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Discussion on: Google Maps APi Pricing

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A C E V E D O C

If you even draw a Google map, you will be charged for it. In your case, if you already have the coordinates (lat, lon) I strongly recommend use a DB with it spatial extension. For example PostgreSQL with PostGIS.

You only have to run an Intersection operation. A set of coordinates where intersects the polygon.

You can run it 1,000 times and it's free.

You can find some info here:
postgis.net/docs/ST_Intersection.html