My Funded Futures (MFFU) has quietly become one of the most respected names in the futures prop trading space. With a 4.9/5 Trustpilot rating from over 11,000 reviews, zero activation fees, and a streamlined one-step evaluation, the firm has earned its reputation among serious futures traders. But does it actually deliver on its promises? In this comprehensive My Funded Futures review, we break down every rule, every plan, every fee, and every payout detail so you can decide whether MFFU deserves your money — and how to save 50% with the discount code WIN if it does.
This review is based on publicly available data from MFFU's official help center, verified user reviews, and direct comparisons with competing firms as of March 2026.
What Is My Funded Futures?
My Funded Futures is a US-based proprietary trading firm that provides funded futures accounts to retail traders. Founded in 2023, MFFU operates on a straightforward model: traders pass a one-phase evaluation by hitting a profit target without breaching risk parameters, then receive a simulated funded account with real payouts. Consistent performers eventually graduate to a live trading account through the firm's scaling program.
MFFU exclusively serves futures traders. The firm focuses entirely on CME Group regulated futures contracts — ES, NQ, CL, GC, and other major instruments. This specialization allows them to offer tighter rules and a cleaner experience compared to firms that try to cover every asset class.
The firm gained significant traction throughout 2024 and 2025 by eliminating activation fees entirely (a move made official in July 2025), offering multiple plan types for different trading styles, and maintaining one of the fastest payout cycles in the industry.
For a quick comparison against other leading firms, visit PropFirmKey's My Funded Futures page where you can also apply the code WIN for 50% off.
My Funded Futures Plans & Pricing
In July 2025, MFFU overhauled their entire account structure, replacing the legacy Starter and Expert plans with three distinct offerings: Core, Rapid, and Pro. Each plan targets a different type of trader with different risk tolerances and payout expectations. Here is the full breakdown.
Core Plan
The Core plan is designed for budget-conscious traders who want a low-cost entry into funded futures trading. It is only available in a $50K account size.
| Feature | Core $50K |
|---|---|
| Monthly Price | $77 |
| One-Time Price | $229 |
| With Code WIN (50% OFF) | ~$39/mo or ~$115 one-time |
| Profit Target | $3,000 |
| Drawdown Type | End-of-Day (EOD) Trailing |
| Drawdown Amount | $2,000 |
| Max Contracts | 5 minis / 50 micros |
| Profit Split | 80/20 |
| Consistency Rule (Funded) | 40% rule |
| Activation Fee | $0 |
At under $80 per month — and under $40 with the WIN discount code — the Core plan is one of the cheapest ways to access a funded futures account in the entire industry.
Rapid Plans
The Rapid plan is the most popular option at MFFU. It offers a higher profit split (90/10), uses intraday trailing drawdown, and is available in three account sizes. The trade-off is that you start with limited contracts and must scale up through profitability.
| Feature | Rapid $50K | Rapid $100K | Rapid $150K |
|---|---|---|---|
| Monthly Price | $129 | $189 | $249 |
| One-Time Price | $157 | $267 | $347 |
| With Code WIN (50% OFF) | ~$65/mo | ~$95/mo | ~$125/mo |
| Profit Target | $3,000 | $6,000 | $9,000 |
| Drawdown Type | Intraday Trailing | Intraday Trailing | Intraday Trailing |
| Drawdown Amount | $2,000 (4%) | $4,000 (4%) | $6,000 (4%) |
| Max Contracts | 5 minis / 50 micros | 10 minis / 100 micros | 15 minis / 150 micros |
| Profit Split | 90/10 | 90/10 | 90/10 |
| Consistency Rule (Funded) | None | None | None |
| Activation Fee | $0 | $0 | $0 |
Pro Plans
The Pro plan is built for experienced traders who want maximum contract access from day one with no scaling requirements. It uses end-of-day drawdown and includes bi-weekly payouts on funded accounts.
| Feature | Pro $50K | Pro $100K | Pro $150K |
|---|---|---|---|
| Monthly Price | $229 | $344 | $449 |
| One-Time Price | $629 | $829 | $1,127 |
| With Code WIN (50% OFF) | ~$115/mo | ~$172/mo | ~$225/mo |
| Profit Target | $3,000 | $6,000 | $9,000 |
| Drawdown Type | EOD Trailing | EOD Trailing | EOD Trailing |
| Drawdown Amount | $1,500 (3%) | $3,000 (3%) | $4,500 (3%) |
| Max Contracts | 5 minis | 10 minis | 15 minis |
| Profit Split | 80/20 | 80/20 | 80/20 |
| Consistency Rule (Funded) | None | None | None |
| Activation Fee | $0 | $0 | $0 |
Which Plan Should You Choose?
Budget-first traders should start with the Core $50K. At $77/month (or ~$39 with WIN), the risk-to-reward ratio is excellent for learning the evaluation process.
