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Binance Trading Fees Explained: How to Save Up to 45% in 2026

Binance charges 0.1% on spot trades by default. But with the right setup, you can reduce that by up to 45%. Here is exactly how.

Default Binance Fee Structure

Trade Type Maker Fee Taker Fee
Spot 0.10% 0.10%
Futures 0.02% 0.04%
Margin 0.10% 0.10%

Method 1: Referral Code (20% Off)

Apply referral code PRM26 during registration for a permanent 20% fee reduction on all trades. This is the maximum referral discount Binance offers.

Method 2: BNB Fee Payment (Additional 25% Off)

Enable BNB fee payment in Settings > Fee to get an additional 25% discount that stacks with the referral code.

Combined Savings

Setup Spot Fee Savings
Default 0.10% 0%
With PRM26 0.08% 20%
With PRM26 + BNB ~0.055% 45%

Real Dollar Savings

For a trader with $10,000 monthly volume:

  • Default: $10/month in fees
  • With PRM26 + BNB: $5.50/month
  • Annual savings: $54

For $100,000 monthly volume:

  • Default: $100/month
  • Optimized: $55/month
  • Annual savings: $540

How to Set Up

  1. Register with code PRM26 for 20% lifetime reduction
  2. Buy a small amount of BNB
  3. Enable BNB fee payment in account settings
  4. Start trading with up to 45% lower fees

Verified and maintained by Promo Code Network — a Swiss-based promo code directory. Browse more deals in Trading & Finance.

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