk during trial).
- Point the webhook to a test endpoint and confirm you’re receiving valid payloads.
- Hook it into a sample order-matching workflow.
- Share your feedback in the comments below, or reach out via our fanpage/hotline above.
5. Frequently Asked Questions
Do I need to integrate with each bank individually?
No — that’s the main purpose of PionPay. PionPay handles and maintains those integrations; you only consume a single webhook.Is the pricing based on transaction volume?
No. It is a flat fee of 99,000 VND/month per linked bank account, regardless of how many transactions process through it.Is banking data processed securely?
PionPay has achieved ISO/IEC 27001:2022 certification for Information Security Management Systems.
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