Fintech in India is quickly progressing and changing the way people deal with money, transactions, investments and financial services. With the development of digital finance, demand for strong, secure and convenient applications is increasing. As a rising startup looking to shake the market, or as an established bank embracing digital transformation, it all comes down to selecting the right technology partner.
Recent fintech statistics reveal that with higher and higher commonality, the digital has been embraced to grow demand for dynamic solutions that will be in line with the law. To make sure that your platform is compliant with all the local regulations, you need to choose the right fintech app development company.
Through these lists, we have compiled a list of 10 technology movers and shakers in the fintech app development companies in India. These firms are disrupting businesses, creating the infrastructure for scalable solutions and picking winners as more established companies evolve financial services through technology.
Criteria For Selecting Top Fintech App Development Companies
Verified Client Reviews
We reviewed authentic client feedback from reliable sources such as Google to understand genuine experiences shared by customers. This helped us evaluate communication quality, project delivery, and post-launch support. Real client insights are essential when identifying the best fintech app developers.
Reputation of Top IT Directories
We examined top technology directories like Clutch and GoodFirms, focusing on ratings and reviews left by verified clients. By assessing each company’s historical performance, reputation, and reliability, these platforms helped us determine the best fintech app development company supported by trustworthy reviews.
Industry Certifications for Fintech Companies
Certifications validate a company’s capability to build high-quality fintech applications. We included firms holding key certifications such as ISO 27001 and those recognized through awards. These credentials demonstrate industry expertise and excellence in service delivery.
Compliance with legal frameworks
We selected companies proficient in both global and regional regulatory frameworks. This includes PCI DSS for secure payment processing, GDPR for personal data protection, and AML guidelines for financial transparency.
Additionally, we ensured these companies have a strong understanding of RBI guidelines, including digital payment norms, KYC requirements, and data localization regulations in India.
Industry Experience
Our priority was companies with extensive experience specifically in the fintech sector. Such firms have demonstrated expertise in creating highly secure applications using industry best practices—encryption, secure API integration, authentication protocols, and real-time fraud detection—to protect financial information effectively.
Freelance Platform Presence
Alongside company websites and portfolios, we also considered their presence on platforms like Upwork and Freelancer. High ratings, repeat clients, and a solid track record of successful fintech projects on these freelance platforms reflect credibility, adaptability, and global demand for their services.
Technical Skills & Expertise
Finally, we assessed the technical proficiency of developers within these companies, especially in modern technologies such as machine learning, generative AI, NLP, and SaaS. Skilled developers are essential for delivering scalable and future-ready fintech applications in today’s digital finance landscape.
10 Best Fintech App Development Companies in India
1. Tvisha Technologies Inc
Tvisha Technologies Inc is a trusted name in mobile banking application development, offering secure, scalable, and feature-rich solutions. With over a decade of digital transformation expertise, they help banks and fintech organizations enhance customer experience and optimize operations.
They develop applications with features like MPIN login, loan management, mobile deposits, and account management, ensuring convenience for users. Their strong focus on data protection, encryption, and fintech compliance makes them a reliable partner.
Success Story:
Tvisha helped a leading bank launch a mobile app that onboarded over 1 million users within its first year. They also upgraded a legacy banking system, resulting in a 50% improvement in app performance.
Google rating- 4.2
Clutch rating- 4.6
Awards- Goodfirms, Clutch, ITFirm
Founded Year- 2002
Hourly Rate- $25 - $49/hr
Location- Hyderabad, India
2. OpenSource Technologies
OpenSource Technologies (OST), founded in 2009, is a leading software development company offering scalable and reliable digital solutions powered by modern technology. Their fintech solutions focus on efficiency, user engagement, and operational improvement.
Their dedicated team ensures top-quality development with strong emphasis on security, UX, and transparent communication. With global project experience, they remain a preferred partner for fintech transformation initiatives.
Success Story:
OST built a micro-investing app for a U.S. client that now serves over 150k active users. They also developed a financial CRM system that boosted operational efficiency for a Dubai-based firm by 45%.
Google rating- 4.4
Clutch rating- 4.8
Awards- Clutch, Business Award 2017
Founded Year- 2009
Hourly Rate- $50 - $99/hr
Location- Delhi, India
3. Citrusbug Technolabs
Citrusbug Technolabs is a top-tier fintech solutions provider known for integrating AI into secure and high-performing applications.
With years of experience in crafting digital wallet apps, payment gateways, accounting tools, and banking software, they leverage AI to deliver customized dashboards, enhance workflows, and quickly respond to market shifts.
Their standout quality lies in their client-focused mindset and agile methodology. As the top fintech app development company, they collaborate closely with clients to understand their expectations, challenges, and long-term objectives, ensuring they deliver personalized solutions.
Success Story:
Citrusbug partnered with a European finance startup to build an AI-based budgeting app that increased user retention by 40%. They also helped a U.S. fintech firm scale from 10k to 1M+ users with a secure digital payment platform.
Google rating- 4.5
Clutch rating- 4.7
Awards- Goodfirms, Clutch, Upwork
Founded Year- 2013
Hourly Rate- $25 – $49
Location- Ahmedabad, India
4. Codeplateau
CodePlateau is a trusted fintech tech partner serving sectors such as banking, insurance, investment management, and wealth advisory. They specialize in building secure, scalable, and intuitive platforms including mobile banking apps, wallet systems, and compliance and fraud detection solutions.
Their Power BI consulting capabilities help financial institutions convert complex insights into functional dashboards and real-time analytics, enabling better planning and improved performance.