Active scalpers and day traders will likely prefer the Rapid plan. The 90/10 profit split is the highest MFFU offers, and the lack of consistency rules on funded accounts gives you more freedom. Start with the $50K Rapid if you are new to prop firms, or go for the $100K–$150K if you already have a proven strategy.
Experienced traders with larger strategies should consider the Pro plan. No scaling requirement means you trade full size from day one, and EOD drawdown is far more forgiving than intraday trailing for swing-oriented strategies. The higher monthly cost reflects the premium features.
Compare all plans side by side at PropFirmKey.com to find the best fit for your trading style.
My Funded Futures Rules (Complete Breakdown)
MFFU's rule set is straightforward compared to many competitors, but there are critical nuances you need to understand.
Trailing Drawdown (How It Works)
The trailing drawdown is the most important risk parameter at MFFU. It works differently depending on your plan type.
EOD Trailing (Core and Pro plans): Your maximum drawdown level only updates at the end of each trading day, based on your closing balance. This means intraday spikes in profit do not move the drawdown floor. For example, if your $50K Core account reaches $53,000 during the day but closes at $51,500, your trailing drawdown adjusts to $49,500 (the new close minus $2,000). This is significantly more forgiving for traders who experience intraday volatility.
Intraday Trailing (Rapid plans): The drawdown floor updates in real time as your equity reaches new highs. If your $50K Rapid account touches $52,000 at any point during the session — even for a single tick — your drawdown floor moves to $50,000 ($52K minus $2K). This demands tighter risk management but comes with a better profit split.
Once your trailing drawdown reaches the initial account balance (e.g., $50,000 on a $50K account), it locks and stops trailing. From that point, it acts as a fixed floor. You must always maintain at least $100 above this floor.
Daily Loss Limit
MFFU does not impose a separate daily loss limit on any of its current plans. This is a significant advantage over competitors like Topstep, which enforce both a daily drawdown and a trailing max loss. The absence of a daily loss limit gives MFFU traders more flexibility on difficult trading days.
Minimum Trading Days
There is no minimum number of trading days required during the evaluation phase. You could theoretically pass in a single day if you hit the profit target without breaching the drawdown. For funded accounts, you must place at least one trade per week to remain active.
Consistency Rules
During the evaluation phase, all plans enforce a consistency rule: no single trading day can account for more than 50% of your total profits. This prevents traders from passing on one lucky trade.
On funded accounts, the rules diverge:
- Core: 40% consistency rule applies (no single day can exceed 40% of total profits at the time of a payout request).
- Rapid: No consistency rule on funded accounts.
- Pro: No consistency rule on funded accounts.
Allowed Instruments & Hours
MFFU allows trading on all CME Group regulated futures, including:
- Equity Indices: ES (S&P 500), NQ (Nasdaq), RTY (Russell 2000), YM (Dow Jones)
- Treasuries: ZB (30-Year Bond), ZN (10-Year Note), ZF (5-Year Note)
- Metals: GC (Gold), SI (Silver), HG (Copper)
- Energy: CL (Crude Oil), NG (Natural Gas)
- Agriculture: ZC (Corn), ZS (Soybeans), ZW (Wheat)
Trading hours follow CME exchange hours. Crypto futures, forex, equities, and OTC products are not available.
Overnight & Weekend Holding
Overnight and weekend holding policies depend on the plan and account phase. During evaluation, most plans allow holding positions overnight. Traders should verify the current policy for their specific plan type in the MFFU help center, as policies have been updated periodically.
My Funded Futures Scaling Plan
The Rapid plan includes a built-in scaling mechanism. You do not start with full contract access — instead, you earn the right to trade more contracts as your account grows.
| Profit Milestone | Contracts Unlocked (Rapid $50K) | Contracts Unlocked (Rapid $100K) | Contracts Unlocked (Rapid $150K) |
|---|---|---|---|
| Starting | 2 minis / 20 micros | 3 minis / 30 micros | 5 minis / 50 micros |
| +$1,500 profit | 3 minis / 30 micros | 5 minis / 50 micros | 8 minis / 80 micros |
| +$3,000 profit | 5 minis / 50 micros | 8 minis / 80 micros | 12 minis / 120 micros |
| Max (profit target hit) | 5 minis / 50 micros | 10 minis / 100 micros | 15 minis / 150 micros |
The Core plan follows a similar scaling structure on funded accounts, while the Pro plan has no scaling requirement — you get full contract access from day one.
MFFU also offers a long-term Evaluation-to-Live scaling program. Traders who demonstrate consistent profitability on sim-funded accounts can graduate to live trading accounts with increased capital.
