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Bubu Dong
Bubu Dong

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I built free loan payoff calculators to help people save on interest

I recently shipped a side project: PayoffCalculators.org — a set of free online loan payoff calculators.

Why I built this

Most mortgage calculators only show you the monthly payment. They don't answer the real question: how much can I save by paying extra?

I wanted a simple tool where you plug in your loan details, add an extra monthly payment, and instantly see:

  • How many months you cut off your loan
  • How much interest you save
  • A full amortization schedule

What's included

Tech stack

Next.js + Tailwind CSS, deployed on Cloudflare Workers. The calculation formulas are open source:
loan-payoff-formulas.

No signup, no ads, no tracking. Just math.

Would love any feedback!

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