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Not adjusting for inflation
Today's ₹20 lakh is not enough after 15 years
Always inflate your target first
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Using 15%+ returns
No calculator can guarantee this
Stick to 10-12% for equity, 6-7% for debt
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Forgetting existing savings
Already have ₹1 lakh saved? Enter it
Monthly requirement drops significantly
Use a savings goal calculator correctly. Avoid these errors.
Detailed guide with examples: Savings Goal Calculator: Plan Your Financial Future with Certainty
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