Success Story:
Codeplateau helped an investment firm automate reporting, cutting manual work by 80%. They also developed a mobile banking app that achieved over 500k downloads within six months of launch.
Google rating- 4.9
Clutch rating- 5.0
Awards- Goodfirms, Clutch, ISO
Founded Year- 2016
Location- Pune, India
5. Tanθ Software Studio
Tanθ Software Studio excels in building core banking software with a product builder tool that helps users design and customize banking products effortlessly. Their solutions follow essential standards like PCI-DSS and GDPR.
With deep experience in banking systems, they handle the entire development cycle—from requirement analysis and UI/UX design to backend engineering, deployment, QA testing, and continued support.
Their communication-first approach ensures full transparency and alignment at every development stage.
Success Story:
Tanθ built a modular core banking engine for a mid-sized Asian bank, reducing product rollout time by 60%. They also revamped a lending platform that processed over $500M in digital loans within its first year.
Google rating- 4.7
Clutch rating- 4.4
Awards- Goodfirms, Clutch, Bark, Trustpilot
Founded Year- 2019
Hourly Rate- $25/hr
Location- Surat, India
6. Evoqins
Evoqins is a recognized fintech app development company in India, delivering futuristic, secure, and highly scalable financial solutions. With a team of specialists from diverse fintech backgrounds, they focus strongly on compliance, performance, and long-term business growth.
They build customized fintech products that address real-world challenges while improving usability, security, and efficiency. Their clientele spans global domains including mutual funds, enterprise BFSI systems, payment solutions, and personal finance apps.
Success Story:
Evoqins developed a mutual fund investment platform that increased transaction success rates by 95%. They also created a payment gateway for an international client that now handles over 2M monthly transactions.
Google rating- 4.9
Clutch rating- 4.8
Awards- Clutch, ISO
Founded Year- 2017
Hourly Rate- $25/hr
Location- Bengaluru, India
7. Quytech
Quytech is a leading fintech app development company in India with 14+ years of experience delivering secure and scalable financial applications.
Their team integrates advanced technologies such as AI/ML, Blockchain, AR/VR, IoT, and Cloud to build future-ready fintech solutions. Their high ratings and strong industry presence reflect their reliability and expertise.
Success Story:
Quytech created an AI-powered personal finance assistant that achieved a 4.8-star rating on app stores. They also built a blockchain-based lending platform that doubled user onboarding speed for a major fintech client.
Google rating- 4.4
Clutch rating- 4.8
Awards- Goodfirms, Clutch, Top App Development Companies 2023
Founded Year- 2010
Hourly Rate- $25/hr
Location- Gurgaon, India
8. Agicent
Agicent is among the leading fintech app development companies in India known for developing secure and dependable solutions such as digital wallets, payment apps, lending software, and investment platforms. They have worked with startups and enterprises alike, focusing on compliance, UX, and technological innovation.
Their development process ensures solutions that are scalable, easy to use, and aligned with standards such as PCI-DSS and GDPR.
Success Story:
Agicent developed a digital wallet that reached 300k active users in under a year. They also created a lending automation tool that reduced loan approval time from 48 hours to 30 minutes.
Google rating- 4.1
Clutch rating- 4.8
Awards- Goodfirms, Clutch, AppFutura
Founded Year- 2010
Location- Noida, India
9. Hyperlink InfoSystem
Hyperlink InfoSystem is one of the most prominent fintech app development companies, delivering custom-built financial applications tailored to client needs. Their solutions combine best industry practices with the latest technologies to support digital transformation, user engagement, and data security.
Known globally for reliability, they remain a preferred choice for clients seeking future-ready fintech innovations.
Success Story:
Hyperlink built a crypto-trading platform for an international client, reaching 200k users in its first quarter. They also helped a UK-based fintech automate KYC verification, reducing processing time by 70%.
Google rating- 4.6
Clutch rating- 4.8
Awards- Clutch
Founded Year- 2011
Hourly Rate- $25 - $49/hr
Location- Ahmedabad, India
10. SemiDot Infotech
SemiDot Infotech is widely respected among fintech app developers and trusted for their high-performance solutions. They have delivered a variety of finance-related platforms, from digital wallets and payment gateways to fraud prevention layers and wealth management systems.
Their portfolio includes secure payment systems, KYC applications, investment tools, and banking apps. Their dedication to innovation, compliance, and user-focused interfaces makes them a strong choice for modern fintech development.
Success Story:
SemiDot built a fraud detection engine for a fintech startup that reduced fraudulent transactions by 85%. They also launched a multi-currency wallet that hit 100k users in the first 90 days.
Google rating- 4.2
Clutch rating- 4.7
Awards- Goodfirms, Clutch
Founded Year- 2011
Hourly Rate- $25/hr
Location- Jaipur, India
Conclusion
The Indian fintech landscape continues to emerge at an unprecedented pace with continuous innovation, growing digital adoption and a critical requirement for frictionless financial experiences.
With the potential of simplifying personal finance routines, providing anytime and anywhere access to money, and offering personalized and smart insights into financial behaviors, fintech applications are becoming an integral part of one’s everyday life.
Creating a secure, scalable, and intuitive fintech app, however, is a complex task that demands strong technical expertise and deep domain knowledge. This makes choosing the right technology partner essential.
Above, we've featured the best fintech app developers for hire whom you can trust based on validated client feedback, industry certifications and successful IT projects.
These are the companies that business rely on for everything from mobile banking app development to cutting-edge payment gateway software development to help them stay abreast of trends in their industry.
So, if you have a growing desire in the fintech field, teaming up with these reliable development professionals is the first towards developing a future-fit digital finance app.
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