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Balaji K
Balaji K

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✨ One HTML file. No backend. No sign-up. Your data never leaves your browser.

But here's what makes it different from the 50 other trackers out there:

→ Real-time broker sync for Mutual Funds Live NAV pulled from AMFI. Actual real-time sync with your broker holdings.

→ Gmail-synced expense tracking Connect Gmail (readonly OAuth) → finds your HDFC/ICICI/SBI bank alert emails → AI auto-parses merchant, amount, date, category → donut chart of where your money actually goes, plus budget vs actual comparison.

→ AI that analyses YOUR portfolio Bring your own API key. The AI looks at your actual holdings, your actual allocation, your actual gaps not some template "diversify more" response.

→ Export your financial profile to local Ollama Feed your complete snapshot to a local LLM. Your data stays on your machine. Run whatever analysis you want, privately.

→ Supabase cloud backup (optional, your own instance) Want sync across devices? Plug in your own Supabase. Don't want it? Everything works locally.

→ Reminders & Alerts hub Auto-generated from your insurance renewals, loan EMIs, FD maturities, SIP dates. Priority-based: overdue → urgent upcoming. No manual setup needed.

And it tracks everything Indian investors actually hold:
→ Mutual Funds, Stocks, ESPP/RSU/ESOP → Fixed & Recurring Deposits (multi-bank, maturity alerts) → Sovereign Gold Bonds (live spot price → INR) → Physical Gold (jewellery, coins purity, storage, photos) → Post Office schemes (PPF, SSY, NSC, MIS) → Insurance (term, health, endowment, vehicle — renewal tracking) → Loans (EMI tracking + prepayment calculator) → Real Estate (location, area, rental yield) → NPS, EPF, retirement planning

Dashboard gives you net worth across every asset class, allocation charts with diversification scoring, and dark/light theme with a clean Bootstrap UI.

Fork it. Deploy to Netlify/Vercel/fly.io. Or just double-click and open in your browser.

Next up: an agent layer that messages you on Telegram when your FD matures or your MF NAV drops 5%. More on that soon.

MIT Licensed. Free forever.

[https://www.linkedin.com/posts/kbalaji-kks_finfolio-activity-7447868974194720768-E3CY?utm_source=share&utm_medium=member_desktop&rcm=ACoAAA9LqPABRzpr8yo2ODcz6XIs182lmEqHPxY]

[https://github.com/balajiregt/myFinance]

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