Primary reply

i read your agentic payments post — the moment you described agents hitting "Enter payment information" and the pipeline stopping is the exact wall we built MnemoPay to remove.

the credential problem runs deeper than it looks. it's not just that agents don't have a card — it's that every payment rail downstream is designed around a human account that can be held liable. MnemoPay cuts the human credential out of the chain entirely: two-phase commit, per-counterparty policy enforcement, and Agent FICO (300-850) so the rail has something to underwrite against other than a static API key.

672 tests, v1.0.0-beta.1 on npm. are you building the payment layer yourself for your use case, or still evaluating infrastructure?