Payout System & Profit Split
How Payouts Work
MFFU processes payouts based on your realized profits in the funded account. Before requesting your first payout, you must build a profit buffer:
- Core $50K: $2,100 profit buffer before first withdrawal
- Rapid $50K: $2,100 profit buffer
- Rapid $100K: $3,100 profit buffer
- Rapid $150K: $4,600 profit buffer
- Pro $100K: $3,100 profit buffer
- Pro $150K: $4,600 profit buffer
Once the buffer is met, you can request payouts on eligible profits above the threshold.
Profit Split Structure
The profit split depends on your plan:
- Rapid plans: 90/10 (you keep 90%)
- Core and Pro plans: 80/20 (you keep 80%)
Legacy accounts (pre-July 2025) may still have the original structure where traders keep 100% of the first $10,000 before the split kicks in.
Payout Frequency & Methods
- Rapid plans: Payouts available every 5 winning days, with a per-request minimum of $500.
- Pro plans: Bi-weekly payouts (every 14 calendar days).
- Core plans: Payouts available every 5 winning days with a cap of $5,000 per cycle.
Payouts are processed via Plane (bank transfer) or Rise (cryptocurrency). Processing typically takes 1-3 business days after approval.
First Payout Timeline
Most traders receive their first payout within 2-4 weeks of becoming funded. The bottleneck is reaching the profit buffer and accumulating 5 winning days.
Platforms & Technology
My Funded Futures supports several industry-leading platforms, giving traders flexibility in how they execute.
Tradovate
Tradovate is the primary platform integration for MFFU. It offers a clean, browser-based interface with competitive commission rates. All MFFU accounts connect through Tradovate's infrastructure, making it the default choice.
NinjaTrader
NinjaTrader is the go-to platform for traders who need advanced charting, custom indicators, and automated strategy support. MFFU accounts connect to NinjaTrader through Tradovate's backend, giving you NinjaTrader's powerful desktop tools with Tradovate's execution infrastructure.
TradingView
TradingView integration allows traders to execute directly from TradingView's world-class charting interface, ideal for traders who already use TradingView for analysis. MFFU also supports Quantower and Volumetrica.
My Funded Futures Discount Code: WIN (50% OFF)
The code WIN is one of the most generous discount codes available in the futures prop firm space, offering a flat 50% off your evaluation purchase.
How to Apply the Code
- Visit My Funded Futures through PropFirmKey
- Select your preferred plan (Core, Rapid, or Pro) and account size
- Choose monthly subscription or one-time purchase
- On the checkout page, locate the promo code field
- Enter WIN and click apply
- Verify the 50% discount is reflected in your total
- Complete payment
Pricing After Discount
Here is every plan with the WIN discount code applied:
| Plan | Regular Monthly | With WIN (50% OFF) | Regular One-Time | With WIN (50% OFF) |
|---|---|---|---|---|
| Core $50K | $77 | ~$39 | $229 | ~$115 |
| Rapid $50K | $129 | ~$65 | $157 | ~$79 |
| Rapid $100K | $189 | ~$95 | $267 | ~$134 |
| Rapid $150K | $249 | ~$125 | $347 | ~$174 |
| Pro $50K | $229 | ~$115 | $629 | ~$315 |
| Pro $100K | $344 | ~$172 | $829 | ~$415 |
| Pro $150K | $449 | ~$225 | $1,127 | ~$564 |
At these prices, the Rapid $50K one-time purchase drops to roughly $79. Grab the WIN discount here.
My Funded Futures vs Competitors
How does MFFU stack up against the biggest names in futures prop trading? Here is a direct comparison across the metrics that matter most.
| Feature | My Funded Futures | Apex Trader Funding | Topstep | Earn2Trade | Bulenox |
|---|---|---|---|---|---|
| Max Account Size | $150K | $300K | $150K | $200K | $250K |
| Evaluation Steps | 1 | 1 | 2 | 1 | 1 |
| Best Profit Split | 90/10 (Rapid) | 100% first $25K, then 90/10 | 90/10 | 80/20 | 90/10 |
| Drawdown Type | EOD or Intraday (plan-dependent) | EOD Trailing | EOD + Daily Loss | EOD Trailing | EOD Trailing |
| Daily Loss Limit | No | No | Yes | No | No |
| Min Trading Days | None | None | None | None | None |
| Consistency Rule (Eval) | 50% | 30% | Yes | Yes | 30% |
| Activation Fee | $0 | $0 | $149 | $0 | $0 |
| Trustpilot Rating | 4.9/5 (11K+) | 4.8/5 (22K+) | 4.5/5 (7K+) | 4.7/5 (3K+) | 4.7/5 (5K+) |
| Best Price (w/ Discount) | ~$39/mo (WIN) | ~$25/mo (seasonal) | $49/mo | ~$99 one-time | ~$47/mo |
MFFU's strongest advantages are no daily loss limit, 90/10 profit split on Rapid plans, zero activation fees, and the highest Trustpilot rating in the space. Where it falls short is maximum account size — Apex and Bulenox offer larger accounts.
