Failed payment recovery (dunning) is critical for any SaaS company. But which tool should you use? Here's an honest comparison of the top options in 2026.
The Contenders
| Tool | Price | Best For | Free Tier |
|---|---|---|---|
| Churn Buster | $249/mo+ | Enterprise SaaS ($1M+ ARR) | No |
| Baremetrics Recover | $58/mo+ | Teams wanting analytics bundle | Trial only |
| Stunning | $99/mo | Mid-market SaaS | No |
| ChurnWard | $29/mo | Budget-conscious teams | Limited |
| Rebill | $19/mo | Indie/bootstrap SaaS | Yes (100 emails) |
What Each Tool Does Well
Churn Buster ($249/mo)
The market leader. Smart retry logic, sophisticated email campaigns, dedicated account managers at higher tiers. They've been doing this since 2014 and have the most mature product.
Best for: SaaS companies at $500K+ ARR where the cost is a rounding error.
Downside: Price. At $249/mo minimum, the ROI only works if you're losing $2,500+/mo to churn.
Baremetrics Recover ($58/mo+)
Bundled with Baremetrics analytics. Good if you also need MRR dashboards, cohort analysis, and forecasting. The recovery emails are solid but not as configurable as dedicated tools.
Best for: Teams who want dunning + analytics in one tool.
Downside: You're paying for the whole analytics suite even if you only need dunning.
Stunning ($99/mo)
Middle-ground option. Customizable email sequences, good dashboard, Stripe integration. Been around since 2015.
Best for: Growing SaaS that needs more than basic dunning but less than enterprise.
Downside: Still $1,200/year -- adds up for early-stage companies.
ChurnWard ($29/mo)
Budget option from the existing players. Basic dunning sequences, Stripe integration.
Best for: SaaS founders who want something cheap and simple.
Downside: Limited customization, fewer features than premium options.
Rebill ($19/mo)
Full disclosure: I built this. 4-step dunning sequences, expiring card alerts, recovery dashboard. Stripe Connect integration (30-second setup). Free tier with 100 emails/month.
Best for: Indie SaaS and bootstrapped founders at $5K-$100K MRR.
Downside: Newer product, smaller team.
The Decision Framework
Your MRR < $10K: Use Rebill or handle it manually. The $19/mo makes sense if you recover even one payment.
Your MRR $10K-$50K: Rebill or ChurnWard. At this stage every dollar matters. Spending $249/mo on Churn Buster when you're making $20K/mo is hard to justify.
Your MRR $50K-$500K: Stunning or Baremetrics Recover. You can afford better tooling and the recovery amounts justify the cost.
Your MRR > $500K: Churn Buster. At this scale, their enterprise features (dedicated support, custom integrations, advanced analytics) pay for themselves many times over.
Check Your Numbers First
Before picking a tool, know your baseline. How much are you actually losing?
Free Churn Calculator -- plug in your MRR and see the projected loss and recovery. Takes 10 seconds, no signup.
Which dunning tool are you using? I am genuinely curious about what's working for others. Drop a comment below.
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