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Technical Debt in 30 Seconds

Technical debt, minus the jargon: every shortcut you take to ship faster is a loan against your codebase. It charges interest — slower features, more bugs, changes that used to take a day taking a week.

Debt isn't evil. Unmanaged debt is. Keep it in check:

Make it visible — a list everyone sees, not tribal knowledge.
Schedule paydown — a fixed slice of each sprint.
Refactor hot paths first — highest interest, fastest payoff.

a debt item worth tracking

what: auth module bypasses the service layer

interest: every new endpoint duplicates logic

payoff: refactor once → faster + fewer bugs

Borrow when it's worth it, repay before it compounds. That's the discipline.

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