For a complete side-by-side comparison, visit PropFirmKey.com.
Pros & Cons
Pros
- No activation fee on any plan — the monthly subscription is your only cost
- One-step evaluation with no time limit, making it more accessible than two-phase programs
- No daily loss limit on any plan, giving traders more breathing room
- 90/10 profit split on Rapid plans, among the best in the industry
- EOD trailing drawdown on Core and Pro plans, significantly more forgiving than intraday trailing
- Multiple platform support including Tradovate, NinjaTrader, and TradingView
- 4.9/5 Trustpilot rating with 11,000+ verified reviews — the highest in the futures prop space
- Fast payout processing with payouts available every 5 winning days on Rapid and Core plans
Cons
- Maximum account size capped at $150K — competitors like Apex offer up to $300K
- Rapid plan uses intraday trailing drawdown, which is less forgiving and can be punishing for volatile strategies
- Core plan has a 40% consistency rule on funded accounts, limiting large single-day profits
- Pro plan pricing is steep — the $150K Pro at $449/month is a significant commitment even with the WIN discount
Who Should Use My Funded Futures?
The disciplined day trader: If you trade ES, NQ, or CL with a consistent edge and defined risk management, MFFU's rule structure will feel natural. The lack of a daily loss limit and the EOD drawdown option reward disciplined execution.
The budget-conscious beginner: At $39/month with the WIN code on the Core plan, MFFU offers the lowest-risk way to test whether prop trading is right for you. If you fail, you are out less than a streaming subscription.
The scalper who wants the best split: Rapid plan traders keep 90% of profits with no consistency rule on funded accounts. If you generate consistent daily profits through high-frequency scalping, this is one of the best deals available.
The experienced trader scaling up: Pro plan users who already have a proven strategy can skip the scaling phase entirely and trade full contract sizes from day one, with bi-weekly payouts and no consistency rule.
Frequently Asked Questions
Is My Funded Futures legit?
Yes. MFFU is a legitimate proprietary trading firm with a 4.9/5 Trustpilot rating from over 11,000 reviews. They process real payouts, have transparent rules published in their help center, and have been operating since 2023 with millions in verified trader payouts.
What is the best My Funded Futures discount code?
The code WIN provides 50% off all MFFU plans and is consistently one of the highest-value discount codes available. You can apply it directly at checkout or use this link through PropFirmKey to ensure it is applied automatically.
How much does My Funded Futures cost?
Monthly plans range from $77 (Core $50K) to $449 (Pro $150K). With the discount code WIN, prices drop to approximately $39–$225/month. One-time purchase options are also available on every plan, ranging from $157 to $1,127 before discount.
Can I trade crypto futures on My Funded Futures?
No. MFFU exclusively supports CME Group regulated futures contracts. This includes equity indices (ES, NQ, RTY, YM), treasuries, metals, energy, and agricultural futures. Crypto futures, forex, and equities are not available.
What is the My Funded Futures pass rate?
MFFU does not publicly disclose an official pass rate. Industry estimates for futures prop firm evaluations generally range from 5% to 15%. The combination of no daily loss limit, EOD trailing drawdown (on Core/Pro), and no time limit gives MFFU evaluations a comparatively higher pass rate than firms with two-step processes.
How long does it take to get funded?
There is no minimum time requirement. Technically, you can pass the evaluation in a single trading day if you hit the profit target without breaching the drawdown. Most traders report passing within 1-4 weeks of consistent trading. After passing, account activation for the funded phase is typically completed within 24-48 hours.
Can I use EAs or automated strategies?
Yes. MFFU allows automated trading through platforms like NinjaTrader that support expert advisors and algorithmic strategies. Standard rules still apply — your automated system must respect drawdown limits and position sizing.
Final Verdict
My Funded Futures has earned its position as one of the top three futures prop firms in 2026. The combination of zero activation fees, a one-step evaluation with no time limit, the absence of a daily loss limit, and a 90/10 profit split on Rapid plans creates a package that is genuinely difficult to beat. The firm's 4.9/5 Trustpilot rating — the highest in the futures prop space — reflects a company that consistently delivers on its promises.
The July 2025 restructuring into Core, Rapid, and Pro plans was a smart move that lets traders choose exactly the feature set they need. Budget traders get the Core at $77/month, performance-focused traders get the Rapid with its superior profit split, and experienced traders get the Pro with full contract access and no scaling requirements.
Our rating: 9.1/10. The only meaningful drawbacks are the $150K account size cap and the steep pricing on Pro plans. For the vast majority of futures traders, MFFU delivers exceptional value — especially with the WIN discount code cutting every price in half. If you are serious about funded futures trading, My Funded Futures belongs at the top of your shortlist.
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