Just your biometric identity — and instant digital credits.
Meet UBID + UDC: Universal Biometric Identity and Universal Digital Credit — a vision for a wallet-free future.
In this fun comic, our hero discovers a world where:
→ No more "I forgot my wallet"
→ Biometric scan = instant payment
→ No banks. No barriers. True financial inclusion.
This is more than just a concept. It's a complete framework for the future of identity, credit, and a cashless society.
👉 Read the full research paper:
Part of ISBN: 978-604-45-2534-1
https://lnkd.in/g6npuVRb
What do you think?
Is the world ready for a wallet-free future?
Or are the privacy & security challenges too big?
Drop your thoughts below 👇

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