Taking USDT Payments with Taccoin: Payment Requests, Watch-Only Wallets and Receipts

By Daniel Carter

Disclosure: this article is sponsored by Taccoin and describes features that exist in the app today. Educational content, not financial advice. Written with the help of AI tools.

A small shop or freelancer taking USDT runs into the same three problems again and again: the customer asks which network to use, the amount arrives short, and the accountant wants to see payments without getting access to the money. Three features in Taccoin Wallet cover all three.

1. Payment requests: say exactly what you expect

A bare address does not tell the customer how much to pay, on which network, or for what. A payment request is a link and QR code that bundles:

• The network: TRON (TRC-20), Ethereum (ERC-20) or BNB Chain (BEP-20).
• The exact amount in USDT.
• A title and optional note, for example "Invoice 21, logo design".
• Your receiving address on that network.

The customer opens the link and sees the amount, network, token standard, note and address. If they use Taccoin, "Continue to pay" opens the send screen with everything pre-filled, and they confirm with their PIN. If the request has already been paid, they see a message with the transaction ID, so nobody pays twice by mistake.

Because a payment request asks for money and carries no secrets, you can share it in any chat.

2. Watch-only: let the accountant see, not spend

Add your shop's public address to another phone as a watch-only wallet. The person can see the balance and history but cannot send or swap; the app shows a clear banner saying so. Supported addresses: TRON (starting with T), Bitcoin, and EVM addresses starting with 0x.

Good uses:

• Accountant: follows incoming payments with no control over funds.
• Partner: sees the balance transparently.
• You: track a cold wallet from your everyday phone without copying its phrase there.

3. Receipts: close the loop

When a payment lands, open the transaction details. You get a "Confirmed" badge, a link to the block explorer, and a Download receipt button. Attach the receipt to the invoice. You can also label the customer's address so you recognise it next time.

A simple setup for a small business

1. Keep a separate receiving wallet for the shop, apart from your personal funds.
2. Agree on the network with each customer, then send a payment request on that network.
3. Put the invoice number in the note so payments are easy to match.
4. Give your accountant the public address only, added as watch-only.
5. Don't deliver final work until you see the payment confirmed.

Learn more: wallet.taccoin.com