"Is Claude Code more expensive than Cursor?" The honest answer is "depends which plan, and the pricing pages changed again." So I wrote every published plan down: 119 plans across 16 tools, each one linked to the vendor's pricing page and dated (checked Nov 1, 2026, re-verified Nov 14).
A few things stood out.
1. The real entry price is about $20/month almost everywhere
Paid individual plans, monthly billing, list price:
| Tool | Cheapest paid plan | Source |
|---|---|---|
| Cursor | Plus $8 (Grok models only; Premium is $30) | cursor.com/pricing |
| Cline | ClinePass $9.99 (the extension itself is open source, $0) | cline.bot/pricing |
| GitHub Copilot | Pro $10 | docs.github.com |
| Zed | Pro $10 | zed.dev/pricing |
| JetBrains AI | AI Pro $10 | jetbrains.com |
| Claude Code | Claude Pro $20 | claude.com/pricing |
| Codex | ChatGPT Plus $20 | openai.com/chatgpt/pricing |
| Devin | Pro $20 | devin.ai/pricing |
| Replit | Core $20 | replit.com/pricing |
| Augment Code | Standard $20 | augmentcode.com/pricing |
| Bolt | Pro $25 | bolt.new/pricing |
| Lovable | Pro (100 credits) $25 | lovable.dev/pricing |
| v0 | Plus $30 | v0.app/pricing |
2. Free tiers exist, but they're demos
Free plans with a $0 price: Cursor, GitHub Copilot, JetBrains AI Free, Zed Personal, Devin Free, Bolt, Lovable, v0, Base44, Codex (ChatGPT Free), and OpenCode / Cline as open-source tools where you bring your own model key. The catch is always in the note column: limited agent requests, daily credit caps, or "you pay the model provider."
3. The top tiers cluster at $100 and $200
Claude Max $100 / Ultra $200, Copilot Max $100, ChatGPT Pro 100 / 200, Devin Max $200, Replit Pro $100, v0 Business $100, Lovable credit tiers that go far higher. If you're comparing "power user" setups, you're comparing $100–$200 a month, not $20.
4. Teams pricing is where it diverges
Per-seat business plans range from Copilot Business $19/seat to Claude Team Premium $125/seat and ChatGPT Business Premium $125/seat. For a 5-person team the gap between the cheapest and the priciest "team" option is several hundred dollars a month.
How I'd use this
Pick the job first (editor? terminal agent? prompt-to-app?), then compare the 2–3 tools for that job at the tier you'll actually hit. If you run one editor plus one agent, entry-level list prices add up to roughly $30–$40/month (e.g. a $10 editor plan plus a $20 agent plan).
I put the whole table in a small calculator (team size, monthly vs yearly): https://stackpick.app/cost?utm_source=devto&utm_medium=article&utm_campaign=costs-nov-2026 — and the raw data is a free JSON file if you want to build on it: https://stackpick.app/v1/pricing.json?utm_source=devto&utm_medium=article&utm_campaign=costs-nov-2026. Every row links to the vendor page, and prices change often, so check the date.
Disclosure: I run StackPick. Some tool links on the site are affiliate links; they never change scores or rankings.
What did I miss? If a plan is wrong or out of date, tell me and I'll fix it.
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