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How to Value Any Stock Using Free Cash Flow (with Free Excel Template)

Why Most Investors Get Valuation Wrong

P/E multiples are easy but misleading. Cash flow is the real story. In this guide, I'll show you how to calculate Free Cash Flow to Firm (FCFF) and use it to find intrinsic value.

Step 1: Gather Financial Statements

Pull income statement and cash flow statement from any 10-K or 10-Q. Focus on: Revenue, COGS, SGA, D&A, CapEx, Change in Working Capital.

Step 2: Calculate FCFF

FCFF = NOPAT + D&A - CapEx - Change in WC
Where NOPAT = EBIT × (1 - Tax Rate)

Step 3: Discount to Present Value

Use WACC as the discount rate. For a simple approach: WACC = 8-10% for mature companies, 12-15% for volatile ones.

Step 4: Add Terminal Value

Terminal Value = FCFF_last × (1+g) / (WACC - g)
Use g = 2-3% for stable growth.

Step 5: Get Intrinsic Value Per Share

Enterprise Value = Sum of PV of FCFFs + PV of Terminal Value
Equity Value = EV - Net Debt
Value Per Share = Equity Value / Shares Outstanding

Want the Excel template with all formulas pre-built?

I've created a ready-to-use Free Cash Flow Model — Excel Template with 3 tabs, sample data for Apple, and automatic sensitivity tables. Download it here: https://microtoolsb2b.gumroad.com/l/your-product-id

No more manual spreadsheets — just input your numbers and get fair value in minutes.

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