Every shared-expense argument I've seen starts the same way: someone kept a spreadsheet, someone else didn't, and by month three nobody trusts the numbers.
Here's the workflow that fixed it for my group — no app install, no accounts:
- Open any Telegram group chat (or create one with your roommates/travel crew).
- Add @splittabsbot.
- Send expenses as plain messages: "Groceries $84.50" — the bot parses the amount, logs who paid, and tracks balances.
- Anyone can type /balances at any time. No more "can you send the sheet?"
Why Telegram bot > spreadsheet:
- Zero friction: everyone already has Telegram open. Nobody has to install Splitwise or maintain a Sheet.
- Audit trail: every entry is a message. Disputes can be traced to the exact expense.
- Multi-currency: it handles travel groups where people paid in different currencies.
- Free: no premium tier required for core split tracking.
Full step-by-step guide (with screenshots and edge cases like uneven splits and leaving groups): https://tg.zovo.one/guides/how-to-split-rent-with-roommates/
We also published 57 other practical Telegram guides — habit tracking, spaced-repetition vocab, countdowns, anonymous Q&A — all free: https://tg.zovo.one/guides/
What does your group use to split expenses? Still a spreadsheet?
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