Most Americans overpay on at least 3 monthly bills. Here's the quickest way to fix each one:
1. Internet
Call and say "I'm thinking of switching to [competitor]. Can you match their $49 rate?" Works 70% of the time.
Save: $20-40/month
2. Phone plan
Check if you're paying for data you don't use. Most plans include unlimited, but people pay for extras.
Save: $15-30/month
3. Car insurance
Shop around every 6 months. Loyalty gets punished — new customers get better rates.
Save: $50-100/month
4. Streaming services
The average household pays for 4 streaming services and watches 2. Cancel the ones you haven't opened in 30 days.
Save: $15-30/month
5. Gym membership
If you haven't gone in 2 weeks, freeze or cancel. You can always rejoin.
Save: $20-60/month
6. Credit card interest
Call and ask for a lower rate. If you've been a customer for 2+ years, they often say yes.
Save: hundreds/year
7. Bank fees
Switch to a no-fee bank. No reason to pay $12/month for checking in 2026.
Save: $12-15/month
Want all of this automated? I built Bento to do it for you — finds waste, negotiates bills, and files refunds automatically.
This weekend: lifetime access $9 (normally $228/year).
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