I'd get a degree again. Maybe not a degree in physics, if I were on the merry-go-round again, but a degree, for sure. Credentialism is real, and there are more fields than just programming that I might want to go into
I got a degree in physics also :D!
The value of going to college I felt was more in the community aspect than the degree. I think I did pretty well in school and in transitioning to software development, but I don't care about the degree.
That said, I'd rather have 4 years to be a student and then be off than not at all, certainly.
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